looking for a credit card for offline spends (20-30k)

[tiny]

I am looking for a Credit card for offline spending mostly groceries (20-30k) mostly army canteen. Currently, I am using ICICI Amazon CC. Few of my friends told me Amex MRCC and platinum are good for offline purchases. Any suggestions?

 

[Shubham Yadav]

If you are looking for direct cashback then use Google axis ace followed by axis Flipkart both give a cashback of 2℅ and 1.5% respectively.

 

[Wealth is my birth right!]

I am looking for a Credit card for offline spending mostly groceries (20-30k) mostly army canteen. Currently, I am using ICICI Amazon CC. Few of my friends told me Amex MRCC and platinum are good for offline purchases. Any suggestions?

ARmy canteen accept Amex?

 

[tiny]

ARmy canteen accept Amex?

In Delhi yes they do

 

[tiny]

If you are looking for direct cashback then use Google axis ace followed by axis Flipkart both give a cashback of 2℅ and 1.5% respectively.

hey I am not looking for a cash back card something rewarding will will be fine

 

[ak93]

hey I am not looking for a cash back card something rewarding will will be fine

Axis magnus ~4.8% back as miles
DCB/Infinia 3.3% back for hotel/flight bookings via smartbuy
SC Ultimate 3.3% back as vouchers

 

[WhoU]

Amex MRCC will fetch you more than 5% if you reach both the milestones every month. For 20-30k monthly spends please don’t go with Magnus or any expensive cards.

Also get Amazon pay ICICI for situations where Amex will not work.

Both with be free for you and give you decent rewards.

 

[bugmenot]

For monthly 20k spends, mrcc would be good pick. You may redeem points for gold collection or transfer to marriot bonvoy.

 

[Wealth is my birth right!]

Amex MRCC will fetch you more than 5% if you reach both the milestones every month. For 20-30k monthly spends please don’t go with Magnus or any expensive cards.

Also get Amazon pay ICICI for situations where Amex will not work.

Both with be free for you and give you decent rewards.

Mrcc not free like apay icici bhai
But for one who do 20k spend on mrcc yes the annual fee waived once we cross 1.5 lac in a card year

 

[tiny]

monthly recurring or quarterly?

monthly

 

[gowthamselvam]

Axis magnus ~4.8% back as miles
DCB/Infinia 3.3% back for hotel/flight bookings via smartbuy
SC Ultimate 3.3% back as vouchers

Does miles accumulation in magnus have expiry date?

 

[Wealth is my birth right!]

Does miles accumulation in magnus have expiry date?

3 yrs validity

 

[gowthamselvam]

3 yrs validity

Thank you 😊

 

[pprakash11]

AU Xcite.

 

[CHOCOPANDA]

In Delhi yes they do

Can u name them

 

[lucifer]

Get AU lit card > activate 299rs offline 5% cashback and 10X rewards on offline spends.

 

[shsinha]

Get AU LIT ltf and enable 5% milestone benefit, 10x RP on offline purchase. You can also enable additional 5% for grocery or dining if your POS is for this two. You can get around 7-10% overall depending on type of offline purchase .

 

[P B R G]

An account holder of AU since last year, still they have rejected my basic LIT application. Agar DC ka Friday offer nahi hota to kabka account close kar deta.

 

[itsds]

Get AU LIT ltf and enable 5% milestone benefit, 10x RP on offline purchase. You can also enable additional 5% for grocery or dining if your POS is for this two. You can get around 7-10% overall depending on type of offline purchase .

Did you try and get the point ?

 

[shsinha]

Did you try and get the point ?

Yes, I use around 10k on this. lots of cashback and reward points... around 10% value back overall.