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  • Users: navonline7
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  1. N

    Card for paying society maintenance on NoBrokerhood

    Which credit card gives RPs for paying society maintenance on NoBrokerhood? I have IDFCFirst select, Regalia, ICICI AmazonPay, and ICICI Platinum. Have AmEx too but it is not accepted on NoBrokerhood. NoBrokerhood charges 1.18% if I pay using a credit card, so can't use ICICI AmazonPay either.
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    SBI branch change - will MF SIPs het impacted?

    I want to change the branch for my SBI account. I am wondering if that is going to impact the SIPs that are currently being debited from the account. Since the IFSC code will change (?), do I have to deregister all the SIPs and register again?
  3. N

    Please suggest a stay redemption for around 1.2 lakhs Axis ER points

    I have around 1.2 lakh Axis ER points and I want to redeem them for a 2 nights and 3 days stay in India. We are four adults and 2 kids aged 3 years, so I might have to book two rooms. This is going to be my first redemption, so I'm not sure how to go about it. I'm fine with any location in...
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    Missed making CC payment for AmEx

    I missed making a payment of Rs. 327 for my AmEx card and didn't realize it until 28 May. The statement was generated on 28 April, and the due date was 20 May. It was only after I got an email from AmEx I realized that I missed making the payment. I made a payment of 25k on 28 April, but missed...
  5. N

    Please suggest a credit card on RuPay network

    Please suggest a credit card that I can use for UPI payments, which also provides some sort of rewards. @Wealth is my birth right! @Abhishek012
  6. N

    Credit card for HDFC ERGO insurance payment

    Hi, Please suggest which of the following credit card I should be using for maximum rewards to make an insurance payment of 30K: SC Ultimate Axis Magnus (cannot reach 1L milestone this month) ICICI Amazon Pay IDFC First Select I have Amex as well, but the payment gateway isn't accepting it...
  7. N

    Magnus card approved but not delivered

    I applied for Magnus on 31 Dec, 2022 and received an SMS confirmation on 4 January, 2023 saying my application was approved. However, nothing has happened since then. I applied offline and the person who processed my application is not picking up my calls now. Not sure at what stage my...
  8. N

    Please suggest good app to track expenses

    Please suggest a good app to track expenses. I used Money Manager and really like it, but the only issue is that it that once you uninstall the app, all the stored data is gone.
  9. N

    Unable to see PayZapp card number

    I'm unable to see the PayZapp card number in the PayZapp app. The virtual card is just blank. Not sure if I'm missing something. Has anyone faced this?
  10. N

    Fuel surcharge for Standard Chartered Ultimate card

    How much fuel surcharge % is levied when the Standard Chartered Ultimate card is used for fuel transactions? Until last week I was charged flat 1% extra, but the surcharge has been varying starting this week. For one of the transactions, I was charged Rs. 11.8 (5.62% of the transaction) on a...
  11. N

    Buying a prepaid card using credit card

    I need to pay my kids' school fees and want to use my AMEX card. The school doesn't accept AMEX cards, so I'm exploring if I can get a prepaid card using my AMEX card and pay the fees. Any ideas or ways around this?
  12. N

    Two HDFC bank accounts

    Can I have two HDFC bank accounts, one salary and one savings? I already have a salary account with HDFC Bank, However, I'm considering opening a Savings Max account by closing my IDFC First Select account and routing all the proceeds (idle funds, FDs and RDs) from it to HDFC Bank, to improve my...
  13. N

    10% off on Amazon using RuPay credit and debit cards

    10% off on shopping on Amazon using RuPay credit and debit cards from October 17th to October 23rd, 2022. Not applicable to APay wallet recharge Min Transaction Max Discount Credit Cards and Credit EMI 3000 500 Debit Cards and Debit EMI 2000 250...
  14. N

    Bank account that offers RuPay debit card and cashback

    Looking to open a bank account that offers RuPay debit card with cashback for transactions. I already have HDFC and SBI accounts, so please suggest something except these banks. Do Indusind and Axis banks offer this? I do have an ICICI account that I'm going to close soon as I don't see any...
  15. N

    Experian report reflecting a personal loan I haven't taken

    An active personal loan of 75000 is reflecting in my Experian report. The report says that the loan was sanctioned on 13-03-2017 at 13% interest. I never applied for a personal loan with State Bank of India. No idea how it was sanctioned. After I raised a complaint, someone called me from SBI...
  16. N

    Solution needed to get Physical PAN Card | Pan Number and PAN Card is lost

    I generated instant PAN back in 2019 for my mother using aadhaar card, but I'm unable to trace it now. We don't remember the PAN number either. Is there a way to retrieve it? I tried calling the income tax customer care but I'm unable to get through @TechnoFino @Subhankar
  17. N

    How to improve relationship with HDFC Bank with a salary account

    I recently opened a HDFC Bank salary account primarily to get an HDFC CC. I did get an LTF Regalia. Are there several variants of salary account in HDFC Bank? My RM doesn't seem to have any idea and keeps saying that since I have the Easyshop Platinum debit card, I have a top variant salary...
  18. N

    How Smart Buy reward points are calculated in HDFC Bank Regalia Credit Card?

    I'm planning to book flight tickets worth 50k on Smartbuy using the Regaila CC. With the 2k daily and 4K monthly capping on RPs using the Regalia CC, how do I plan to get maximum RPs? Also, are Smartbuy RPs calculated from billing cycle to billing cycle or monthly (1st to 30/31st of a month)...
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    Which types of transactions doesn't considered for the reward points in HDFC Bank Regalia Credit Card?

    I'm looking for a list of transactions on HDFC Regalia for which I do not get reward points. I could only think of fuel and a capping of 2000 for spends on insurance transactions. Are there any other transactions for which I do not get reward points for using HDFC Regalia? While I do want to...
  20. N

    How to view HDFC credit card yearly spends?

    How do I check how much I have spent using my HDFC credit card in a year? I think there is a page on the HDFC Mycards portal, but I'm unable to find it. Can someone please help? @TechnoFino
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