Kotak Pre approved ??

[binno]

I was applying for kotak 811 zero balance and on last step i got this offer section
Can anyone say .. that was it pre approved or not . And yes i skipped for now .. because if it could be pre approved then i can apply it again .. and i didn’t applied it because i got sbi and amazon pay icici in june

 

[4uziaul]

For Kotak, pre-approved means something else. 🤣 You can try, but if they reject you with a weird reason, don't be surprised. 🤣

 

[cryoengine]

Yup, you can take it if you want a kotak card for offers. Even got credit limit mentioned, unlike usual FD based crap 811 card

 

[binno]

For Kotak, pre-approved means something else. 🤣 You can try, but if they reject you with a weird reason, don't be surprised. 🤣

But is it pre approved like one click approve ?

 

[4uziaul]

But is it pre approved like one click approve ?

Looks can be deceptive when it comes to Kotak Bank. 🤣 I'm not saying it will be rejected, but there is a possibility of rejection, so be prepared.

 

[Cosmicgaze]

I got it as well. If you have a good credit score they would most likely approve. It’s not pre approved tho they just offer it.
There will be a cibil inquiry if you accept. They did not come for verification or call me. It got approved in 2-3 days and received card in 2 days more.
In case you skipped they will call you to welcome to 811 account and offer you the card and send you the link to apply.