Any way to get kotak cc pre approved?

[Vasuki]

Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game

 

[Vineet_]

Already mentioned everything in above reply.

Till now no response from kotak after raising mail to nodal, ceo & consumers head.

 

[D₹V]

Till now no response from kotak after raising mail to nodal, ceo & consumers head.

Then raise to RBI after 30 days

 

[Vasuki]

Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game

Finally got the card delivered .
Myntra kotak rupay select ( jcb) card with 68k limit .. seems more than handsome .
This limit i guess is 90% of my existing card 90k axis..
The card got approved just on sole basis of cibil i guess .

I activated the card before delivery through app .....even did upi payment ..
Other than my anxiety everything was great 😸.
Delivery update- i wasn't there , my brother took it for me . Hence message too came recived by his name . Just gave otp . Delivery boy was good .no question asked.

 

[pkpr]

Finally got the card delivered .
Myntra kotak rupay select ( jcb) card with 68k limit .. seems more than handsome .
This limit i guess is 90% of my existing card 90k axis..
The card got approved just on sole basis of cibil i guess .

I activated the card before delivery through app .....even did upi payment ..
Other than my anxiety everything was great 😸.
Delivery update- i wasn't there , my brother took it for me . Hence message too came recived by his name . Just gave otp . Delivery boy was good .no question asked.

Card showing in kotak app?
Myntra LTF?

 

[Vasuki]

Card showing in kotak app?
Myntra LTF?

That thing is stuck in resume application .. rn called Myntra customer care. They had little clue
Said it will be shown on payment page i was like ok 😁


Any word on Myntra insider ..i already had Myntra insider.. with kotak card will my insider duration increase or just 6 month from now superceding my earlier Myntra insider

 

[pkpr]

Why am i getting this error?
Card approved on 25dec
Delived on 27dec and still not showing in the kotak app😕

 

[Vasuki]

Why am i getting this error?
Card approved on 25dec
Delived on 27dec and still not showing in the kotak app😕

Oh bro .on kotak app ..post message of your card has been sent ..
I was able to use my card on kotak without delivery also ..

Try on Kotak netbanking.if new website doesn't work switch on old

I was saying earlier about myntra app ..

Or just have a call with Customer care & did u activate the card ? Done some transaction still this issue ?

 

[pkpr]

Yes I've done more than 15 transactions till now

Oh bro .on kotak app ..post message of your card has been sent ..
I was able to use my card on kotak without delivery also ..

Try on Kotak netbanking.if new website doesn't work switch on old

I was saying earlier about myntra app ..

Or just have a call with Customer care & did u activate the card ? Done some transaction still this issue ?

On netbanking it shows along with broken credit card image 😂

 

[Vasuki]

Yes I've done more than 15 transactions till now

On netbanking it shows along with broken credit card image 😂

Oh i did 3
2 upi
1 on kotak for 500 voucher

 

[pkpr]

Oh i did 3
2 upi
1 on kotak for 500 voucher

Is that voucher things is there for league rulay too?

 

[Vasuki]

Is that voucher things is there for league rulay too?

nah ..for kotak Myntra
1000 voucher
500 from kotak
500 from Myntra for shopping first time with same card
+ 7.5% discount 😁

 

[Vineet_]

Then raise to RBI after 30 days

From 23dec2023 to today never replied over mail even noticed without serviceable area kotak made enquiry I already given my serviceable address for reconsider but no luck.

How to escalate this bug of kotak pincode serviceability to rbi putting enquiry over cibil without giving service.

 

[Vasuki]

From 23dec2023 to today never replied over mail even noticed without serviceable area kotak made enquiry I already given my serviceable address for reconsider but no luck.

How to escalate this bug of kotak pincode serviceability to rbi putting enquiry over cibil without giving service.

Chnage your address to city address .. any relatives . In kotak 811 . through aadhar.
Trick is either u have to give location permission to kotak .that u are at that location or just chnage ur location of phone with gps emulator.
Once address chnaged u will get pre approved offer in few months or u can apply too .

 

[pkpr]

Chnage your address to city address .. any relatives . In kotak 811 . through aadhar.
Trick is either u have to give location permission to kotak .that u are at that location or just chnage ur location of phone with gps emulator.
Once address chnaged u will get pre approved offer in few months or u can apply too .

Sir ji Kotak CC abhi tak show nhi kar Raha Kotak app me
I'm so fed-up with their service😡.

 

[Vasuki]

Sir ji Kotak CC abhi tak show nhi kar Raha Kotak app me
I'm so fed-up with their service😡.

Check netbanking.. it will sync soon

 

[pkpr]

Check netbanking.. it will sync soon

In netbanking , it is showing but with broken icon and netbanking Doesn't provide much features and options.

 

[Vasuki]

In netbanking , it is showing but with broken icon and netbanking Doesn't provide much features and options.

It will sync .. did u got physical card ?

 

[pkpr]

It will sync .. did u got physical card ?

Got the card on 27dec.

 

[Vasuki]

Got the card on 27dec.

Do some nuaice with app then 😁.

In my case i did so many transactions even before it was delivered 😄.
All card detail and Activities were open

 

[kishorvr]

I opened Kotak Everyday account in Koramangala, Bangalore. The RM had called me to talk about credit card. When I went to the branch, the RM was not there. Other folks there said offer not available. I decided to apply on https://cards.kotak.com/. I got a rejection email saying not in serviceable area.

1. There is a Kotak Mahindra branch next to my house.
2. Non-serviceable area does not make sense as I had a Kotak credit card until 2018.
3. I took a cibil hit.