HDFC bank account- Millennia or Easyshop Platinum

[awara]

I did search the forum and read old threads and replies but I'm still confused as to which debit card will be the best?
Millennia or Platinum?
Primary purpose will be CC bills of other banks but I won't cross monthly payments to get 750 cashback in platinum.

I was also reading some of the older posts that millennia gives 2.5% cb for credit card payments through bill pay portal? Do we actually get 2.5% cb? Does this make millennia better than platinum? considering my bills won't be high enough anyway to get 750 cashback.

Apart from cashback which card comes with more benefits?

I'm sorry if all of this was answered previously but reading so many different threads left me more confused.

 

[Sahilhenzy]

In millennia you will receive cashback after 3 months. Then you have to redeem and all. But in platinum it's takes 2-3 working days..

But millennia gives cashback on Wallet loads which platinum doesn't.

Seems like millennia is better for you.

 

[realjayt]

Millennia is the way to go if you can’t get the 750. Only con is 90 days waiting period for the CB

 

[realjayt]

Millennia is the way to go if you can’t get the 750. Only con is 90 days waiting period for the CB

Considering you have other cards for lounge access.

 

[realjayt]

Considering you have other cards for lounge access.

Ah, just saw millennia has lounge as well…

 

[imdjay]

I did search the forum and read old threads and replies but I'm still confused as to which debit card will be the best?
Millennia or Platinum?
Primary purpose will be CC bills of other banks but I won't cross monthly payments to get 750 cashback in platinum.

I was also reading some of the older posts that millennia gives 2.5% cb for credit card payments through bill pay portal? Do we actually get 2.5% cb? Does this make millennia better than platinum? considering my bills won't be high enough anyway to get 750 cashback.

Apart from cashback which card comes with more benefits?

I'm sorry if all of this was answered previously but reading so many different threads left me more confused.

Why not open another account in your family member's name in the family banking?
And take both the cards.
You will have to maintain the MAB in only one primary account.

Mark my post as the answer if this helps. 🫣

 

[D₹V]

I did search the forum and read old threads and replies but I'm still confused as to which debit card will be the best?
Millennia or Platinum?
Primary purpose will be CC bills of other banks but I won't cross monthly payments to get 750 cashback in platinum.

I was also reading some of the older posts that millennia gives 2.5% cb for credit card payments through bill pay portal? Do we actually get 2.5% cb? Does this make millennia better than platinum? considering my bills won't be high enough anyway to get 750 cashback.

Apart from cashback which card comes with more benefits?

I'm sorry if all of this was answered previously but reading so many different threads left me more confused.

Get a Platinum card if your monthly CC bills are above 40k.


If below 40k, get Millennia.

 

[realjayt]

Just 3 words

 

[Sriim]

Get a Platinum card if your monthly CC bills are above 40k.


If below 40k, get Millennia.

This is the right answer. You don't have to get 750. But you can get more than 400.

Millennia CB capped at 400

 

[PriyaSaini]

Recently, I got to know that you get 1% reward on paying credit card bill payment using HDFC cards using their bill payment portal. I'm thinking of opening HDFC bank account so that I can I get use this offer. I've one question: Which debit card should I apply for while opening bank account: Easyshop Platinum, Millennia or Moneyback card?

If you can suggest Bank account variant would be really helpful.

 

[D₹V]

Recently, I got to know that you get 1% reward on paying credit card bill payment using HDFC cards using their bill payment portal. I'm thinking of opening HDFC bank account so that I can I get use this offer. I've one question: Which debit card should I apply for while opening bank account: Easyshop Platinum, Millennia or Moneyback card?

If you can suggest Bank account variant would be really helpful.

Here you go, mate.

Can't decide a debit card for HDFC bank account

I did search the forum and read old threads and replies but I'm still confused as to which debit card will be the best? Millennia or Platinum? Primary purpose will be CC bills of other banks but I won't cross monthly payments to get 750 cashback in platinum. I was also reading some of the older...

www.technofino.in

 

[Farhad sekh]

If you have patience and your bills less than 40k then millenia

If you don't have patience and your bills are more than 40k then platinum

 

[Rahul Gupta]

If you patience and your bills less than 40k then millenia

If you don't have patience and your bills are more than 40k then platinum

and if he's like us than 5-6 plat cards will be enough🤣🤣🤣🤣

 

[PriyaSaini]

If you patience and your bills less than 40k then millenia

If you don't have patience and your bills are more than 40k then platinum

My monthly spends are around 75k-1L.
Does Mobikwik still gives 2.5% using Millennia on credit card payment?

 

[P B R G]

Get HDFC Millenia and RBL Signature+ Debit card. You can earn 400 per month on Millenia without even paying a single bill. Use Signature+ DC to pay the CC bills in Mobikwik for upto 2% cashback (3% if annual spends are 5 lakh+).

With Platinum you can a maximum cashback of 750 p/m only. While with Millenia+ RBL combination you can earn upto 1400 p/m even if your credit card bills are low. (With additional 1% from Mobikwik the CB amount will be more than 2k).

 

[D₹V]

Does Mobikwik still gives 2.5% using Millennia on credit card payment?

No, 1% only.

 

[credit_debit]

Bhai, friendly advice. Technofino join kiya hai to Platinum hi lelo. If you have sufficient cards, you will reach 75000 even with right spends and right planning.

 

[D₹V]

Bhai, friendly advice. Technofino join kiya hai to Platinum hi lelo. If you have sufficient cards, you will reach 75000 even with right spends and right planning.

S h e*

 

[Superxan]

Get HDFC Millenia and RBL Signature+ Debit card. You can earn 400 per month on Millenia without even paying a single bill. Use Signature+ DC to pay the CC bills in Mobikwik for upto 2% cashback (3% if annual spends are 5 lakh+).

With Platinum you can a maximum cashback of 750 p/m only. While with Millenia+ RBL combination you can earn upto 1400 p/m even if your credit card bills are low. (With additional 1% from Mobikwik the CB amount will be more than 2k).

Do we need to open a savings account for RBL Signature+ DC, as I see the website allows to apply for the card directly?

I currently have HDFC Platinum DC and my CC bill payments is 2L+ pm, will this combo work better? Any other suggestions please?

 

[imdjay]

Do we need to open a savings account for RBL Signature+ DC, as I see the website allows to apply for the card directly?

I currently have HDFC Platinum DC and my CC bill payments is 2L+ pm, will this combo work better? Any other suggestions please?

Does not all DC require a Saving account?