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credit card

  1. bhavyakjain

    HDFC Credit Card Upgrade

    Hello I currently have HDFC Freedom Credit Card LTF with limit 5 lakh HDFC salary account with net credit of 2.2L I want to upgrade to better variant. I spoke to one bank agent, they said DCP they can give LTF based on salary, RG they denied. Is it a good deal or should I ask for another ...
  2. SmartSave

    Destination Wedding Best Card(s) Strategy?

    Hey TFians! I looked around the forum and couldn't find a suitable answer for my case, so creating a new thread. I'm planning a destination wedding outside India. I've shortlisted a Marriott property among a few other venues. Spending approx ~30L or so, across venue/food/jewellery. Below is...
  3. s73uresh

    Have anyone used Zten Cola app and made the credit card bill payment

    I made few payments for 100rs across 3-4 credit card payments. For sbi, ICICI Adani and HDFC card the payment got credited in 15mts but for pixel card they did not make. upon messaging in whatsapp chat, they informed it is not working, so made the payment to sbi card. After this credit I tried...
  4. La pasión

    INDIAN BANK HNI/FAMILY ACCOUNT. A QUICK WAY TO GET YOUR FIRST CREDIT CARD?

    Please read the full thread you may like this account Account name- IND FAMILY There is no mention of number of accounts that can be linked in a Group. Definition of Family: A family is defined as Spouse, Parents. Grand Parents, Father-in-Law, Mother-in-Law Children (Son, daughter), Son-Law &...
  5. maynigam

    CIBIL shows my wife's credit card queries

    Hey guys I have been noticing a strange thing, my CIBIL score shows credit enquiries every time my wife applies for a credit card. Also, I applied for a loan and they did hard enquiries for myself and my wife but my report is showing 2 hard enquiries! My wife forgot to pay an Amex bill and...
  6. A

    Which axis bank account should i open for pre approved offers?

    I am thinking of opening an Axis Bank account to get a pre-approved offer since HDFC is giving me none. Which account should I open? And what balance should I maintain? I currently have 777 cibil with 1.3 years in age of credit profile
  7. NikhilG

    How to make sbi credit card also send otps on my email id?

    Right now my sbi cashback card or for that matter any credit card sends otp on my phone. When I go to himachal interiors my operator doesn't work so i can't make otp payments. Is there any process I can get otps via email?
  8. suraj singh

    Hdfc credit card no cost emi closure

    Mujhe apne hdfc credit card mai no cost emi close krni hai Product purchase- 17/05/25 No. Of months-6months Statement generation date- 21/05/25 1st emi toh post ho gyi hai statement toh agar mai ab cancel krunga toh processing fees wapis hogi kya? Aur es mai toh jo no cost emi ka discount...
  9. shashankverma

    Issue Resolved Yes Bank Credit Card Reapply - wait time

    https://www.yesbank.in/blogs/credit-card/five-tips-to-keep-in-mind-before-re-applying-after-a-credit-card-rejection FIVE TIPS TO KEEP IN MIND BEFORE RE-APPLYING AFTER A CREDIT CARD REJECTION Credit Cards are the cornerstone of modern lifestyle. With a single swipe, individuals can now make...
  10. H

    Standard Chartered - Unable to apply for credit card

    I already hold Ultimate card and Smart card from Standard Chartered. I wanted to have EasyMyTrip card for flat discounts on EaseMyTrip. But since last 3 odd months, I am not able to apply. On selecting "Do you hold an existing Standard Chartered Bank credit card"? on their website, and click on...
  11. Mr. X

    Offer Fulfilled! (Hidden offer)Easy ₹100 Cashback with IDFC RuPay Credit Card on PhonePe.

    Just discovered a neat little offer on PhonePe for those using an IDFC FIRST Bank RuPay Credit Card. If you haven’t used your card via UPI on Phonepe yet — here’s your chance to earn some quick cashback. What’s the deal? Pay via UPI using your IDFC RuPay Credit Card Do FIRST 2 transactions on...
  12. Mr. X

    Offer Fulfilled! (Hidden offer)PhonePe ₹200 Cashback Alert: BOB RuPay Credit Card via UPI

    Sharing a quick update — I received ₹200 cashback from PhonePe for using my Bank of Baroda RuPay Credit Card via UPI! This is part of a current offer where you can earn ₹40 cashback on each of your first 5 UPI transactions, with a minimum spend of ₹100 per transaction. Offer Details: Use BOB...
  13. I

    Need Help from Someone Holding Axis Atlas or Magnus for Burgundy Credit Card (Lifetime Free) – Especially Non-HNI with Burgundy Salary Account

    Hey everyone, I’m reaching out for help from anyone who currently holds either the Axis Atlas credit card or the Magnus for Burgundy credit card as a Lifetime Free (LTF) variant. My Relationship Manager (RM) is trying to work out a similar offer for me, and mentioned that having a reference...
  14. maynigam

    Looking for a UPI credit card without reward limit

    Hello guys. I know Tata Neu Infinity is the best UPI credit card but it gives 1.5% returns only up to 500 rupees. I need to pay a 2.5L to a merchant via upi. Can you please suggest the best option? Willing to apply for a new card as well Thanks in advance
  15. S

    HDFC Swiggy credit card monthly cashback not credited to swiggy money

    Hi All, First time bill generated for my swiggy credit card. Can some one clarify how cashback credited to swiggy account? Is it email based or mobile number based? How mapping done to get cashback?
  16. s.ramakrushnapatra

    How to earn reward points on credit card bill payments using a debit card
    Threadmarks: Credit card bill payment

    How to earn reward points on credit card bill payments using a debit card. Unfortunately, I haven't been able to find clear guidance on this topic so far. Could you please help me with: Which debit cards currently offer reward points for credit card bill payments? Which platforms or methods...
  17. V

    Clarification Regarding ICICI Rubyx Credit Card Upgrade Offer

    Hi All, I have received an offer to upgrade my ICICI credit card to the Rubyx Mastercard (Dual Card), and I have a few queries regarding the same: The offer mentions that the joining and annual fees are NIL — does this mean it is a Life-Time Free (LTF) card? I currently hold two ICICI credit...
  18. MudraMantra

    AXIS Bank MyZone Credit Card Devaluation

    Today, I received SMS from Axisbank about change in T&C for my MyZone LTF credit card. Attaching screenshot for reference.
  19. Anindya98

    Revaluation Axis Privilege Credit Card - Silent Upgrade or Subtle Downgrade?
    Threadmarks: Axis Privilege Credit Card

    New Benefit: Introducing buy-one-get-one offer on movie tickets booked via the District app with a maximum discount of INR 250 per month and it is valid only once a month.
  20. Strange

    Devaluation Axis Bank ACE Credit Card Devaluation – Cashback will be given based on the spend category instead of MCC w.e.f 20th June 2025

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