Trying to get Indusind Pioneer Heritage Metal ( World Elite Mastercard) for LTF with RM

[NeerajNegi]

Trying to get PIONEER HERITAGE METAL CARD from IndusInd Bank

Went today to Induslind bank
Talk with RM
Told him about getting this card " He was like " Sir I will get you this card bla bla open account first any account 5k monthly saving account etc.
After opening account today in the middle he was trying to sell in Induslind bank scheme of 24 Lakh dude .......

I was laughing 😄 still I listen carefully at the end and said I will see when I have money. he said okay.

He took me to meet bank Manager , He also started selling me a scheme of 24 Lakh shit..... that was deep shit.
hmmm Now I told him I need this card for LTF, I won't pay dime he said okay.

I will go tomorrow and update , I am thinking he will not do anything , lots of RM just say lots of things only and try to sell.

 

[V360]

Sir - 5k account mein PIONEER HERITAGE METAL CARD woh bhi LTF - isnt that something which is beyond imagination?

BM and RM both were doing the right thing by selling that 24 Lacs so called SHIT

 

[NeerajNegi]

Sir - 5k account mein PIONEER HERITAGE METAL CARD woh bhi LTF - isnt that something which is beyond imagination?

BM and RM both were doing the right thing by selling that 24 Lacs so called SHIT

Merko bhi yehe lagra

 

[NeerajNegi]

Isn't they have pow

Sir - 5k account mein PIONEER HERITAGE METAL CARD woh bhi LTF - isnt that something which is beyond imagination?

BM and RM both were doing the right thing by selling that 24 Lacs so called SHIT

isn't it true every BM has the power to provide credit card I don't know how much it is true .

 

[suhailmz]

Is there any bank where we have RM’s with good ethics? I mean I get it, sales is important but it’s becoming a fish market. Just today, I spoke to my IDFC Wealth RM for the very first time, I was the one who called as my account just got upgraded to wealth and I had few queries. Before I could even ask her the question, she was like, hello sir… hw r u.. I see u haven’t taken our credit card, may I know why? I’m like, baat toe Sun lo didi 😅

 

[EINSTEIN]

For anyone trying things like this in the future here is my suggestion
DO NOT GO TO YOUR NEARBY BRANCH FOR ANYTHING PIONEER RELATED
ONLY GO TO A PIONEER BRANCH OR CONTACT THEIR AFFLUENT BANKING TEAM
MOST BRANCH PEOPLE WONT BE ABLE TO GET YOU LEGEND LTF LET ALONE HERITAGE.
SPEAKING FROM PERSONAL EXPERIENCE.
TO CONTACT AFFLUENT BANKING TEAM JUST DROP YOUR INFO AT THEIR WEBSITE.

 

[AshishR]

PIONEER HERITAGE METAL CARD from IndusInd Bank

this card isnt possible anymore without joining fee, why??
because in the starting many people took this card without joining fee by opening pioneer account with initial 10L cheque.
After they got metal card, they withdrew money from account and kept zero balance... This was told to me by RM,

so thts why now its hard or almost impossible to get this card without paying joining fee
even i paid 1.8L + gst to get it for LTF

by the way, i also tried very hard to get the card without joining fee, even was ready to do ULIP... So bank ppl tried best, but it wasnt approved

but its worth it even with the joining fee, you can easily get amount back via oberoi stays, shopping voucher, BMS offer, Eazydiner Offer

 

[Slayer]

PIONEER HERITAGE METAL CARD from IndusInd Bank

this card isnt possible anymore without joining fee, why??
because in the starting many people took this card without joining fee by opening pioneer account with initial 10L cheque.
After they got metal card, they withdrew money from account and kept zero balance... This was told to me by RM,

so thts why now its hard or almost impossible to get this card without paying joining fee
even i paid 1.8L + gst to get it for LTF

by the way, i also tried very hard to get the card without joining fee, even was ready to do ULIP... So bank ppl tried best, but it wasnt approved

but its worth it even with the joining fee, you can easily get amount back via oberoi stays, shopping voucher, BMS offer, Eazydiner Offer

Isn't it 90k+GST?

