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Need suggestions on closing extra bank accounts

doraemon

TF Legend
Hello people,

I need your suggestions on reducing number of bank accounts I currently have

I am trying to consolidate my balances and want to reduce the accounts to minimum

Currently having 13 accounts and found difficult to manage them now

Accounts I have ;
1) Punjab sind bank- debit card ₹177(rupplat)+70.8 sms charges +1k min balance requirement
Purpose: 100 loot every month


2) Indian Bank -debit card ₹354(rup plat)+70.8 sms charges +1k min balance requirement
Purpose ; nothing closed dc accidentaly

3) Au bank-debit card ₹177(rupplat)
Purpose : having fds of 30l+ and rupay offer

4) bhindi account - 0 charges banking
Purpose : majdoori of 1000p.m

5) Jupiter - 0 charges banking
Purpose ; ????

6) India post - - 0 charges banking
Purpose: can't close this account

7) canara bank- ???
Purpose ???
Having negative charges of 1.5k

8) bob -
- 0 charges banking
Rupay platinum free card

9) kotak 811 -- 0 charges banking
Purpose: UPI offers and money rotation

10) SBI -- 0 charges banking
Purpose cash D/W

11) HDFC -590 CHARGES (MILLENNIA)
purpose:400 dihadi every month


12) fincare :101 first
Opened for 1000 amazon voucher loot
Now nothing left

13) jio payment Bank - 0 charges banking
Purpose ?????
 

doraemon

TF Legend
Need suggestions on closing accounts which are of no use according to this community
So that I do not regret later if they provide any benefit

"""For example one person here closed bhindi account when 25 gems offer was there and now 100 gems is being given ""
 

varun__goel_

TF Legend
Hello people,

I need your suggestions on reducing number of bank accounts I currently have

I am trying to consolidate my balances and want to reduce the accounts to minimum

Currently having 13 accounts and found difficult to manage them now

Accounts I have ;
1) Punjab sind bank- debit card ₹177(rupplat)+70.8 sms charges +1k min balance requirement
Purpose: 100 loot every month


2) Indian Bank -debit card ₹354(rup plat)+70.8 sms charges +1k min balance requirement
Purpose ; nothing closed dc accidentaly

3) Au bank-debit card ₹177(rupplat)
Purpose : having fds of 30l+ and rupay offer

4) bhindi account - 0 charges banking
Purpose : majdoori of 1000p.m

5) Jupiter - 0 charges banking
Purpose ; ????

6) India post - - 0 charges banking
Purpose: can't close this account

7) canara bank- ???
Purpose ???
Having negative charges of 1.5k

8) bob -
- 0 charges banking
Rupay platinum free card

9) kotak 811 -- 0 charges banking
Purpose: UPI offers and money rotation

10) SBI -- 0 charges banking
Purpose cash D/W

11) HDFC -590 CHARGES (MILLENNIA)
purpose:400 dihadi every month


12) fincare :101 first
Opened for 1000 amazon voucher loot
Now nothing left

13) jio payment Bank - 0 charges banking
Purpose ?????
Close 1, 2, 5, 7, 8, 12, 13
 

its_karan

TF Ace
Accounts I have ;
1) Punjab sind bank- debit card ₹177(rupplat)+70.8 sms charges +1k min balance requirement
Purpose: 100 loot every month


2) Indian Bank -debit card ₹354(rup plat)+70.8 sms charges +1k min balance requirement
Purpose ; nothing closed dc accidentaly

3) Au bank-debit card ₹177(rupplat)
Purpose : having fds of 30l+ and rupay offer

4) bhindi account - 0 charges banking
Purpose : majdoori of 1000p.m

5) Jupiter - 0 charges banking
Purpose ; ????

6) India post - - 0 charges banking
Purpose: can't close this account

7) canara bank- ???
Purpose ???
Having negative charges of 1.5k

8) bob -
- 0 charges banking
Rupay platinum free card

9) kotak 811 -- 0 charges banking
Purpose: UPI offers and money rotation

10) SBI -- 0 charges banking
Purpose cash D/W

11) HDFC -590 CHARGES (MILLENNIA)
purpose:400 dihadi every month


12) fincare :101 first
Opened for 1000 amazon voucher loot
Now nothing left

13) jio payment Bank - 0 charges banking
Purpose ?????
Bhai ye bhi likh na

* Number of Accounts
 

its_karan

TF Ace
Matlab ? ?
Bhai apke paas 1 pau bhindi nahi hai na
1 kilo hai(1*4)
Then tell I operate 1 kg bhindi

My suggestions, btw:

1) Punjab sind bank- debit card ₹177(rupplat)+70.8 sms charges +1k min balance requirement
Purpose: 100 loot every month


2) Indian Bank -debit card ₹354(rup plat)+70.8 sms charges +1k min balance requirement
Purpose ; nothing closed dc accidentaly


3) Au bank-debit card ₹177(rupplat)
Purpose : having fds of 30l+ and rupay offer

4) bhindi account - 0 charges banking
Purpose : majdoori of 1000p.m

5) Jupiter - 0 charges banking
Purpose ; ????


6) India post - - 0 charges banking
Purpose: can't close this account

7) canara bank- ???
Purpose ???
Having negative charges of 1.5k

8) bob -
- 0 charges banking
Rupay platinum free card


9) kotak 811 -- 0 charges banking
Purpose: UPI offers and money rotation

10) SBI -- 0 charges banking
Purpose cash D/W

11) HDFC -590 CHARGES (MILLENNIA)
purpose:400 dihadi every month


12) fincare :101 first
Opened for 1000 amazon voucher loot
Now nothing left

13) jio payment Bank - 0 charges banking
Purpose ????
 
Last edited:

doraemon

TF Legend
Bhai apke paas 1 pau bhindi nahi hai na
1 kilo hai(1*4)
Then tell I operate 1 kg bhindi

My suggestions, btw:
Bhindi to mai 5 kilo lelu par abhi itna time nahi hai or offer may not be available next month
Baki aapke suggestions ke liye shukriya
Baki Bob wala account bro variant hai usme free rupay card milta jisme mai 100 rs mahina kamata to usko band nahi karunga baki will close
 
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