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Any way to get kotak cc pre approved?

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
 

PayKaroAbhi

TF Premier
My friend with the same pincode applied for Kotak Mahindra Bank credit card and got approved instantly (VKYC, nonbanking customer) but I'm holding a 811 account from last 5 years and still unable to apply for a card! Getting this error. Any solution?
 

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D₹V

TF Prestige
My friend with the same pincode applied for Kotak Mahindra Bank credit card and got approved instantly (VKYC, nonbanking customer) but I'm holding a 811 account from last 5 years and still unable to apply for a card! Getting this error. Any solution?
Because you're blacklisted due to some reason.

Email bank, they won't solve issue but raise RBI Ombudsman complaint & problem will be solved 🤭.
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
My friend with the same pincode applied for Kotak Mahindra Bank credit card and got approved instantly (VKYC, nonbanking customer) but I'm holding a 811 account from last 5 years and still unable to apply for a card! Getting this error. Any solution?
🐼.same with me for icici they rejected me like 3-4 times.now including 2 for apay .
I had fd card with them too but closed too soon since opening..
But I don't maintain any balance in icici too maybe thats the reason

@D₹V any workaround for getting icici card now ..
I have 3 year old bank account zero balance full fledged not Mine account.

What can i do to trigger any kinda offer
 

PayKaroAbhi

TF Premier
🐼.same with me for icici they rejected me like 3-4 times.now including 2 for apay .
I had fd card with them too but closed too soon since opening..
But I don't maintain any balance in icici too maybe thats the reason

@D₹V any workaround for getting icici card now ..
I have 3 year old bank account zero balance full fledged not Mine account.

What can i do to trigger any kinda offer
I still remember how fast I got aPay card,
It was 12.01 AM, I applied for it as soon as I turned 21, just entered pan & otp and got the card with 4.2L limit 🙂😶‍🌫️
 

D₹V

TF Prestige
🐼.same with me for icici they rejected me like 3-4 times.now including 2 for apay .
I had fd card with them too but closed too soon since opening..
But I don't maintain any balance in icici too maybe thats the reason

@D₹V any workaround for getting icici card now ..
I have 3 year old bank account zero balance full fledged not Mine account.

What can i do to trigger any kinda offer
No workaround. Just apply when agent calls from ICICI Amazon.
 

D₹V

TF Prestige
I applied league rupay on 23Dec2023 till now no clue what they are doing multiple emails to nodal email till now no response from kotak. Any good way to approach for response atleast they should reply , Any way please help me out.
Already mentioned everything in above reply.
 
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