 

[AshishR]

Isn't it 90k+GST?

two option

1) 90k+gst with annual feee 25k every year
2) 1.8L + gst with LTF

 

[Slayer]

two option

1) 90k+gst with annual feee 25k every year
2) 1.8L + gst with LTF

Is it worth 2L for 20+ years of LTF?

 

[akshayhs]

Is there any bank where we have RM’s with good ethics? I mean I get it, sales is important but it’s becoming a fish market. Just today, I spoke to my IDFC Wealth RM for the very first time, I was the one who called as my account just got upgraded to wealth and I had few queries. Before I could even ask her the question, she was like, hello sir… hw r u.. I see u haven’t taken our credit card, may I know why? I’m like, baat toe Sun lo didi 😅

More or less you're on point. Everybody is basically hunting to complete their targets which is obviously rewarding them well.

 

[AshishR]

Is it worth 2L for 20+ years of LTF?

you get 2L worth shopping voucher + oberoi hotel voucher upon fee payment

 

[Slayer]

you get 2L worth shopping voucher + oberoi hotel voucher upon fee payment

Is there somewhere i can read more about the vouchers and all?

 

[mgforce]

PIONEER HERITAGE METAL CARD from IndusInd Bank

this card isnt possible anymore without joining fee, why??

Agree - opened another Pioneer Account today and was told by RM that even people with 5Cr+ TRV were not offered this card LTF

 

[mgforce]

@NEERAJNEGI1998 - why you opened IndusInd Card thread under Standard Chartered sub-forum ?

 

[Bodhi]

PIONEER HERITAGE METAL CARD from IndusInd Bank

this card isnt possible anymore without joining fee, why??
because in the starting many people took this card without joining fee by opening pioneer account with initial 10L cheque.
After they got metal card, they withdrew money from account and kept zero balance... This was told to me by RM,

so thts why now its hard or almost impossible to get this card without paying joining fee
even i paid 1.8L + gst to get it for LTF

by the way, i also tried very hard to get the card without joining fee, even was ready to do ULIP... So bank ppl tried best, but it wasnt approved

but its worth it even with the joining fee, you can easily get amount back via oberoi stays, shopping voucher, BMS offer, Eazydiner Offer

Well put forth @AshishR

When did you try, please?

 

[NeerajNegi]

Is there any bank where we have RM’s with good ethics? I mean I get it, sales is important but it’s becoming a fish market. Just today, I spoke to my IDFC Wealth RM for the very first time, I was the one who called as my account just got upgraded to wealth and I had few queries. Before I could even ask her the question, she was like, hello sir… hw r u.. I see u haven’t taken our credit card, may I know why? I’m like, baat toe Sun lo didi 😅

Totally agree I went to BOB there was didi which started please open account and then one person with him said " There is no one in market that can provide this kind of return 50% every year ????

I was What?

same induslind bank today

 

[NeerajNegi]

PIONEER HERITAGE METAL CARD from IndusInd Bank

this card isnt possible anymore without joining fee, why??
because in the starting many people took this card without joining fee by opening pioneer account with initial 10L cheque.
After they got metal card, they withdrew money from account and kept zero balance... This was told to me by RM,

so thts why now its hard or almost impossible to get this card without paying joining fee
even i paid 1.8L + gst to get it for LTF

by the way, i also tried very hard to get the card without joining fee, even was ready to do ULIP... So bank ppl tried best, but it wasnt approved

but its worth it even with the joining fee, you can easily get amount back via oberoi stays, shopping voucher, BMS offer, Eazydiner Offer

I am very worried that they don't misuse my adhaar card and document to do some fake sign and start ULIP or anything.
Will I get OTP if they try to do something like this, I see the RM why Hungry for insurance

 

[NeerajNegi]

More or less you're on point. Everybody is basically hunting to complete their targets which is obviously rewarding them well.

I am more worried about whether these people who are hungry for insurance don't misuse my document without my permission

 

[NeerajNegi]

@NEERAJNEGI1998 - why you opened IndusInd Card thread under Standard Chartered sub-forum ?

mistakenly i should have opened in general