• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Any way to get kotak cc pre approved?

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
Here is the story .
Opened account 811 in kota ( serviceable area) .
Changed address to permanent aadhar address ( non serviable area) .
Yesterday - chnaged Current address to Gurugram (122004) .

Account is well 2+ year old .
When can i expect pre approved offer .
Does i have to do transaction to get pre approved like hdfc or icici etc .

From a 6-8+ month . I always got cc on fd based offer ..

Any way forward other than waiting game
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
I opened Kotak Everyday account in Koramangala, Bangalore. The RM had called me to talk about credit card. When I went to the branch, the RM was not there. Other folks there said offer not available. I decided to apply on https://cards.kotak.com/. I got a rejection email saying not in serviceable area.

1. There is a Kotak Mahindra branch next to my house.
2. Non-serviceable area does not make sense as I had a Kotak credit card until 2018.
3. I took a cibil hit.
If u hold cc ? So this is your 2nd cc

Sometimes not all cc are serviable..
Or maybe u should write back to reconsider your application.

Don't tell me u had fd card from kotak .. in that case maybe its non service.

Talk to rm
 

kishorvr

TF Premier
If u hold cc ? So this is your 2nd cc

Sometimes not all cc are serviable..
Or maybe u should write back to reconsider your application.

Don't tell me u had fd card from kotak .. in that case maybe its non service.

Talk to rm
Not fd card. I had a salary account with Kotak and I took a card also. The website must say if my area is serviceable or not isn't it?
 

PraveenDeg

TF Select
I applied kotak credit card on 7 Jan but card is rejected due to non servisable area.
now I get kotak league pre approved offer in app and when i apply the old application number shows and says your application is under process.
but my previous application is rejected and now I can't proceed my pre approved credit card.
if anyone knows how to deal with it please help
 

Attachments

  • IMG_20240131_102449.jpg
    IMG_20240131_102449.jpg
    178.4 KB · Views: 5
  • Screenshot_2024-01-31-10-18-33-70_6012fa4d4ddec268fc5c7112cbb265e7.jpg
    Screenshot_2024-01-31-10-18-33-70_6012fa4d4ddec268fc5c7112cbb265e7.jpg
    178.5 KB · Views: 5

D₹V

TF Prestige
I applied kotak credit card on 7 Jan but card is rejected due to non servisable area.
now I get kotak league pre approved offer in app and when i apply the old application number shows and says your application is under process.
but my previous application is rejected and now I can't proceed my pre approved credit card.
if anyone knows how to deal with it please help
Even if you apply pre approved, you won't get it.

Think about other cards.

Peace ✌️.
 
Top