Infinia Success Stories - Infinia

[am322]

I would like share mine and my brother's Infinia success stories.

Myself:

Profile - Bengaluru. Got card via my Corporate RM in Chennai.

Salary - Around 20 Lakhs
CIBIL score - 800

Spent 8 Lakhs on my 5 year old Regalia (limit 4 Lakhs) in last 6 months. No other premium cards. Regalia was the best I had.

Took 2 Cr Term Insurance for myself and wife.

As promised, my RM got me the card. Took around 3 months, but I am happy.

My Brother:

Profile (Hyderabad):
Salary - Around 30 Lakhs
No Premium cards, best is AMEX Platinum Travel CC - Limit around 6.5 lakhs.
Didn't apply via C4C or C2C.
No relationship with HDFC not even savings account.
Reached out to certain Branches, everybody denied.
Just wrote an email to Priority Redressal and they approved on priority.
Took Docs on 26th Jan'24 approved 9th Feb'24.

 

[Zacobite]

I would like share mine and my brother's Infinia success stories.

Myself:

Profile - Bengaluru. Got card via my Corporate RM in Chennai.

Salary - Around 20 Lakhs
CIBIL score - 800

Spent 8 Lakhs on my 5 year old Regalia (limit 4 Lakhs) in last 6 months. No other premium cards. Regalia was the best I had.

Took 2 Cr Term Insurance for myself and wife.

As promised my RM got me the card. Took around 3 months but I am happy.

My Brother:

Profile (Hyderabad):
Salary - Around 30 Lakhs
No Premium cards, best is AMEX Platinum Travel CC - Limit around 6.5 lakhs.
Didn't apply via C4C or C2C.
No relationship with HDFC not even savings account.
Reached out to certain Branches, everybody denied.
Just wrote an email to Priority Redressal and they approved on priority.
Took Docs on 26th Jan'24 approved 9th Feb'24.

yes.. agree.. its simple if you are patient and dont repeatedly chase.. nice one.. all the best

 

[jeevanreddy58]

Congratulations... ur corporate RM seems to be the good guy..
but how much was the term loan premium diff when you checked in policybzr with respect to other insurers?

 

[am322]

Congratulations... ur corporate RM seems to be the good guy..
but how much was the term loan premium diff when you checked in policybzr with respect to other insurers?

Hi, I wanted to go ahead with HDFC only, I compared all the benefits on Ditto Insurance. So, I played well in this case 😁

 

[sidp]

I would like share mine and my brother's Infinia success stories.

Myself:

Profile - Bengaluru. Got card via my Corporate RM in Chennai.

Salary - Around 20 Lakhs
CIBIL score - 800

Spent 8 Lakhs on my 5 year old Regalia (limit 4 Lakhs) in last 6 months. No other premium cards. Regalia was the best I had.

Took 2 Cr Term Insurance for myself and wife.

As promised, my RM got me the card. Took around 3 months, but I am happy.

My Brother:

Profile (Hyderabad):
Salary - Around 30 Lakhs
No Premium cards, best is AMEX Platinum Travel CC - Limit around 6.5 lakhs.
Didn't apply via C4C or C2C.
No relationship with HDFC not even savings account.
Reached out to certain Branches, everybody denied.
Just wrote an email to Priority Redressal and they approved on priority.
Took Docs on 26th Jan'24 approved 9th Feb'24.

Don't say these things man. People will get heart attack.

Waiting for comments like " not possible " to roll on.
@Swastik @techt

 

[techt]

Don't say these things man. People will get heart attack.

Waiting for comments like " not possible " to roll on.
@Swastik @techt

My comment for my use case has always been, not worth. I am yet to send my docs to the Chennai team.

 

[sidp]

My comment for my use case has always been, not worth. I am yet to send my docs to the Chennai team.

Arey, I tagged you so may be you can use this example to negotiate for your upgrade.

 

[Shubham Yadav]

dont take otherwise

Itna bada card bhi nhi h ki success stroies bana rahe ho or us pr thread bhi

card h amart kalsh nhi h

 

[sidp]

dont take otherwise

Itna bada card bhi nhi h ki success stroies bana rahe ho or us pr thread bhi

card h amart kalsh nhi h

Khusiyan bant ne se badhti he.
Waiting for op to share card details. 😂

 

[techt]

@am322 is it LTF if not whats the waiver criteria ?

 

[Deleted member 9785]

dont take otherwise

Itna bada card bhi nhi h ki success stroies bana rahe ho or us pr thread bhi

card h amart kalsh nhi h

true as it is a 50x stock multibagger

 

[am322]

Badhe, Chhote bohot subjective/relative h, Sir!

dont take otherwise

Itna bada card bhi nhi h ki success stroies bana rahe ho or us pr thread bhi

card h amart kalsh nhi h

 

[am322]

@am322 is it LTF if not whats the waiver criteria ?

FYF, same 10 Lakhs

 

[am322]

true as it is a 50x stock multibagger

None of the Credit Cards are atleast 20x multibaggers, leave 50x aside.

 

[techt]

dont take otherwise

Itna bada card bhi nhi h ki success stroies bana rahe ho or us pr thread bhi

card h amart kalsh nhi h

So whats the best card in your opinion ?

 

[techt]

FYF, same 10 Lakhs

Had it been LTF, it would have been really a grand success.

 

[am322]

Had it been LTF, it would have been really a grand success.

Yeah, but, we will get 12.5K points every year na. Paisa wasool toh hoga hi sirf Amazon GV and ITC 1+1 Buffet se. So, got it!!

 

[techt]

Yeah, but, we will get 12.5K points every year na. Paisa wasool toh hoga hi sirf Amazon GV and ITC 1+1 Buffet se. So, got it!!

AGV is 0.5 so 12.5K points are 6.25K. So for a guy who is into AGVs only, the fee is 2250(GST of 12,500) + 6,250 = 8,500 INR.

 

[am322]

AGV is 0.5 so 12.5K points are 6.25K. So for a guy who is into AGVs only, the fee is 2250(GST of 12,500) + 6,250 = 8,500 INR.

I just quoted, that's not an exhaustive list of my usage. ITC Buffet bhi toh h. Atleast 3 baar bhi jaata hu ek saal mein, 9k Bach jaayega Mera (assuming buffet of 3k).

 

[sidp]

AGV is 0.5 so 12.5K points are 6.25K. So for a guy who is into AGVs only, the fee is 2250(GST of 12,500) + 6,250 = 8,500 INR.

I think he is talking about buying agv through smartbuy every month not reward redemption.
The savings he will make from agv will offset the af.