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LTF CC WITH NRV

Are the days of getting a LTF credit card with a good NRV with any bank gone???

Anyone know any banks that are offering a decent credit card for a 30L-40L NRV??
 

mj01

TF Select
Are the days of getting a LTF credit card with a good NRV with any bank gone???

Anyone know any banks that are offering a decent credit card for a 30L-40L NRV??
Kotak also has different CCs that are conditionally LTF depending on your privy league status - Neon/Platinum/Black.
 

raghu.rokda

TF Ace
Axis ,hsbc ,kotak
From these kotak is useless for me..

Because kotak bank BM doesn’t want to give cc to me…
I give two options to kotak BM in my last visit..

1) I invest in 20L FD & asked for unsecured cc

Result:- 50L ki FD v karoge, toh v nahi dunga unsecured card

2) Then i said fir FD card hi dedo

Result:- Online apply karo khud se

Fir saala bank kis k liye khola hai 😟
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
From these kotak is useless for me..

Because kotak bank BM doesn’t want to give cc to me…
I give two options to kotak BM in my last visit..

1) I invest in 20L FD & asked for unsecured cc

Result:- 50L ki FD v karoge, toh v nahi dunga unsecured card

2) Then i said fir FD card hi dedo

Result:- Online apply karo khud se

Fir saala bank kis k liye khola hai 😟
Better 3.5 for regalia
10 for infinia
 

cardy

TF Ace
From these kotak is useless for me..

Because kotak bank BM doesn’t want to give cc to me…
I give two options to kotak BM in my last visit..

1) I invest in 20L FD & asked for unsecured cc

Result:- 50L ki FD v karoge, toh v nahi dunga unsecured card

2) Then i said fir FD card hi dedo

Result:- Online apply karo khud se

Fir saala bank kis k liye khola hai 😟
Kya tumhe har bank Wale reject karte hai bro
Wo vi itna sare amount ke promise ke baad vi 🤣🤣
 

doraemon

TF Legend
From these kotak is useless for me..

Because kotak bank BM doesn’t want to give cc to me…
I give two options to kotak BM in my last visit..

1) I invest in 20L FD & asked for unsecured cc

Result:- 50L ki FD v karoge, toh v nahi dunga unsecured card

2) Then i said fir FD card hi dedo

Result:- Online apply karo khud se

Fir saala bank kis k liye khola hai 😟
Har bank aapse aise hi kyu rehta hai?
 

imdjay

TF Ace
Contributor
VIP Lounge
From these kotak is useless for me..

Because kotak bank BM doesn’t want to give cc to me…
I give two options to kotak BM in my last visit..

1) I invest in 20L FD & asked for unsecured cc

Result:- 50L ki FD v karoge, toh v nahi dunga unsecured card

2) Then i said fir FD card hi dedo

Result:- Online apply karo khud se

Fir saala bank kis k liye khola hai 😟
new bank account open kerne ko kaho. 50L IP pe. black privy variant aur sath me credit card apply kerwa lena White Reserve LTF.
 
For existing card holder..
You can even increase limit with fd lein to make total of 8 lakh
With decent spend u can get the card
What about limit enhancements? Do these people continue to get auto LEs or it stops until FD is there?
Also, if someone had 5L with DCB and upgraded to Infinia by 3L FD lien but breaks FD, then Infinia will be there with 5L or will it be downgraded?
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
What about limit enhancements? Do these people continue to get auto LEs or it stops until FD is there?
Also, if someone had 5L with DCB and upgraded to Infinia by 3L FD lien but breaks FD, then Infinia will be there with 5L or will it be downgraded?
Y e s
But l.e in hdfc is too random or too luck.

They will give 80% of fd limit so technically 4 lakh on 5 lakh existing limit
 

raghu.rokda

TF Ace
Kya tumhe har bank Wale reject karte hai bro
Wo vi itna sare amount ke promise ke baad vi 🤣🤣
Har bank aapse aise hi kyu rehta hai?
new bank account open kerne ko kaho. 50L IP pe. black privy variant aur sath me credit card apply kerwa lena White Reserve LTF.
Main reason ye hai my city is not serviceable for kotak cc so BM denied…
Or FD wala card bo khud se ni dete……bas help kar sakte hain dilwaane mai online
 
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