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  1. tiny

    Can I get any good good Credit card by Leveraging 15-20L in FD?

    Ok to begin with I am not looking for a Secured CC. I already have few CC to begin with HDFC Moneyback (50k) planning to close this CC as HDFC is not increasing my limit AXIS ACE(75K) AU XCITE(70K) ICICI CORAL(70K) ONE CARD (40K) SBI CASHBACK RBL SHOPRITE Can I use 15-20L In FD as leverage for...
  2. tiny

    Opened ICICI Wealth saving account with zero opening balance

    So I see a lot of discussions here about people getting confused regarding the minimum cheque required for opening the wealth account. I will say it depends on the BM and the guy handling wealth.
  3. tiny

    looking for a credit card for offline spends (20-30k)

    I am looking for a Credit card for offline spending mostly groceries (20-30k) mostly army canteen. Currently, I am using ICICI Amazon CC. Few of my friends told me Amex MRCC and platinum are good for offline purchases. Any suggestions?
  4. tiny

    HDFC Playing with my heart and emotions..!!

    1ST offer which I didn't except second preapproved again I planned to wait offer that I got today Now I dont know what to do. I was looking to get millennia with better limit but I think for the foreseeable future I am stuck with this offer. I was planning to buy IPHONE 13 with CC on...
  5. tiny

    HDFC LTF offer ending from 12th September

    I was talking to my RM and he told me to apply my preapproved Moneyback + LTF CC as HDFC is discontinuing LTF offers from 12th of September. But I am waiting for millininna. More experienced members can help with better understanding.
  6. tiny

    My BOB Application has been declined but today I received a call from BOB personal about

    My BOB Application has been declined but today I received a call from BOB personal about have I received message form some BOB guy asking me whether I have received my BOB CC to which I said no. So he asked whether I have received approval SMS to which again I said NO. After that he said OK and...
  7. tiny

    HDFC Pre approved Offers! - Need Some Suggestions

    So last month I was getting indian oil CC with 25k limit but I didn't apply as some of you suggested to wait but after a month I am getting offer for money back plus CC with 50k limit. should wait for millennia or just go with it as of now I am having one card (unsecured with 30k limit) and...
  8. tiny

    This incident made me question the eligibility for different credit cards....

    Ok so one of my friends elder brother is posted as District magistrate(IAS) in DELHI. I was at my friends home and this elder brother was also there, we were talking about CCs and all. To my surprise my friends elder brother had no idea about CIBIL and has no credit card. So he started asking me...
  9. tiny

    Please dont apply through paisabazzar and Bankbazaar for CC

    Within last week I received 2-3 calls from paisa bazaar and bank bazaar that I have a pre-approved RBL paisa on Demand CC and after asking that, will I get a enquire in my CIBIL they said as its free approved there won't be any enquire in CIBIL.So I gave them permission to apply for my Card...
  10. tiny

    Change my HDFC account to Saving max or Classic banking

    I am maintaining around 1.5L in my account which is a basic account which 5K MAB and I want to switch to saving max or classic banking.But the problem is that my home branch (in tier 2 city ) is 80Km away from me and I reside in Delhi. And I am not planning anytime soon to visit my home branch...
  11. tiny

    Is attached Screenshot is a Kotak pre-approved CC offer?

    is it a pre approved offer ...?
  12. tiny

    Slice biggest update. please close your card asap..!!

    this means if you recharge your phone twice every month from SLICE card you can see 2 loans entry(of your recharge amount ) in your CIBIL REPORT
  13. tiny

    Address Problem One Card BOB Physical KYC

    EDIT: Received a call from there CC and they told me that there is some discrepancy in the address proof. One card is showing my address as 189A (I dont know how) but my address is 190A. They told me that they are not certain that my kya will be approved or not :(
  14. tiny

    ICICI credit card still active in CIBIL when I have already closed it.

    So I had a secured credit card from ICICI with 27k limit. I found that it was not sufficient for me. So I closed that card and FD, opened a new FD and got a new secured card of limit 50k. but today when I saw my CIBIL I saw 2 secured ICICI cards active in my account. is there any way to close...
  15. tiny

    To all the Axis bank account holders

    how much time does it take for the reapproved CC to show up ? As I am planning to open a savings account in axis bank what I have heard HDFC takes around 4-6 months if you are maintaining 50k or above what about axis .. thank you in advance
  16. tiny

    Should I open axis prestige account for My zone credit card

    should I open axis bank prestige account as I have seen in some the videos that one can get my zone credit card with that account. Is it true ..?? and can I downgrade by account after getting credit card ( if I am able to get open). I have opened a HDFC saving account in April and have kept 50k...
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