Success Stories - IDFC Wealth

[am322]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC - INR 4.2 Lakhs limit, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

 

[madhucheruku007]

What is the limit of your Select card?

 

[Deleted member 9785]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

why getting phrustrated for wealth card when it hardly offers anything better than select

 

[sid16]

I don't understand the fuss about IDFCFirst Wealth card. True, it's the best card for me for government expenses. But apart from that, it is a routine card.

 

[elite34700]

2022 - Rejected stating internal reasons , APAY limit 6 lakhs
2023 - Rejected stating internal reasons, Amex platinum 4 lakhs limit ; Rejected stating internal reasons APAY limit 6 lakhs
2024 - Approved , infinia C2C got 4 lakhs limit.

In all the above examples quoted income > 3 lakhs

 

[techt]

OP,
If you don't mind can you share the floor plan of your home ? Definitely a divine vastu.

 

[girish3456]

why getting phrustrated for wealth card when it hardly offers anything better than select

Bcos it's on Visa Infinte bro

 

[Cc_creditguy]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

Bro your suggestions for me coz holding wealth account , but no card from idfc and not eligible via salary and C2C also

 

[am322]

why getting phrustrated for wealth card when it hardly offers anything better than select

Just like that, Sir. To collect all premium cards from all the banks.

 

[am322]

Bro your suggestions for me coz holding wealth account , but no card from idfc and not eligible via salary and C2C also

Did you try applying directly on website? If not, please try. What I observed in recent applications is that having 5+ lakhs limit card and inputting salary greater than 3 lakhs is helping (at least from whatever I have seen).

 

[Cc_creditguy]

Did you try applying directly on website? If not, please try. What I observed in recent applications is that having 5+ lakhs limit card and inputting salary greater than 3 lakhs is helping (at least from whatever I have seen).

No sir haven't tried and not eligible for those like 3l+ salary and not having limit more than 1l in cc

 

[am322]

No sir haven't tried and not eligible for those like 3l+ salary and not having limit more than 1l in cc

I would request to get limit enhancement on existing cards, wherever possible. Then apply for Wealth. Until then, be patient.

 

[Cc_creditguy]

I would request to get limit enhancement on existing cards, wherever possible. Then apply for Wealth. Until then, be patient.

Okk sir sure will idfc give pre approved offer??

 

[Pankhuri]

I don't understand the fuss about IDFCFirst Wealth card. True, it's the best card for me for government expenses. But apart from that, it is a routine card.

Isn't reward rate 1x only for government and insurance payments?

 

[techt]

Isn't reward rate 1x only for government and insurance payments?

For govt. it's 6x and 10x.

 

[Pankhuri]

Did you try applying directly on website? If not, please try. What I observed in recent applications is that having 5+ lakhs limit card and inputting salary greater than 3 lakhs is helping (at least from whatever I have seen).

yeah, something changed recently. I tried in September, with 4.6L Indusind and 3L as income, was offered select, didn't proceed. Applied with similar figures in December and wealth was offered. Even the limit provided by wealth is higher than my any other card.

 

[sousnake]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC - INR 4.2 Lakhs limit, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

How did you raised closure request via app or email?

 

[girish3456]

For govt. it's 6x and 10x.

For government payments, it's 3%.

 

[techt]

For government payments, it's 3%.

Nope. Just paid advanced taxes last month and got 6x for 30 k and 10x later on.

 

[Kiranonlinee]

I have apcard with 5.6l limit and my income is of 1L pm , is it possible to get idfc wealth card ? Already holding idfc malenia card