credit card

I have neo card , which is oldest in my portfolio. Today i open app & saw privilege card 0 fee & applied . Now regretting why unnecessarily i applied. What should i do keep which card please tell. I have 10 cards & only use 2 cards

I had applied for PNB Rupay Select card in January. I got it approved in March on 16th March. Immediately after the card details and limit was assigned to me, I was asked to setup PNB Genie app. As soon as I setup the app and activated it, I got an SMS that I have been charged with joining fees...

I recently contacted the PNB customer team via email to convert my existing credit card to an EMT RuPay variant. They responded after some time, asking for my address to deliver the new card. Today, I noticed the EMT RuPay card has been added to my account as an additional card rather than...

is anyone aware of any insurance benefits with federal celesta credit card (mastercard variant)? I could not find anything explicitly mentioned on their website.. if I google it, it redirects me to Celesta insurance link which from the looks of it is applicable for Celesta savings account.

Dear Technofino members, I am new to technofino community and requesting some help on applying for my first credit card. I have an annual CTC of 36L. I read the post related to guidelines and summarized the following as my spending categories and cards I am holding. I am also open to suggestions...

Hello Community! I am being offered SBI Prime rupay credit card as Ltf by the bank. Should I go for it? I currently have Onecard, SBI SimplyClick and HDFC Freedom rupay (ltf). I plan to change my hdfc freedom to swiggy hdfc in near future and close my onecard. Reading about the benefits of...

Hello TF community Folks, Looking for a CC (doesnt matter paid or free) which gives good benefits on 8-10L spends per annum (incl rental spends). Background, so far I was using IDFC Vistara card, which had 3L rental spends + other spends. Even after paying 6k for joining and other platform...

hey guys, newbie here. I want to know if I pay Rs. 51k credit card bill on cred app via SBI VDC/axis e-debit card would i get reward points?

I previously held the HDFC TATA Neu Plus Credit Card, but I needed the Core variant, so I closed the Neu Plus card. Alongside that, I opened a new HDFC savings account at the same time with my brother, who has never had a credit card. Now, even after 3.5 months, whenever I try to apply for a...

If you have a Visa Signature Credit Card, you’re eligible for a complimentary Times Prime Membership. Valid from: 1 April 2025 – 31 March 2026 Where to claim: Times Prime website/app 🔗 https://www.timesprime.com/visa-offer credit for the link (Cebu) ✅ Eligibility Only for Visa Signature Credit...

Is IDFC First bank given regular rewards as per credit card variant i.e. 1X/5X /10X addition to 2% points on voucher purchase on it's Gyftr portal?

(1) I've 10k regular savings account in Hdfc bank from last month i am start maintain 150000 lakh for classic banking upgrade did anyone know how long i should maintain to get offer for upgrade my standard banking to classic banking program (2 ) HDFC getting pre approved offer HDFC biz grow biz...

Hi everyone, I recently made a transaction of ₹83,950 at a bike showroom using my Kiwi YES Bank credit card to purchase a new bike. As per the card's benefits, I was expecting 2% cashback on this transaction. However, I haven’t received any rewards yet. In the Kiwi app, it's showing that the...

I'm planning to apply the SBI Cashback card via Cashkaro and the main thing I'm concerned with is will my credit limit get lower if I apply it this way? Long story short my SBI Cashback application got rejected first time..actually declined because of the internal policies error and they said...

Dear Technofino members, I am new to technofino community and requesting some help on applying for my first credit card. I have an annual CTC of over INT 50 lakhs and currently hold an Imperia account with HDFC Bank. I was planning to apply for premium credit card and reached out to my RM for...

I just got a Millennia credit card recently but I also wanted the Swiggy credit card. I tried to apply using HDFC website but it said something like "you just got a credit card so we cannot accept another application right now". Swiggy app however keeps offering me this card as LTF. I wanted...

My mother has had the IDFC First Bank Classic Credit Card for almost 3 years now. Two days ago it was cancelled citing, 'Card Closure due to CIBIL checks'. She has never missed a payment nor has she had any delinquencies or any other abnormalities in her Credit report, which is more than a...

Hi, Today I just found out that Tata Nue Infinity credit card wil not pay any NueCoins if you use it to pay for NPS payment. I have NPS tier 1 account with Kfintech and I tried paying via UPI using Tata Nue Infinity and it gave 0 reward. Not sure if anyone else is aware. Just wanted to share...

Hi, I had requested HDFC to upgrade my (LTF) DCB card to a (LTF) Infinia, based on eligibility. However, they've offered an upgrade to the Infinia (FYF) variant instead. Considering I already hold the Axis Atlas and SBI Cashback as (paid) credit cards, and my annual spending is around ₹8–10...

Recently I got Approved IDFC Power + Credit card . So There is an Offer for 1st Transaction of 500 at HPCL Petrol bunk will get 500 Cashback . So My Query is about if i load 500 at HP Pay wallet will i am eligible for 500 CB.