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credit card

  1. Mohammad

    HDFC Credit Cards Why I Strongly Recommend Avoiding the HDFC Pixel Credit Card

    I want to share my real experience with the HDFC Pixel Credit Card, hoping it helps others make an informed choice. I’ve been using HDFC credit cards for a long time and never expected this kind of service and confusion. 🔻 1. Low Cashback Value Though Pixel claims to give 5% cashback, the...
  2. TechnoFino

    Loophole Alert: Axis Bank Atlas Credit Card Unlimited Airport Services (Lounge Access + Airport Transfer)

    Hello TFCians, Time for a little loophole reveal… @RewardsAlert is already playing the game... I’m just adding a few things I know. (And no, he’s not telling me any loopholes BTW... even after multiple requests...) Did you know, in the past, your Atlas card’s lounge quota used to refresh every...
  3. L

    How long should I wait before applying for Axis magnus burgundy credit card?

    I recently opened a burgundy account with axis, with 20L and an FD of 1 cr. How long should i wait before applying for magnus burgundy credit card. My RM is asking me to apply immediately, I asked him to wait for a month or two. What are my chances of approval with a Cibil score of 760.
  4. kanhaiyabsy

    How to get credit card upgrade

    I'm holding kotak league cc for last 3 years, recently after ban removal , I was able to see zen and white with null joining and null annual free, on applying not able to procide on kotak old application, Letter no pre-approved upgrade but currently showing zen with joining and annual fee...
  5. iamthebest

    Indus bank credit card repayment

    I had done the repayment of my bill in 4 parts like 8k + 7k+... & So on. Then I used my credit card limit on Amazon to purchase a smartphone in this billing cycle. In indus app it's still showing the privious amount as total amount due + minimum amount due. & I am getting mails and msg from...
  6. A

    Total 4 offer combined for RuPay Credit Card on Amazon shopping - 5% Cashback + Bank Cashback + RuPay scan and score + CC bill pay Offer

    Total 4 offer combined RuPay Credit Card on Amazon shopping - 5% Cashback + RuPay scan and score + CC bill pay Offer: Amazon Pay has launched Amazon Pay - Rewards Gold program. Offer 1 - You can link your RuPay Credit Card to AmazonPay UPI and get 5% Cashback (prime) or 3% (non-prime) + Offer...
  7. Ram1

    Underdog Credit Card IMO!!! - Axis Cash Back Credit Card

    I feel Axis Cashback card is very underatted. Benefits Online spends: Earn 2% cashback for spends up to INR 5000 Earn 5% cashback for spends b/w 5000 to 40,000 Earn 7% cashback on spends > INR 40,000 Monthly cap 4K cashback offline spends unlimited base cashback of 0.75% on all offline &...
  8. bhavik886151

    BEST CREDIT CARD FOR QR CODE PAYMENT

    Hello Every One can any one suggest me a good credit card for QR code payment looking for good reward rate and highest monthly cap paid card will be ok if reward rate is good not for groceries ,fuel,utility payment mostly for shopping and online website payment
  9. Mruseless

    Suggest Me a credit card for College fee payment of Rs 96000

    Currently I have Amazon pay Cc Hdfc Millennia Hdfc Swiggy Idfc Millennia Sbi cb I can another card also if possible
  10. S

    Help with Add-On Cards for Axis Magnus for Burgundy – No Response from Axis Bank

    Hi everyone, I’m looking for advice or suggestions from anyone who has successfully received add-on credit cards for the Axis Magnus for Burgundy or any other Axis credit card in the last year. I’ve tried multiple channels so far: Visited my branch and spoke directly with the branch manager...
  11. TechnoFino

    Introducing TechnoFino Wiki: India’s First Credit Card & Banking Encyclopedia!

    Guys, This has been a long-pending task for me. I’ve always wanted to create a platform like Wikipedia—focused on credit cards and banking in India. Many of you have also suggested building something like this to make information more accessible and organized. The website is now live! But to...
  12. A

    Unity Bank BharatPe RuPay Credit Card is Live with RuPay Select Benefits| 2% Cashback

    Unity Bank BharatPe RuPay Credit Card is Live with RuPay Select Benefits| 2% Cashback: Play Store: https://play.google.com/store/apps/details?id=com.postpe.app&hl=en_IN IOS Store: https://apps.apple.com/in/app/bharatpe-upi-credit-rewards/id1586002156?mt=8 RuPay Select Benefit Register Here -...
  13. DNikunj

    What’s the Best Premium Credit Card to Get in 2025?

    Hey everyone! I'm re-evaluating my credit card setup this year and would love your input. Here's where I currently stand — and a few questions I have for the community: Already using: ✅ HDFC Infinia ✅ HDFC Biz Black ✅ Axis Vistara Infinite ✅ Axis Atlas Planning to close: ❌ ICICI Amazon Pay...
  14. Z

    Not able to use Debit card for credit card bill payment on Payzapp

    Over the past 4 5 months I have been using only Payzapp to pay my credit card bills except for Amex using my SBI debit card, this has been a no brainer because compared to any other app Payzapp has the least ads and a very simple straight forward UI, and since it is considered as a POS/ecommerce...
  15. ritam12345

    HDFC upi rupay credit card provide physical card

    Today I recived physical card, but when I apply that was virtual only
  16. ritam12345

    Hdfc upi rupay credit now delivered physically

    After apply hdfc upi rupay biz credit card , I received your card was delivered by 30 th Jun. Today I recived the card.
  17. magnusfan

    The Credit Card Cashback Tax Guide You Didn’t Know You Needed (But Totally Do)

    You’re swiping like a boss. Amex is rewarding; Infinia and EPM are raining points. Tata Neu is doing… something! This one’s for all the card enthusiasts here on TF who’ve asked: “Do I need to pay income tax on cashback or reward points?” Let’s break it down the right way — with the Income Tax...
  18. shazansalim

    Credit card spend of 5 lac per month by Dad for business

    So my dad started a new business after his retirement and the business is doing good. However he has started using my credit card for business transactions. The card is maxed out every month (Limit 5L). I have 0 income and got this card with the help of a relative. I file ITR every year, I'm...
  19. A

    HSBC Premier joint account query for Premier credit card.

    I have recently opened an HSBC joint Premier account with my mother (who is a senior citizen), in order to get the senior citizen FD rate. My mother is the primary holder, and I am the second holder. Now since Premier account holders are eligible for the Premier Credit card, since the account is...
  20. R

    How can I get SBI Cashback Credit Card while already holding SBI Elite (IIT Student Program)?

    I’ve been using the SBI Elite Credit Card since July 2024 under the IIT student credit card program. Now, I’m interested in getting the SBI Cashback Credit Card for daily online spending. I’m still a student and don’t have a fixed income source. Is there any way I can apply for or be eligible...
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