I don't know, if they ask for marriage certificate for joint account holder? do they?
I assume it'll come into question when they see different surnames.
there are a lot people who maitain their original surnames even after the marriage.. heaps of them ...
It's your money. You can do anything with it. You can also choose "Mode of Operation" for these accounts as per your requirement.
www.nobroker.in
I think joint account can be opened with anyone. No relation needee
So double bonanza!!I believe Indusind have something called partner account.. they allow it for couples too as per their website. MAB is 1L or FD of 10L but since you are ok to park money that's not an issue.. you can try this.. there's an apply button on the below link for joint account.
Both you and your partner would get seperate visa signature debit cards, each having BMS offers and airport lounge access.
Open a Joint Savings account For Couples, Joint Bank Account | IndusInd Bank
Want to open joint bank account online? Apply for Indus partner savings account, a joint account for couples, to receive discounts on food & movie tickets. Learn more on our website.www.indusind.com
IDFC bank has a field for "Relationship with Primary Holder" in their joint account opening form.
Actually what you could do:
Not yet. I have non-existent relationships with all of my RMs because they keep calling me and insisting on a "personal meeting" alongwith their supervisor. They can't see a little bit of money without wanting a slice of it for themselves.
Thanks, will do.
Yes, you can. To open a JOINT account - you need not be married or something like that. Even you and your friends / Business partners can open a joint account. The relationship between the account holders is not important - it can be ANYTHING. But note that for TDS and tax purposes, the PAN and other info of Account holder 1 will be considered. This works only with Savings / Current Accounts, not with Salary or Senior citizen or any other account or insurance etc..
Usually, when you go to the bank and ask for an account opening, they themself will fill out the form - in many of those cases, they will not even fill these fields
You are right - banks usually have joint account openings offline at branches. But I am 100% sure friends or business partners or any 2 non-related individuals can open a savings account in India. If Banks are not allowing, it is usually the ignorance of the banking staff.
You are probably right re business partners
