Ok to begin with I am not looking for a Secured CC. I already have few CC to begin with
HDFC Moneyback (50k) planning to close this CC as HDFC is not increasing my limit
AXIS ACE(75K)
AU XCITE(70K)
ICICI CORAL(70K)
ONE CARD (40K)
SBI CASHBACK
RBL SHOPRITE
Can I use 15-20L In FD as leverage for...
So I see a lot of discussions here about people getting confused regarding the minimum cheque required for opening the wealth account. I will say it depends on the BM and the guy handling wealth.
I am looking for a Credit card for offline spending mostly groceries (20-30k) mostly army canteen. Currently, I am using ICICI Amazon CC. Few of my friends told me Amex MRCC and platinum are good for offline purchases. Any suggestions?
1ST offer which I didn't except
second preapproved again I planned to wait
offer that I got today
Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on...
I was talking to my RM and he told me to apply my preapproved Moneyback + LTF CC as HDFC is discontinuing LTF offers from 12th of September. But I am waiting for millininna. More experienced members can help with better understanding.
My BOB Application has been declined but today I received a call from BOB personal about have I received message form some BOB guy asking me whether I have received my BOB CC to which I said no. So he asked whether I have received approval SMS to which again I said NO. After that he said OK and...
So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait
but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it
as of now I am having one card (unsecured with 30k limit) and...
Ok so one of my friends elder brother is posted as District magistrate(IAS) in DELHI. I was at my friends home and this elder brother was also there, we were talking about CCs and all. To my surprise my friends elder brother had no idea about CIBIL and has no credit card. So he started asking me...
Within last week I received 2-3 calls from paisa bazaar and bank bazaar that I have a pre-approved RBL paisa on Demand CC and after asking that, will I get a enquire in my CIBIL they said as its free approved there won't be any enquire in CIBIL.So I gave them permission to apply for my Card...
I am maintaining around 1.5L in my account which is a basic account which 5K MAB and I want to switch to saving max or classic banking.But the problem is that my home branch (in tier 2 city ) is 80Km away from me and I reside in Delhi. And I am not planning anytime soon to visit my home branch...
EDIT: Received a call from there CC and they told me that there is some discrepancy in the address proof. One card is showing my address as 189A (I dont know how) but my address is 190A. They told me that they are not certain that my kya will be approved or not :(
So I had a secured credit card from ICICI with 27k limit. I found that it was not sufficient for me. So I closed that card and FD, opened a new FD and got a new secured card of limit 50k. but today when I saw my CIBIL I saw 2 secured ICICI cards active in my account. is there any way to close...
how much time does it take for the reapproved CC to show up ?
As I am planning to open a savings account in axis bank
what I have heard HDFC takes around 4-6 months if you are maintaining 50k or above what about axis ..
thank you in advance
should I open axis bank prestige account as I have seen in some the videos that one can get my zone credit card with that account. Is it true ..?? and can I downgrade by account after getting credit card ( if I am able to get open). I have opened a HDFC saving account in April and have kept 50k...