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Terms and rules

Terms & Rules

Effective Date: 10-July-2024

Welcome to TechnoFino Community ("we," "our," "us," or "the Forum"). TechnoFino Community is a public forum website based in India that focuses on banking, credit cards, and finance-related discussions. By accessing or using this website, you agree to the terms and conditions and the Disclaimer.

TechnoFino Community is only available to users who are at least 13 years old. If you are younger than this, please do not register for this Service. If you register for this Service, you represent that you are this age or older.

All content you submit, upload, or otherwise make available to the Service ("Content") may be reviewed by staff members. All Content you submit or upload may be sent to third-party verification services (including, but not limited to, spam prevention services). Do not submit any Content that you consider to be private or confidential.

You agree to not use the Service to submit or link to any Content which is defamatory, abusive, hateful, threatening, spam or spam-like, likely to offend, contains adult or objectionable content, contains personal information of others, risks copyright infringement, encourages unlawful activity, or otherwise violates any laws. You are entirely responsible for the content of, and any harm resulting from, that Content or your conduct.

We may remove or modify any Content submitted at any time, with or without cause, with or without notice. Requests for Content to be removed or modified will be undertaken only at our discretion. We may terminate your access to all or any part of the Service at any time, with or without cause, with or without notice.

You are granting us with a non-exclusive, permanent, irrevocable, unlimited license to use, publish, or re-publish your Content in connection with the Service. You retain copyright over the Content.

These terms may be changed at any time without notice.


1. General Information

The content provided on TechnoFino Community is for informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is strictly at your own risk.

2. No Professional Advice

The information provided on this website does not constitute professional advice. The content is based on the opinions and experiences of our members and contributors and is not intended to replace professional financial advice. For specific financial advice tailored to your situation, please consult with a qualified professional.

3. User-Generated Content

TechnoFino Community is a platform for users to share their experiences, opinions, and knowledge about banking and credit cards. We do not endorse or take responsibility for the accuracy or reliability of any user-generated content. The views expressed by members and contributors are their own and do not necessarily reflect the views of TechnoFino Community.

4. External Links

Through this website, you may be able to link to other websites that are not under the control of TechnoFino Community. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

5. Limitation of Liability

In no event will TechnoFino Community, its administrators, moderators, or owners be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

6. Cancellation & Refund Policy

1. All subscription fees paid on TechnoFino Community are non-refundable. Once a payment is made, it is considered final, and no refunds will be issued.
2. We take our community guidelines seriously to maintain a respectful and constructive environment. If we find that you are violating any of the TechnoFino Community guidelines, we reserve the right to cancel your subscription earlier than its actual validity. In such cases, no refund will be provided for the remaining subscription period.
3. If you wish to delete your account or cancel your subscription earlier than its original validity, no refund will be offered. We recommend carefully considering your decision before proceeding with account deletion or subscription cancellation.

7. Contact Us

If you have any questions or concerns about this Disclaimer or our website, please contact us at:

Address: Plot 135, Salua, Rajarhat, Kolkata, WB - 700136
email: tf@technofino.in
Mobile: +91-7501858685

By using TechnoFino Community, you acknowledge that you have read and understand Terms & Rules of using TF Community and the disclaimer and agree to be bound by its terms.

Thank you for being a part of the TechnoFino Community.


TechnoFino Community Team