I want to apply under BHNI category on a account which has autosweep enabled above 2 lac rs.
Can I apply in BHni given that my saving account doesn't have this amount but it's available in liked auto sweep deposit account? Will bank break the autosweep into saving account first to honor the...
I was registering to the Internet banking in BOB official website but getting the message that I need to visit the branch in order to activate the internet banking facilities in BOB. My home branch is quite far from my home location. Is there any way to activate the Internet banking facilities...
Are the days of getting a LTF credit card with a good NRV with any bank gone???
Anyone know any banks that are offering a decent credit card for a 30L-40L NRV??
Hey! I have about ~20-30L liquid currently which I want to put in an HNI/Premium Savings account and withdraw after a few month without losing the premium status..
What are the best bank accounts which offer premium (pref metal and one which gives unlimited lounge domestic and international...
I was thinking about opening a Savings account for minor spends and just keeping 1lakh in. Which one would you guys recommend if not DBS? This account has 1 lakh MAB, but comes with Times Prime Full Membership, and various other gift cards as shown in the attached image. You can choose one from...
Hello people,
I need your suggestions on reducing number of bank accounts I currently have
I am trying to consolidate my balances and want to reduce the accounts to minimum
Currently having 13 accounts and found difficult to manage them now
Accounts I have ;
1) Punjab sind bank- debit card...
I have a friend who is working in a bank and he frequently asks me to put some FDs (with his employee code) and close it in 2-3 days for him to achieve his targets.
The amount is usually like 10k per FD 2-3 times a month. So month on month I am opening FDs worth 30k in different tranches and...
Hey!
So as we all know PPBL is shutting down, this was the main bank I was using all along mainly because it was fast and hassle free. It mainly had a fast app and a slick interface. I created a direct "Scan to Pay" shortcut on my home screen and payments are seamless. (Scan -> Authenticate...
Can Anyone confirm weather we get 2+2 (Primary + Companion) Lounge Access/Quarter on IDFC FIRST Select Debit Card or only just 2 overall
Also Confirm for Wealth Debit Card Also?
Hi TF community,
Was curious to check and find which bank offers best customer care other than Amex. With Citi gone, it feels like we're only left with Amex however with acceptability issues. Had Citi salary account which had to be closed.
Created thread for people who are looking for peace of...
Hi,
I received the below email from DCB Bank -
Dear Customer,
We regret to inform that on the basis of an internal review of your account, the Bank will not be able to continue the banking relationship with you. After 30 (thirty) days from the date of this notice, Bank shall close the said...
on 12th jan 2024 i opened an select account like 6 in morning and then funded with 90k from my Indie account and there was option to do vkyc so i put addhar otp and then it says no agent. i tried at 10 am it started showing error i will attact screenshot. i got mail from bank that my account has...
can maintain MAB about 1-2lakh
need lowest/zero forex markup on onlineand offline international transaction
and some good offers
suggest good banks
and ofcourse good intrest rates
also suggest one account for 25-50k MAB
Please nooooo idfc
I did search the forum and read old threads and replies but I'm still confused as to which debit card will be the best?
Millennia or Platinum?
Primary purpose will be CC bills of other banks but I won't cross monthly payments to get 750 cashback in platinum.
I was also reading some of the older...
My account is forever stuck with Silver type while I am eligible for Diamond / Platinum with SBI. I did not bother much until now but with those variants giving discounts on locker rentals, I am keen on upgrading it. Now the issue is branch staff are clueless about how to get this upgrade done...
Hey everyone,
I've been working as a freelancer for a while now, and my foreign remittance is currently around 50 LPA. Up until now, I've been receiving all my remittances in my personal savings account with IDFC, where I enjoy a flat 7% return on funds exceeding 5 lakhs.
However, I've...
Do any banks (proper banks, not apps) allow unmarried couples to open a savings account in joint mode? High AMB doesn't matter as need to store a high amount for proof of funds sometime in the next couple of years.
Please don't offer unsolicited relationship advice. Yes, I understand the risk.
A long post, so bear with me please. TLDR below.
My current situation:
I have salary account with HDFC (preferred). I opened another account through RM for my wife. This is primarily used for an FD of 5L as an emergency fund.
As soon as I get my salary, once all bills are paid, I transfer...
Having had banked with SBI for over 5 years, I was on the lookout to move to some sort of privilege banking.
After a rather mediocre experience with Axis priority and HDFC Preferred banking, both of which I feel were worse than SBI, I decided to give IDFC Select a try.
IDFC provides 2 options...