credit card

On 17th June, 2025, I bought an electronic appliance from Croma using my Tata Neu Infinity credit card and chose the Low-Cost EMI for 6 months to get around ₹6,000 instant discount, whose summary is as follows: The total amount debited from my card was ₹37,613.33. As I'm aware, HDFC provides...

Hi everyone, I’m sharing my experience with HDFC Bank regarding a pre-approved credit card offer with a ₹1 lakh limit, which I was genuinely looking forward to. Unfortunately, my application was rejected, and the reason provided was: Here’s why this is frustrating: No one from HDFC came...

If you have existing virtual only card, you can get a physical card by going to mycards/payzapp > services > security and replace card. Zero charges. Don't select hotlist and reissue.

Hi everyone, I’m looking for advice on which credit card should be my secondary now that I plan to drop my Amex Platinum Charge (₹35K monthly usage) when it comes up for renewal in August. I don’t find the benefits justifying the fee anymore. Here’s my current card setup and usage: Primary...

I have transferred all my axis miles to Accor and club ITC and now I don’t have money to pay my credit card bills or minimum due for 3-4 months, I wanted to know if my transferred miles be affected?

I recently joined the HSBC credit card ecosystem with the HSBC Platinum Credit Card (issued in May 2025). While I’m still exploring its features, rewards, and overall experience, I’m now thinking about upgrading to the HSBC Live+ Credit Card—primarily to maximize benefits on a big-ticket...

I have insurance premium payments in excess of 30L per annum. Please suggest me any credit card with any bank to maximize returns.

Hi TF community, Today (18th June 2025), I received an unexpected and disappointing email from Axis Bank saying that my Flipkart Axis Credit Card (XX2915) has been cancelled due to suspected non-personal or commercial usage, with all cashback revoked and existing EMIs foreclosed. They’ve cited...

I received only 1% cashback for a hotel booking transaction on Cleartrip using Axis Flipkart Credit Card. In the statement, the transaction has been reported incorrectly as a Travel transaction, whereas I booked a hotel. While paying, it was showing 5% cashback on Axis Flipkart CC, but after the...

Need sbi cashback credit card for purchase of Ipad , Ready to share some percentage of cashback 🙂

After the epic disaster known as the Stable Money Suryoday SFB RuPay Credit Card (aka the "FD Locked, Benefits Blocked" – you spend, they gain), Suryoday Bank decided to go full comedy mode and launch two sequels: RuPay Platinum and RuPay Select. Because clearly, if one card was useless...

I have experience with SBI Debit card about charging fee for declined transaction due to insufficient balance. Does it also happen with credit cards? If so, does it happen both for POS and online transactions? Also, does it happen for debit cards only in case of POS transactions or even for...

I got pre approved for Airtel Axis credit card, but I was rejected every time. Please tell me some geniune hacks to get it, my cibil is 790+ and Experian is 800+ It is not the case that only those who have Airtel SIM card will get Airtel Axis credit card. How to get this card help me ! I have 2...

Let’s put our collective credit card nerdiness to good use! What’s that one co-branded card you think the Indian market is missing, but if done right, could be an absolute blockbuster among card enthusiasts? Here’s my pick to kick things off: HDFC Bank x CRED — a co-branded credit card that...

Hello! I have been using SBI reliance prime credit card since last 2 years and in that time span i have 7 delayed card payments which were reported to Cibil. Few days back my credit limit was reduced from 56k to 40k and earlier i tried for limit enhancement but everytime it was declined. As per...

A massive devaluation has been announced for the IndusInd EazyDiner Signature Credit Card, effective 15th July 2025. Let’s first walk through all the changes that are about to hit us, and then I’ll share my brutally honest opinion about this downgrade. What's Changing from 15th July 2025...

Hi everyone, I could really use your expert advice on maximizing the value of various points and vouchers across multiple credit cards. Here's my situation: 🔹 Points & Vouchers I Have: American Express Membership Rewards (MR): 100,000 MR points on my card 35,000 MR points on my father's Amex...

(All Users) Indian Bank RuPay Gift Card, RuPay Prepaid Card & RuPay NCMC Card (No Kyc Required) launched: Link: https://www.indianbank.in/departments/prepaid-cards/ Apply Card - Play store - https://play.google.com/store/apps/details?id=com.card91.mobile.customerapp.new_flow_cust_app.ib Apply...

HDFC Bank UPI RuPay Mega Saver credit card | 2% Utility, 3% Groceries, SuperMarket & Dining spends & PayZapp transactions: Link: https://www.hdfcbank.com/personal/pay/cards/credit-cards/hdfc-bank-upi-rupay-mega-saver-credit-card Key Features: 3% Cashpoints on Groceries, SuperMarket & Dining...

Just received Roar Bank cc by Unity Small finance bank. Credit limit 1,15,000 inr Really doubt how long will this credit card work because I think this credit limit will be reduce to around 1 or 2000 in future. First of all they didn't verify anything while approving this card only just...