Just received a mail of revised points for Smart Earn.
One more card to dust.
One more card to dust.
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AMEX Smart Earn Devaluation!
- Thread starter Dhruvit.S
- Start date
Doesn't look like a huge devaluation. Only Amazon is bumped down from 10X to 5X. Some merchants got bumped up from 5X to 10X, so more options for those who don't use Uber, Zomato is a new 10X partner...
The only big thing is maybe those who used the 10X Amazon bonus to buy GVs...
The only big thing is maybe those who used the 10X Amazon bonus to buy GVs...
AlgoTrader
TF Ace
I was thinking about applying it for the last few months to use it exclusively to get apay vouchers for 2.5k every month, good that i didn't
Rdspam
TF Premier
Yeah the card is now trash. 10x on amazon was great. The other merchants they added now don’t justify as most of those merchants give better offers on other cards so using amex there is pointless. Keep us updated if anyone gets a good retention offer when cancelling.
Rdspam
TF Premier
Most of the merchants that are “bumped up” will give you much better deals on other cards. Zomato especially almost never has an offer running for amex cards so it’s rare you will use it there.
rockking1994
TF Premier
Also some of the 5x partners are removed all together such as swiggy dmart bigbazar reliance fresh and more
No it's a major devaluation. As others too commented everyone used this card for Amazon. For other merchants there are better credit cards
Even with Az, there are better cards and deals than Amex SE. SE was also limited in the number of bonus points one could earn, with 10X capped at 500 across Az/FK. While it is a devaluation, it's not that huge, not for me at least. FK and Uber are still 10X, some new merchants are added, Zomato has exclusive 10X, which might assist some with smaller orders where other cards offers wouldn't kick in...Az 10X to 5X is sad, but Az was not an original 10X vendor in the first place, only got added on later, so I always considered it a bit of a bonus. Shame, but as a free card, it's still OK for me.
Points will stay if you upgrade or get new one approved first. Not sure if u cancel SE and then get mrcc.
In my view, Smart Earn is just a very very basic card released to appease Indian CC customers just to enter into Amex ecosystem..
It is not at all a credit card for all practical purposes..
It is like "currency note" in a banking game...
No offence..
All my comments , please take it easy...
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