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credit card

  1. P

    Introduction of mdr on rupay credit card upi transaction below 2k

    After recent introduction to MDR various small merchant have stopped accepting rupay credit card via upi this lead to the end of rupay credit card like kiwi, supercard below 2k Kindly suggest which saving account offer reward point or cashback on scan and pay transaction Or any other way to...
  2. StanRoute66

    Trick to Get IDFC First CC Limit Increase (if you have not got an IVR call or WhatsApp message)

    This is the First time since IDFC First Launched it's Credit card in January of 2021 , that they are offering Pre-Approved Limit Increase Offers ! Until now , you had to email them your Income Documents to get the limit increase . NOTES before Going with this Trick : This trick is only for...
  3. nandhakumarn

    should i hold IDFC FIRST Power+ Credit Card?

    i hold many credit card . also IDFC FIRST Power+ Credit Card i could not spend 1.5 lakhs per annum . what should i do further? benifit of the card equal to iocl xtra card. any chance to waive off?
  4. A

    Jupiter sending notification on watsapp fir credit card application

    After one year I got invition from Jupiter csb bank for credit card application, last year I applied but got rejected, today they send 2 notification for credit card application, i check the Jupiter app and it's shown applied option, but I didn't apply because 99.9 percent they reject...
  5. rounakr94

    How long does it take to approve credit card?

    Okay, so I got a call from Icici that I have been offered a Coral Rupay Upi card with no joining or annual fees and that they will send it to my registered address. Since this was a 0 KYC and LTF, I agreed to it. I asked them about the limit and if it will have a shared limit with my previous...
  6. manansolanki334

    HSBC RuPay Cashback Credit Card vs HSBC Live+ Credit Card

    Hi everyone, I’m currently looking for a good credit card that gives maximum cashback and also offers a smooth overall experience (acceptance, benefits, support, etc.). I’ve shortlisted two options: ✅ HSBC Visa Live+ Card ✅ HSBC RuPay Cashback Card Please suggest which one to apply.
  7. A

    Now use ANQ Wallet UPI (Pinelabs Wallet UPI) (Also CheQ wallet UPI)

    Now use ANQ Wallet UPI (Pinelabs Wallet UPI) (Also CheQ wallet UPI): https://blog.anq.finance/experimental-launch-upi-on-anq-is-now-live/ Brought to you in partnership with Pine Labs A Smarter, Safer, and More Private Way to Use UPI UPI has revolutionized digital payments in India—making...
  8. V1SH4L

    How to close kotak credit card?

    I've a kotak pvr inox credit card which is useless. So I want to close it to avoid annual charges. How to close it? Is there any mail address for requesting?
  9. superstar@123

    Scapia Credit Card – Reapplication Not Allowed After Closure? Anyone Faced This?

    So, I had taken the Scapia Credit Card when they first launched. Back then, the offers weren’t very exciting, and I wasn’t able to make much use of the card. So after a few months of low usage, I decided to close it. Now, they’ve revamped their rewards and offers — and I must say, it looks much...
  10. financewizard

    Credit Card - Reward Rate Comparison - What is listed vs Actual Reward Rate

    This is an awareness thread on Reward Points. I see many videos and articles where the finfluencers encourage people to buy Amazon vouchers via Gyftr for HDFC and Amex cards. Even banks, in a sort of way, misrepresent the actual reward rates, and people with cards like Regalia Gold, Amex MRCC...
  11. A

    [Advice] Looking to Add/Remove a Credit Card – Suggestions Welcome!

    Hey folks, I’m currently evaluating my credit card portfolio and looking to either add a new card or remove one or two that are redundant or underperforming. I’d really appreciate any feedback or suggestions based on the cards I already have and my usage patterns. Here’s my current lineup...
  12. shantanu3637

    IDFC WOW credit card card limit at max 100000?

    I tried opening IDFC First WOW credit card. The card gives credit limit equal to FD amount that you open with them. The default FD limit is capped to a maximum of 100000. Is there any way to get higher credit limit by booking a higher amount in FD?
  13. S

    cashback of 5% on amazon smartphone purchase using swiggy hdfc credit card

    will i get 5% upto 1500 on smartphone purchase on amazon.in please reply if anyone got.
  14. A Little Extra is Good

    Do we get base reward points for loading HP Pay wallet with Infinia credit card?

    Or is there any other way to optimise Infinia for HP pay. Please note I don't have ICICI or IDFC Fastag.
  15. N

    Buy 1gm 24k Gold on Ajio for Rs 9310 this month and Rs 8470 for next and next to next month using AU LIT card

    gold group reminded me of gold coins buying old trick last year, used it again today with the one and only AU BANK LIT credit card on AJIO date : 17-07-2025 product : muthoot pappahan 24k 1gm gold bar mrp : 11230 buying price : 10882 some 2% off coupon on ajio on gold (code DHANVARSHA2) : 10694...
  16. nandhakumarn

    Do you own yes bank POP credit card?

    Recently applied for POP credit card from yes bank .(Rejected) i couldnot understand the benefits. can you help me ? _____________________________________________ Bro, you keep making WikiPosts. These posts are meant to be done only when you want others to edit it like I am doing now.
  17. m_vivekk

    Unable to pay electricity bill using tata neu infinity credit card

    Hi Guys, I have just noticed that I cannot pay my electricity bill using tata neu infinity credit Card any longer as it doesn't appear under payment methods. Please see the screenshot. My electricity provider is MSEDCL. Can you check for other providers if you have any? This is a huge...
  18. OutOfOffice

    Got my ICICI EPM (Emeralde Private Metal) Credit Card Approved — Sharing My Timeline & Experience

    Hey everyone! Just wanted to share my recent experience of getting the ICICI EPM (Emeralde Private Metal) credit card approved and delivered. Might help others who are considering it or are in the process. --- ## 🗓️ My Timeline & Process ### Background I had been asking my RM to help me...
  19. Vickyakhan555

    DEVALUATION - Federal Celesta Credit Card | Lounge Access

    There has been a devaluation in Federal Celesta card where now domestic lounge has been reduced to 2 per qtr from 4, that also on spend based of 60,000 previous qtr
  20. K

    Understanding Credit Card EMIs

    Hi, I am struggling to understand how much total I will pay if I buy a product on EMI vs without EMI. For example: For the following product, HDFC EMI has 7000 off. So my cart value become 30999. Now on the payments page. I am seeing this: Other than the processing fee (299), will I be...
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