credit card

Hi all! I have applied for BOB credit card and completed my video kyc. But I have not received any application reference number. It is about 24 hours I have applied for cards. BOB customer care is not helping. Plese help me with next steps.

Hello TF community My friend recently moved to France, Europe and will be doing transactions like grocery, insurance payments, occasional flight bookings and trains for travel in europe. He doesn't have a credit card yet but has salary slips and all. Any suggestions for a credit card? Should he...

Hi everyone, I'm looking to optimize my credit card portfolio. I’m a salaried employee with the following profile: **Profile:** * **Net Monthly Salary:** ₹2.22L * **CIBIL Score:** 778 * **Spending Style:** Low to moderate; prefer LTF or self-sustaining cards. **Current Cards:** 1. **Axis...

I want a credit card for my Airtel bill payment of ₹2500 per month, along with good benefits for other bill payments, recharges etc. I was thinking of getting the Airtel Axis credit card which would offer me 25% off on Airtel recharges and bill payments upto ₹250 per month. But then I read about...

I contacted Federal Bank Customer Care regarding obtaining a core Federal Bank CC while holding a co-branded credit card. The following is the reply I received: ======================================================================================================= Greetings from Federal Bank...

I have a LTF HDFC Regalia Gold credit card with limit of 10L+ and I also qualify for the salary criteria for DCB card and have a salary account in HDFC. Is it possible to get it as LTF since my eligible spends are usually not more than 8L+ so the renewal fees will not be reversed for me if I go...

Hi everyone, I’m looking for some guidance or shared experiences regarding a credit card refund issue and possible compensation under RBI rules. Here’s the detailed situation: I made a credit card transaction in May 2025. The full payment for that month’s bill was made on time, including...

Please suggest any Rupay credit card which gives rewards for education payments. Also, i have two rupay cards from HDFC Bank which are charging annual fee of rs 200 each so I want to cancel these cards and apply some new ones. Please suggest some better than this one..

Hello, I am new to credit cards. Just have Amazon pay ICICI card and OneCard from bob. I want to know best life time free credit cards that I can get to flex to Jetha Uncle. Jokes apart, a card that I can use for almost any thing without having to think. I see instant discount offers on Amazon...

Hi, I would like share the experience of one of my friend who got supermoney pro card approved recently. 1. Installed supermoney app and gave basic details. App shown that he was eligible for pro card 2. Proceeded with application which asked various info like salary,office details etc.. 3. He...

Hello Everyone . Recently I have applied Federal bank scapia card and got rejected . Few Important points to be considered before applying scapia card --- 1. Not more than 2+ enquiries in last 6 months . 2. There is no transparency in serviceable pin codes . I am attaching few...

https://partyrock.aws/u/fradela/XzIErU59Z/CardWise-India Just for fun I built this app. Please check it out. This is an AI-powered credit card advisor app designed specifically for Indian users. It helps individuals find the best credit cards based on their unique lifestyle, spending habits...

MKC, IndusInd charged me Flat 100 INR for a cash deposit of 7500 INR directly to a credit card. Wtf? Is this even legal? It is technically 1.33% of the amount, for what? For utilising it a month? That too MDR payment? Then what is the 50 K cash deposit limit a year in credit card meant for...

This is my first post in the Technofino community. I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month. Here’s what I’ve done...

I have been using HDFC Moneyback+ card LTF since 2021 and I got a limit enhancement offer from 50k to 1.3 lakh in 2024 but now I want to upgrade my card. I don't work so I cant provide income documents but I have a cibil score of 776 with no default and a 5 year history with 14 different credit...

After reading the title, I know what you're thinking — “Yea Sumanta kis line main aagaya... 😅” Lol... but let me share an interesting loophole and a real-life story with you. Recently, @RewardsAlert tweeted about a loophole involving the Axis Atlas X Casino X Accor Points Redemptions trick...

I currently maintain near ₹1 crore in my IDFC First Wealth account, mainly because of the high savings interest — 5% up to ₹5L and 7% above ₹5L. While the interest rate is great, I’m now exploring premium banking options that offer better non-monetary benefits. Would love suggestions on which...

It is well known that banks can automatically deduct credit card overdues from a bank account. But is it possible for a bank to deduct from a credit card to recover a negative balance in a current account

I applied for HSBC Live+ After the frustration reaction that my SBI Cashback application got declined the third time in a row. So the questions I have is 1. Why is the HSBC card application longer than most other banks? The rep said that it could take 21 working days to complete the...

Received below offer on whatsapp for Yes Bank Kiwi card: We have an offer for you! Hungry for rewards? 🍽 Spend ₹5,000 using your YES Bank Klick Credit Card on Kiwi and get a FREE 2-month EasyDiner Prime membership 🎉 Valid for Limited Time, (T&C Apply) Valid from : 24th July to 31st July