credit card

Hello. I have PNB Account maintaining 50 k balance for many months. I also have a PNB rupay select credit card and when I tried to login on rupay portal for this quarter all benefits are showing: "No offers are available in your account for this service currently. Select another service." Did...

Hey guys, I received an email today for personal email verification and mobile number validation for a credit card application that I never applied for. The email came from SBI Cards. A few minutes later, I received another email from TransUnion CIBIL regarding a credit enquiry on my account...

Hello Technofino Community , I know you all will surely judge me with my age being only 18 years and 4 months old , But here is my query , please help me coming out of this. I am only 18 years and 4 months old ( turned 18 in Feb 2025 ), took a FD based credit on the same month of me being 18...

Please share a method where I can pay hdfc credit card outstanding before bill generation date using debit card (non hdfc debit card) [i don't have hdfc account] payzapp is not accepting non hdfc debit card.

i recently (June'25) closed my tata neo Plus card. i have salary classic banking account in HDFC. so i am checking which LTF card i can get in every 15 days. some time i get email that get 1500 amazon coupon if i apply for CC but they wont mention which card so i need to check with my details...

I am a student and i file income at 7 lakhs from agricultural activities in my ITR as well, I applied for this card 2nd time and still did not get it, what tricks/shortcuts are there for getting this card? my friend who is a student tried for this card when he had only one onecard 2k fd based CC...

Old Story so far: This was sometime in late 2023 and early 2024. I had been trying to get IDFC First Wealth through their website directly - but whenever I enter my details, the site was only showing FD based WOW card. It went on for a year and then I got a call from one RM who told if I apply...

I had applied for SBI SIMPLYCLICK CARD since i was told that this card is lifetime free by sbi official Here are the details of them contact number and names as per truecaller 085889 10170 - Khanysi 085120 98737 - Rahul Aggarwal 089296 87602 - Manoj Kumar These people had communicated that...

Hello Everyone, Axis is back messing up again. I am a frequent traveler and the first airline I look while booking is Indigo. I have been using Atlas since I got it in late February for all my bookings, everything has been smooth so far. I did a transaction for INR 3.5K on 1 Jul (my first after...

Ok. So I know withdrawal is free on my card and if I pay the balance off the moment I withdraw it will set off and wont charge interest as I have done it in past. However currently I have 27k negative excess balance. If I withdraw 27k, then Ideally I shouldn't be charged interest as I am...

Hello I have received an offer to upgrade my axis card to the cashback card, privilege and select cards. Which is the best card to upgrade among the three cards?

Hi All, credit card noob here. I was not well versed with the benefits of optimally using credit cards for spends till last year. I was informed about this awesome community through reddit. Since then, i am trying to educate myself but still have miles to go. I had applied for Amex Plat Travel...

Hi everyone, I'm planning to get a travel-focused credit card and would appreciate some suggestions. Here are a few details about my profile: Monthly Salary: ₹70,000 Annual Credit Card Spend: ₹3–4 lakhs (includes insurance and fuel) Primary Goal: Accumulate air miles for future travel A few...

Hi everyone, I am trying to pay utility bill on tata neu app using tata neu infinity credit card. But since last 20-25 days its failing every damn time. No way to contact tata neu support executive. Anyone else facing the same issue ?

1. buy gold from online ,sell it offline (Ajio and myntra ) No loss. 2. Get help of your friend working in petrol punk or any other shop to swipe use machine.(No loss) 3. use your rupay card and open merchant account in Paytm, phonepe and etc( in your family member name ) No loss only 350 for...

Hello community members, Raj here Seeking your advice/ experience on below, Last month I got Biz grow credit card MC variant which was pre-approved with my savings account. I went my branch for Swiggy cc but they said I can only have 1 cc from hdfc bank, If I want more I can take add-on card...

Hi Folks, I was looking for best rupay select credit card to avail rupay wellness and ott benefits, I was unable to find exact thread for same, Can you please tell the ones which get the wellness benefit? All Rupay cards link-...

i used to pay from following apps. 1. Mobikwik - around 12 rupees per card 2. Payzaap - 11 fixed per card 3. cheq - 1% upto 100 but every time we need to verify the card 4. amazon pay - 10 rupees per month ( Multiple transcations) 5. Cred - not fixed but 10 rupees per card I need any...

My phone has NFC. So I prefer using tap and pay via phone for offline credit card payments via credit cards. In this way I don't have to carry my credit card physically and there's no risk of accidental payments via NFC as I turn it on in my phone only during payment. But most credit cards...

I have an IndusInd credit card and I'm exploring the "Pay with Rewards" feature through TWID on myjio. can i use my reward points to recharge a different mobile number on MyJio? Or are the points restricted to recharging only my registered mobile number via MyJio?