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credit card

  1. A

    HDFC Credit Card Upgrade

    Current I have HDFC Millennia Credit Card. HDFC Bank is offering me Regalia Gold Life Time Free.. Can I ask HDFC Bank to allow me to keep both the cards ??
  2. I

    Swiggy HDFC Credit Card Limit

    I applied for the Swiggy LTF HDFC credit card as I frequently order from Swiggy. I spend 6-7k per month, with 90% of that spent on groceries. A limit of 15k was given on the Swiggy HDFC CC, but when I was applying for the card, the estimated limit mentioned was 75k. I also took screenshot...
  3. certifiedsaver

    Credit card suggestion for Travel/Mile benefits

    My relative is looking to start their cc journey (they only have flipkart axis cc as of now) Expenses : 20k/month rent, 5-10k/month online expenses (Primarily myntra-flipkart-amazon) + 5-10k offline usage In hand salary : 1L/month Has prior relationship with Axis bank (salary account) Kindly...
  4. Prem03

    Superfast Axis Flipkart Credit Card Transaction Alert

    Last night I received a transaction alert of Rs 1075 on my Axis Flipkart CC. I received an SMS and mail at the same time and I thought it must be the alert for the transaction I did on my Axis Select CC 20 minutes back. However, To my surprise, the transaction was on my Axis Flipkart CC. Without...
  5. A

    Flat 1% off Credit Card bill pay (Unlimited times working)

    Flat 1% off Credit Card bill pay (Unlimited times working): App link: https://play.google.com/store/apps/details?id=com.innopay.payment.user&hl=en Refer Code: DM ME Signup and login and pay any Credit Card bill Rs1000. you will get instant Rs10 off, Use unlimited times and pay using UPI...
  6. Anindya98

    Exciting offers on your ICICI Bank Amex Credit Cards!

    I just got this offer for my ICICI Sapophiro Card Amex variant
  7. parody69

    ICICI Credit Card ICICI CAMPUS POWER ACCOUNT

    I recently had an issue with ICICI Bank's Campus Power savings account and wanted to share my experience and the resolution, in case anyone else is facing similar issues. Back in May 2024, I opened a Campus Power savings account with ICICI Bank because they advertised a complimentary credit...
  8. Ekavya

    No Limit increase in Tata NEU plus credit card for 7 months.

    My HDFC TATA NEU PLUS credit card is going to be 7 month old. But I am still not getting limit increase offer. (Current Limit 50k). Every month I regularly spent 40k+ on this card using UPI. My CC limit for other bank cards are 4.6L and 2.8L. Can someone please tell me the reason?
  9. PayKaroAbhi

    Unauthorized CIBIL Enquiry by RBL Bank

    I got a sms regarding a CIBIL Enquiry by RBL Bank on 7/7/24 which was done without my knowledge or consent. I had asked them to remove the same as it's negatively impacting my credit profile, but they're saying that it's genuine and the query was made for a Shoprite Card application which is...
  10. A

    Orbit Wallet RuPay Card launched

    Orbit Wallet RuPay Card launched: Here is the update shared by one netizen (Free CC loading/Free RuPay CC UPI loading) - Received the Orbit card today and inputted the kit number in app to register Points to note: 1) for now only mini kyc only available (means only 10k limit per month max)...
  11. Kilbisham

    Which bank credit cards refund Forex charges + GST on cancelled transactions? Or at least do not charge Forex charges + GST on refund amount?

    Recently, to my dismay I understood that cancellation on international transactions does not imply refund of Forex charges + GST. Furthermore, many banks charge Forex charges + GST on the refund amount too. So, for a generic credit card with 3.5% + GST as forex charges, we might end up losing...
  12. Tazact

    SBI Card random CIBIL hit

    Hello folks. Couple of days ago got email from CIBIL about credit enquiry hit by SBI card.However haven't applied for any new card or LE. Raised the concern to SBI Card asking for the reason behind CIBIL hit . Following response was provided. What is it all about & possible future outcome ? Did...
  13. Hetzack

    Over the limit for a single transaction

    Hey! I want to know if i can use my icici amazon pay cc over the limit i want to do a single transaction for 75k but my actual cc limit is 70k i will pay it off immediately Am using cc as there is offer for the product
  14. A

    BOB RuPay Platinum Sticker Debit Card & BOB RuPay Travel Debit Card Soon Launch

    BOB RuPay Platinum Sticker Debit Card & BOB RuPay Travel Debit Card Soon Launch: Bank of Baroda and EaseMyTrip took a leap in travel innovation by signing an MoU to launch a RuPay travel debit card. Designed for the modern traveler, this card offers seamless transactions and exclusive travel...
  15. A

    UPI One World is now available to all international visitors coming to India

    UPI One World is now available to all international visitors coming to India: The National Payments Corporation of India (NPCI) launched the ‘UPI One World’ wallet for international travelers visiting India, expanding on its initial introduction during the G20 summit. This initiative enables...
  16. tomar

    Pre-approved Axis cc getting rejected for no reason

    I applied for Axis cc card multiple times after after receiving offer calls from the bank. They always tell me it's pre-approved and LTF based on my CIBIL, no proof needed. However, after I apply and complete the verification, Axis rejects the application without providing a reason. When I...
  17. G

    SBI Unipay stopped Debit Card Payments

    Saw these multiple news article which states that Debit Card payment option is removed from SBI Unipay https://www.livemint.com/news/sbi-unipay-logs-users-out-of-credit-card-bill-payments-details-here-online-bill-payments-debit-card-11721458607083.html...
  18. A

    UAE supermarket introduces UPI payments across outlets countrywide

    UAE supermarket introduces UPI payments across outlets countrywide: A UAE-based business conglomerate, Al Maya Group, has begun accepting India's Unified Payment Interface (UPI) across its outlets. The first UPI transaction took place at Al Maya Supermarket, attended by Deputy Consul General of...
  19. N

    Devaluation AU bank credit cards limitation on utility and fuels spends, terms applicable from 15th august!!! Taking our freedom on independence day?

    Au bank is going to charge extra if utility spends or fuels spends crosses 50k (value depends on limit of card) in a month. Also annual percantage rate is 45% now PDF link https://www.aubank.in/fuel-utility-APR-Fuel-Utility-APR-change.pdf PS: looks like every bank is capping utility spends PPS...
  20. N

    SimplySave Rupay credit card approved in first attempted and cashback rejected 3-4 times in past 1.5 years, how to proceed for cashback now?

    hi, i tried getting cashback card for quite number of times now. Reqests were either got rejected or were put on hold by saying that SBI is not issuing cashback credit cards now. i was told to get simplysave rupay variant which can be easily get and then go for cashback, so what should i do...
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