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Hey Guys, I recently closed BOB Snapdeal CC and when asked for NOC they’re confirming on mail stating no dues remaining. I requested a official document via email or mail like i had got from SBI. Have yall got in the same manner? Will i be able to use this a proof in future for issues? TIA

Just received this mail of Telecom category reward point as same as Vetta now. Not surprised as Zenith+ is in the market.

Just received a mail of revised points for Smart Earn. One more card to dust.

Hey Guys, I had applied for a new SBI Card and they declined. A cibil hit was made and I've been trying to get it removed. The screenshot will explain everything below. Kindly help and provide your suggestions. Regards, Dhruvit

Hey Guys, I recently applied for AU Bank CC by deleting prior application which was rejected due to some issue. At that time I was offered Xcite Ultra by using my Millinia CC. Moving forward I applied again and had read in other threads that for Zenith you need Infinia and some got with...

Hey Guys, I applied from the AU Swipe program and was offered Zenith as LTF initially. After proceeding with the application final page showed chargeable card 7k+GST. Please confirm if anyone faced same issue and did you get card as LTF or paid. I am yet to complete the vkyc and have dropped a...

Hi Guys, I am planning on taking a home loan. It's a big amount for me. I don't know intricate details to lookout like ROI and tricks to get the rate lower. Also things to lookout before signing for a loan. Please share your suggestions and experience as to how to pursue. Any suggestion will...

Hey Guys, I was planning to get a health insurance. I got to know AMEX is offering insurance tied up with ICICI Lombard. They are offering 5L cover for 11-12k. This allows me to claim 10k per year for my specs or gym membership (correct me if I am wrong). There is a downside I don't get to...

Hello All, AMEX Gold Charge Card members can avail EazyDiner Prime for 1 year for free (New User Only). Some reported it worked for MRCC too so do test it out and update it below. As of now old/existing EazyDiner Prime members can't use this benefit. If some trick comes up please update...

My gold Charge is yet to be delivered. And I was wondering if somebody has used the benefit of Lakme salon. Its good for guys for haircut, or female family members. If someone has already tired it out all is planning to please let me know below and even the steps so that can you beneficial...

So I am facing an issue where I daily get atleast 2 calls from banks/agents regarding offering me credit cards EVERYDAY! It's getting annoying at this point since they don't have any good offers and I hold most banks credit cards that I require and I have to pickup these unknown calls thinking...

I hold 4 bank accounts and was intrested in Kotak 811 for Kotak Bank credit cards offer. I know it's not a clever idea however I wanted to know if there's other actual issue in holding too many bank accounts. Would like to hear from the community. P.S: I say intrested but I won't unless I get...

Has anybody applied/received the IDBI LIC co-branded rupay credit card? This card is issued as LTF with Rupay Select varient and was intrested to get it since I don't hold a rupay cc. P.S One is required to be a LIC policy holder/customer

So I am being offered Yes Prosperity and Prosperity Plus for 399+GST. Are these cards worth it? Is there any other way to get these LTF? I have other better cards. If there's a better way let me know.

So its a bill discounting application which I came across. Please share your views on this app and if you have knowledge/views about bill discounting as investment. I would love to hear your opinion and this might help educate others or find them a new investment option.

So everyone is asking for LE or CC upgrade to Select/Wealth. I had a call with the Customer care since I've been using my Select card for quiet sometime and no LE/Upgrade offers so far. So he said IDFC is soon going to roll out these features in the app itself. Customer will be able to LE or...

Disclaimer: This is a long shot and RISK is involved, please do it on your own risk. Prelude: So I have an SBI SimplyClick Card 3yrs old with an 83k limit based on my salary. I wanted SBI Spar Card, it has annual charges of 500/- and same amount of points are given upon payment of annual...