Kotak Myntra Pre-approved LTF issue/scam.

[Chimera-san]

Recently got call from Kotak bank where I hold a 811 account telling me I have pre-approved LTF Kotak Myntra card, I asked for other card, they said only Kotak Biz and Myntra available as pre-approved. Applied through them without any income docs and got approved within 2 days, no VKYC, etc was required.

Got the card with 2.25L Limit, and can see nothing is yet charged in my card.

To confirm if the CC is LTF or not, mailed the Customer care, got some vague answer of being Paid.
Here is the response from Kotak,



I have no other Kotak card, and this card has the highest limit compared to my other cards, should I close it or not.
Need advice and Suggestions.

 

[romilq]

This was what I suspected before.
Do you have Myntra in visa and Rupay versions? Or two different cards?

I was issued UPI Rupay virtual card on shared limit basis against League Platinum Visa card.

 

[Deleted member 19066]

Recently got call from Kotak bank where I hold a 811 account telling me I have pre-approved LTF Kotak Myntra card, I asked for other card, they said only Kotak Biz and Myntra available as pre-approved. Applied through them without any income docs and got approved within 2 days, no VKYC, etc was required.

Got the card with 2.25L Limit, and can see nothing is yet charged in my card.

To confirm if the CC is LTF or not, mailed the Customer care, got some vague answer of being Paid.
Here is the response from Kotak,



I have no other Kotak card, and this card has the highest limit compared to my other cards, should I close it or not.
Need advice and Suggestions.

I have LTF... 😂😂😂

 

[John Since]

I have LTF... 😂😂😂

How did you get it converted to ltf?

 

[prc1990]

Nothing... They are giving another Card as a LTF..

If You Still Approach RBI then RBI Will close your case... 😂😂😂

Im the only person who got LTF myn*tra

How you got? Can you please share the journey?

 

[RajatKumar]

I also got the same call from kotak. Person who offered me kotak Myntra as ltf also shared her employee id via email and the emal also came from official @kotak.com Domain.
So I applied for the card. She also told that you will receive the pdf of the application and fees will be mentioned as zero.
I Had applied for the card on 12 dec but didn't received any update.

Can you provide the contact number of that employee or agent?

 

[Hitarth]

I finally closed the case and got the compensation of rs 2500. Thanks @vijay.vj for your help

 

[vijay.vj]

I finally closed the case and got the compensation of rs 2500. Thanks @vijay.vj for your help

Happy that you got something, but its disappointing that you didn't get what you were promised.

Share the full story on what happened after they offered league LTF.