My experience of closing idfc select card and applying for wealth card - A big fail converted to success

[RockyBond]

So I closed my Idfc select card having 1,80,000 limit as Idfc didn't upgrade it to wealth.

Closed wealth card 2 weeks ago. Today applied on idfc portal two times using a different number.

1. First time
Put real monthly income as 1,40,000 and existing card of amex limit 6,30,000.
Showed I am eligible for select card of limit 3,00,000. Cancelled the application.

2. Second time
After 30 mins again applied on portal. This time put higher monthly income of 8,00,000 and didn't select existing card option. Showed i am eligible for select card again but this time less limit of 2,22,000. Again cancelled the application.

Seems wealth card not in my luck even after having amex with 6.3 lakhs limit.

What am I doing wrong?

Update :-
3. Third time

With lot of thinking I thought of trying again. This time I put monthly income of 4,00,000 and selected existing card of amex limit 6,30,000 . And guess what Idfc showed wealth card with limit of 10,00,000. Just now did video kyc and waiting for approval/rejection

Final update 29th January :-
Application approved without any home or office verification.

From failure to success. What a journey 😂

 

[RockyBond]

Final update - application approved without home or office verification

 

[Ram1]

Final update - application approved without home or office verification

Wow lucky you, congratulations man 👏

 

[RockyBond]

Very lucky bro. From 1.8 lakhs select to 10 lakhs wealth. Irony is my highest limit before this was 6.3 lakhs amex. Don't know what logic ifdc uses 😂

Wow lucky you, congratulations man 👏

 

[deep@vie]

Final update - application approved without home or office verification

Party kidhar hai?

 

[RockyBond]

Party kidhar hai?

Ajao bro. Kolkata. Lets party

 

[deep@vie]

Ajao bro. Kolkata. Lets party

Thank you brother. I'm feeling satiated already 🤣

 

[Sunil R]

So I closed my Idfc select card having 1,80,000 limit as Idfc didn't upgrade it to wealth.

Closed wealth card 2 weeks ago. Today applied on idfc portal two times using a different number.

1. First time
Put real monthly income as 1,40,000 and existing card of amex limit 6,30,000.
Showed I am eligible for select card of limit 3,00,000. Cancelled the application.

2. Second time
After 30 mins again applied on portal. This time put higher monthly income of 8,00,000 and didn't select existing card option. Showed i am eligible for select card again but this time less limit of 2,22,000. Again cancelled the application.

Seems wealth card not in my luck even after having amex with 6.3 lakhs limit.

What am I doing wrong?

Update :-
3. Third time

With lot of thinking I thought of trying again. This time I put monthly income of 4,00,000 and selected existing card of amex limit 6,30,000 . And guess what Idfc showed wealth card with limit of 10,00,000. Just now did video kyc and waiting for approval/rejection

Final update 29th January :-
Application approved without any home or office verification.

From failure to success. What a journey 😂

congratulations on your wealth card bro..
did u use three diff phone numbers for 3 diff attempts??

 

[RockyBond]

congratulations on your wealth card bro..
did u use three diff phone numbers for 3 diff attempts??

Same number for all 3 application

 

[Ram1]

Same number for all 3 application

If u don't mind, can u send tracking page screenshot?

 

[RockyBond]

If u don't mind, can u send tracking page screenshot?

Check main thread. Already updated there bro

 

[CardGame]

Tried three times. Im a doctor. I put 4L as income and employer was not there in list. Tried with HDFC infinia 11L and also with Citi 5.5L both showed me select card. Dunno what im doing wrong.

Chennai address a?

 

[hackymanoj]

I faced a peculiar scenario with IDFC. I hold a select card with IDFC. Then somehow it allowed me to apply for a new card using same number. I wanted to apply for wealth but sadly it showed me Select card but wealth was also shown if I can provide documents. I have shared the bank statement and it doesn't meet the salary criteria for wealth. Today the application is approved and they again have given me select card. Now I'm left with two select cards under same customer id.

 

[Ram1]

I'm also on the same boat.
I think there will be both home & office verification if not approved within short time of vkyc verification

Finally my wealth card approved today 😴

 

[CardGame]

Finally my wealth card approved today 😴

Any physical verification as u expected?

 

[Sunil R]

Finally my wealth card approved today 😴

can your please share more info abt ur process
cancelled card/ new applicaction

c2c card limit / salary mentioned
wealth limit

planing to close my idfc card and try for wealth card.

thank you bro

 

[yolofino]

@RockyBond for the third time, did you use the same number (when you had the card) or used a different number (which you used for the first two times)?

 

[RockyBond]

@RockyBond for the third time, did you use the same number (when you had the card) or used a different number (which you used for the first two times)?

Same number used

 

[RockyBond]

can your please share more info abt ur process
cancelled card/ new applicaction

c2c card limit / salary mentioned
wealth limit

planing to close my idfc card and try for wealth card.

thank you bro

Bro every single detail mentioned on the post itself

 

[RockyBond]

Any physical verification as u expected?

No physical verification

 

[RockyBond]

I faced a peculiar scenario with IDFC. I hold a select card with IDFC. Then somehow it allowed me to apply for a new card using same number. I wanted to apply for wealth but sadly it showed me Select card but wealth was also shown if I can provide documents. I have shared the bank statement and it doesn't meet the salary criteria for wealth. Today the application is approved and they again have given me select card. Now I'm left with two select cards under same customer id.

How is this possible