Success Stories - IDFC Wealth

[am322]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC - INR 4.2 Lakhs limit, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

 

[varun__goel_]

Hame bhi kuch gyan dedo sir

4.6L apay icici hai, existing idfc savings account holder (getting pre-approved select cc with 1.8L)

But I want IDFC wealth cc

Limit on other cards,l and cibil history matters

 

[varun__goel_]

I tried to apply but they offered me wow card lol. It's beyond my understanding lol.

Your area might not be serviceable

 

[Sunil R]

What excuse do we give for 2 different mobile numbers?

Also which city?

was asked about my numbers ... I mentioned having two numbers (one personal , other for work) . luckily no questions were asked after that
Hyderabad

 

[Sunil R]

Hope you used my referral🤣😝

bro thanks again check DM

 

[runzone]

Limit on other cards,l and cibil history matters

Will dm you then

 

[kshitij_0]

I placed a closure request through IDFC app for my Select Card with 3.27L limit. I immediately got a message that your card is permanently blocked and the closure request will be processed within 7 days.
When will I receive retention offer? What if I choose to not close the card, then will the same card be activated or different card will be issued?

 

[varun__goel_]

I placed a closure request through IDFC app for my Select Card with 3.27L limit. I immediately got a message that your card is permanently blocked and the closure request will be processed within 7 days.
When will I receive retention offer? What if I choose to not close the card, then will the same card be activated or different card will be issued?

Upgrade to wealth at 3L limit would be difficult. Though give it a try. Retention team will call you for confirmation.

 

[makman]

I don't understand the fuss about IDFCFirst Wealth card. True, it's the best card for me for government expenses. But apart from that, it is a routine card.

Atlas gives reward rate of 4% for government spends compared to wealth cc's best at 2.5%

 

[techt]

Atlas gives reward rate of 4% for government spends compared to wealth cc's best at 2.5%

I guess it's 3% for atlas

 

[EternallyHopeful]

Hi All,

Wanted to share three IDFC Wealth CC success stories

Both applied through IDFC Website (No agent, nothing). Both got Wealth in first attempt.

My Brother (Hyderabad):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a week ago.
- Salary input as more than 3 lakhs (less in actual)
- Card to Card - Used Amex Platinum Travel - Limit 6.8 Lakhs - less than a month old.
- only VKYC, no home or office visit.
- Card generated in 4-5 days.
- Limit 4 Lakhs

My Wife (Bengaluru):

- Had IDFC Power+
- Closed a month ago
- Applied for Wealth with a different number a 2nd Feb.
- Salary input as more than 3 lakhs (less in actual).
- Card to Card - Used ICICI Rubyx - Limit 7 Lakhs - a year old roughly.
- only VKYC, no home or office visit.
- Card generated in 6 days.
- Limit 4 Lakhs

Myself (Bengaluru):

- Holding a Select CC - INR 4.2 Lakhs limit, 1 year old.
- My Salary - 1.4 Lakhs/month
- Best card I hold is Federal Celesta with 5 Lakhs limit.
- Requested for upgrade via various channels with salary slips and C4C/C2C - Twitter, email, PNO. Nothing worked.
- Spent 6 lakhs in last 6 months.
- Frustrated
- Raised a closure request on 11th Feb.
- Retention team (I believe) called and checked for reason. Told the whole story.
- She took request
- Card upgraded. I didn't even get notification. Got to know from Customer service when called for an update.
- Card delivered today

In my case, it shows No Income Proof required for "Select" - for 3.15 L limit and "3 months bank statement" for Wealth variant for 5 lakh limit. I had entered 3 lakh as monthly income and IndusInd Visa Platinum for C2C (5 L limit)

 

[sjmajumder]

Kuch pata chale toh muujhe bhi batana

@RockyBond got in kolkata

I am also waiting to cancel Select and apply Wealth. Bought something for a friend on 18 months EMI. Stuck because of that as he is not ready to foreclose it. Have to wait 5 more months 😭😭😭

 

[pavan000]

Has anyone had success with indus legend, amazon pay, icici coral cards.

 

[VibhavBilgoji]

so i have the IDFC Select card with a limit of 1.9 lacs.
should i place a closure request?
i have multiple cards with 5lac+ credit limit (4 from HDFC + 3 from ICICI)
so i can either ask the retention team to upgrade it to wealth or reapply using a card with 5+ lacs limit and a higher salary
please give suggestions.

 

[Sunil R]

I placed a closure request through IDFC app for my Select Card with 3.27L limit. I immediately got a message that your card is permanently blocked and the closure request will be processed within 7 days.
When will I receive retention offer? What if I choose to not close the card, then will the same card be activated or different card will be issued?

I got call next day where they requested reconsideration of my request. If you're willing, they will ask you to email banker@idfcbank.com, (payslip and salary credit bank statement) for CLI and Wealth upgrade. The same gets activated immediately during the call.

Success rate for CLI/Upgrade are very slim via this route . If fortunate, you might secure Wealth upgrade on the existing limit. Very very few ppl have experienced this (<5L limit)

 

[Sunil R]

so i have the IDFC Select card with a limit of 1.9 lacs.
should i place a closure request?
i have multiple cards with 5lac+ credit limit (4 from HDFC + 3 from ICICI)
so i can either ask the retention team to upgrade it to wealth or reapply using a card with 5+ lacs limit and a higher salary
please give suggestions.

Chances are very slim via this route for CLI/Upgrade. If u planing to reapply check my story

Closed IDFC Classic CC - reapplied - successfully obtained Wealth CC

Hi folks, On February 24th, I initiated closure request for my one-year-old IDFC Classic credit card (1L limit). I received call from CC on Feb 25th urging me to reconsider my request, requiring me to submit 3-month payslips/salary credit bank statement to banker@idfcfirstbank.com...

www.technofino.in

 

[VibhavBilgoji]

Chances are very slim via this route for CLI/Upgrade. If u planing to reapply check my story

Closed IDFC Classic CC - reapplied - successfully obtained Wealth CC

Hi folks, On February 24th, I initiated closure request for my one-year-old IDFC Classic credit card (1L limit). I received call from CC on Feb 25th urging me to reconsider my request, requiring me to submit 3-month payslips/salary credit bank statement to banker@idfcfirstbank.com...

www.technofino.in

yeah i was gonna cancel and reapply if that would have not worked.
does reapply on the same number work? or i have to use a different number?

 

[Sunil R]

yeah i was gonna cancel and reapply if that would have not worked.
does reapply on the same number work? or i have to use a different number?

as per TF community same number should work if there is no error during application (i didnt try )
Actually I used second number . after card approval when I could logged into mobile app I could see main number linked to card ..

 

[am322]

In my case, it shows No Income Proof required for "Select" - for 3.15 L limit and "3 months bank statement" for Wealth variant for 5 lakh limit. I had entered 3 lakh as monthly income and IndusInd Visa Platinum for C2C (5 L limit)

IDFC CC application is pure luck.

 

[VibhavBilgoji]

as per TF community same number should work if there is no error during application (i didnt try )
Actually I used second number . after card approval when I could logged into mobile app I could see main number linked to card ..

can i apply instantly after card closure? somewhere i read they got the card just a few days later, and few people got it after few months

 

[Sunil R]

can i apply instantly after card closure? somewhere i read they got the card just a few days later, and few people got it after few months

after receiving SMS/email confirmation regarding closure u can apply . I applied same day .. u can check my story