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Any way to get kotak cc pre approved?

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
 

Shubham Yadav

TF Legend
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
Long story but in short

I have kotak 811 got preapproved LTF Offer kotak league but applied pvr inox chargeable because of agent lie put cancellation of card finally received kotak zen signature through upgrade

No transaction in 811 only chillar spend total around 1000 to 2000 rs in a year
 

D₹V

TF Prestige
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
Serviceable area update ho gaya to direct apply kar lo.

Konsa teer hai inke cards me.
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Long story but in short

I have kotak 811 got preapproved LTF Offer kotak league but applied pvr inox chargeable because of agent lie put cancellation of card finally received kotak zen signature through upgrade

No transaction in 811 only chillar spend total around 1000 to 2000 rs in a year
I will wait for a month lets see or 2 . total i have 6 card one auto & Consumer loan .. rest all bnpl i have closed to get more card
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Serviceable area update ho gaya to direct apply kar lo.

Konsa teer hai inke cards me.
In cc section .it shows pre approved cc backed by fd card . Date is till 31st December.. will apply in January.

Also in Myntra i got pre qualified type message section.

Also
Does kotak do physical verification.
& Do i have to be at same area ( location on ) while applying ?
 

Shubham Yadav

TF Legend
In cc section .it shows pre approved cc backed by fd card . Date is till 31st December.. will apply in January.

Also in Myntra i got pre qualified type message section.

Also
Does kotak do physical verification.
& Do i have to be at same area ( location on ) while applying ?
Depends upon on bank

Most probably account holders they dont do physical verfication
 

D₹V

TF Prestige
In cc section .it shows pre approved cc backed by fd card . Date is till 31st December.. will apply in January.

Also in Myntra i got pre qualified type message section.

Also
Does kotak do physical verification.
& Do i have to be at same area ( location on ) while applying ?
They do verification but rarely.
 

Ad.Astra

TF Premier
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
I got offer for Kotak League RuPay CC LTF after around 2 years of holding 811 savings account.

So maybe you will recieve offer soon too 😄
 

Ad.Astra

TF Premier
In cc section .it shows pre approved cc backed by fd card . Date is till 31st December.. will apply in January.

Also in Myntra i got pre qualified type message section.

Also
Does kotak do physical verification.
& Do i have to be at same area ( location on ) while applying ?
For me, there was no physical verification for my pre approved CC offer
 

Walter White

TF Legend
VIP Lounge
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
Aadhaar card kaha se banvaye Imran bhai? Mamata Banerjee ko phone kiye the kya? 😜
 
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