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  1. Collector_sahab

    HDFC Shopper's Stop Credit Card TnC changed w.e.f 1st March, 2024

    Here are the charges for the HDFC Shoppers Stop Credit Cards effective from March 1, 2024 Shoppers Stop HDFC Bank Credit Card: Joining Fee: ₹299 + GST (NO MORE LTF 😭) Reward Points: 3% Reward Points on every Shoppers Stop spend (maximum cap of ₹500 per month). 1% Reward Points on...
  2. Collector_sahab

    SBI charged locker rent thrice after closing of Locker

    My mother held an account with State Bank of India (SBI) at her native place, which included a locker facility. Over time, the account became dormant, containing some funds, fixed deposits (FDs), and the locker itself. In February 2020, she decided to surrender the locker, retaining a photocopy...
  3. Collector_sahab

    Bank Branches Database

    Hi all, a few months ago, I got a link to a website from this community (someone mentioned in a comment) where one could easily find any bank branches/atm within a specific location, or filter out bank(s) in a state/location/pincode, it also mentioned the branch type (rural/urban/metro). It was...
  4. Collector_sahab

    Credit Card application on Hold

    I had applied for Axis Neo credit card (LTF offer) on 29th Feb. There was no VKYC. 2 days later an executive visited my office address for verification. The tracker started showing information from that day itself. Now since last 2 days, the tracker tells me that my Application is on HOLD, and...
  5. Collector_sahab

    Does AXIS Mobile app allow RTGS transaction (above 2 lac) ?

    I have just set up axis mobile app in a relative's phone, without password (with otp login), and he wants to do a large transaction (>2 lac) which is possible through RTGS as far as I know. But I can't find the RTGS option in funds transfer section in AXIS mobile app. The limit shows 5,000 for...
  6. Collector_sahab

    Is LTF status affected on replacement of physical credit card

    1. I have lost my newly issued Kotak credit card (the whole kit), maybe misplaced somewhere I could not find. If I ask for replacement card, will it be LTF or not ? (There will be replacement charges of 100+gst as per Kotak) 2. I have locked (temporarily) the card from application. But I have a...
  7. Collector_sahab

    Flipkart UPI Launching Soon

    Just saw this, another UPI app on the way. I hope they also launch this as a proper UPI platform, unlike some integration with PhonePe/Mobikwik as they have done with Bill payment on Flipkart. Also Amazon Pay is so developed and versatile, and Amazon App is slow and messy, a standalone Amazon...
  8. Collector_sahab

    [Fixed] Cannot set UPI PIN for Kotak Rupay League CC

    I have recently converted my League Visa to League RUPAY Credit card. The physical card has been delivered too. But even after 5 days, I am unable to set the UPI pin of this CC, the OTP SMS required to set upi pin never comes. I have tried with Bhim, Paytm and PhonePe. I also saw few tweets...
  9. Collector_sahab

    Paisabazaar unauthorised activity SMS

    I had closed my paisabazaar account long back in 2022, still I used to get marketing SMS of credit card and loans from them every week. I used to delete those SMS or ignore, until this week, I got some back to back SMS s which shook me. The first OTP SMS was for logging in to paisabazaar, the...
  10. Collector_sahab

    Re. 1 Credited from HONGKONG

    I got this strange message from Axis bank yesterday, about a IMPS credit transaction of ₹1 into my savings account . The transaction mentioned sender as CAMS/HONGKONG/Acco. Have someone faced the same situation or can explain the transaction, it would be very helpful for me and the community.
  11. Collector_sahab

    ICICI Savings account conversion

    I have been using ICICI Mine savings account for sometime now. But I cannot change the debit card that comes with this account. For this I was thinking of switching to a regular savings account. Is it possible ? If anyone has done please tell.
  12. Collector_sahab

    Amazon Pay UPI now allows Multiple Bank Linking

    Till now Amazon Pay UPI was one of the few apps, which would let ONLY ONE bank account to be linked with the UPI profile. But today I was able to add multiple bank account with Amazon pay UPI. The catch is, Adding multiple BANK account option is not available in the Apay UPI page, rather you...
  13. Collector_sahab

    Overlimit Condition and Charges - Confusion

    As we know that Bank of Baroda is on a spree in distributing Lifetime Free BOB Credit Cards. Even they have made the application process extremely simple, allowing C2C application through online mode. Although the credit limit they are providing is considerably less than one's credit worthiness...
  14. Collector_sahab

    Change Occupation - Organization and Adress for ICICI credit card account

    Is there a way to change the company name and Adress for ICICI credit card holder in online mode ? Also, is it possible to change the occupation from salaried to business?
  15. Collector_sahab

    How to get an Unsecured Credit Card for Newbie (Salaried - with NO credit score/history)

    I know most of TF members are having some sort of credit history - from secured/unsecured credit cards, credit line or any other loan accounts. But one of my friend, who doesn't have a credit history/score wants to own a credit card, but an unsecured one. He is a salaried employee in a central...
  16. Collector_sahab

    Getting Rid of the ICICI Amazon Pay Credit card - Experiences after closure

    By now it is clear to us that if someone is holding a Amazon Pay co-branded ICICI credit card, then any chance of getting a pre-approved credit card offer OR CC Upgrade offer is very slim. However, if someone has got a regular ICICI credit card, can get the Amazon Pay card in future, if...
  17. Collector_sahab

    Regarding Bank of Baroda Zero Balance Savings Account and Credit Cards

    I was thinking of opening a BOB B3 silver SB account, which has zero AQB requirements. The default debit card issued with this is Visa Classic Debit card. Does this B3 silver account gets pre-approved Credit card offers after some months of usage ? If anyone has got a pre approved credit card...
  18. Collector_sahab

    HDFC Pre-Approved Credit Card Offer OCT - NOV 2022 (LTF confusion)

    There is a lot of confusion among Hdfc account holders regarding lifetime free credit card offers sent in e-mail in October and November, 2022. On one hand, some members are saying LTF criterias are absolute since September 13th. HDFC customer care also says they don't issue LTF cards from...
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