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  1. TheTrickySid

    Less points recieved on HDFC Millennia DC this month.(Nov 2023)

    Anyone recieved less points this month?? (Nov 2023)
  2. TheTrickySid

    RBL Credit Card converted from Zomato Edition started showing up in RBL mobile banking app.

    New card (Shoprite) visible in RBL mobile banking app (not my card app) converted from RBL Zomato Edition card. Full limit has been transferred to new card and Zomato Edition shows 0 limit. The card name is being shown as RBL Bank Storefront credit card don't know why!!
  3. TheTrickySid

    Total Timely Payments Count Increase Guide for all Credit Bureaus.

    Bank Name Reports bill payment to CIBIL for no spends. (Yes/No) AMEX Yes AU Bank Axis BoB Yes Citi Bank Yes Federal Bank Yes (OneCard) HDFC Bank Yes HSBC ICICI Bank Regular Card - No ; Apay Card - Yes IDFC Bank Yes Indusind Yes Kotak Yes RBL Yes SBI Yes ; still...
  4. TheTrickySid

    ICICI Wealth Management Account Holders please share your experience.

    What's the MAB you guys maintaining in your Wealth management account. And what's would be the ideal mab to prevent it from getting downgraded. Or any tips to avoid getting the account downgraded without maintaining mab.
  5. TheTrickySid

    ICICI Regular Savings account

    Can someone clarify and help if I can open an icici regular savings account online ps: I am not talking about the insta save account , I want a regular account I want the 2nd one and not the 1st one
  6. TheTrickySid

    Tricks to increase credit card limit without income proof/Documents.

    Does anyone know how can we increase credit card limit without income proof. Either we get the offer upfront from bank or requesting ourselves. Or if you know any specific way for any particular bank. All banks ways/tricks are welcomed. Edit: I am currently looking for HDFC limit increase...
  7. TheTrickySid

    Indusind Bank Partner Account Suggestion

    A few days ago when I visited Indus bank the employee told me a offer on opening of indus partner account wherein I have to deposit a cheque of rs 2L at opening which I can withdraw as soon as account gets opened and the account then remains zero balance and he also assured that they don't...
  8. TheTrickySid

    Any trick to get Axis Bank Flipkart CC LTF

    I have finally got the option to apply for Axis Bank Flipkart cc. But it's not LTF in the Flipkart app as seen in screenshot. Is there any way/trick to get this lifetime free??
  9. TheTrickySid

    Upgrade to HDFC Classic Banking

    I wanted to upgrade my HDFC account to classic variant as I have fulfilling the elegibility criteria. But when asked at the branch they told me they don't convert a single account into classic, they told they only convert family linked accounts. What can I do to get the upgrade. Any way other...
  10. TheTrickySid

    List of LTF free Credit Cards

    Let's use this thread to list down all the cc that are LTF, it can be from any bank. Also if someone has a paid card as LTF they can share their experience on how did they got that as LTF an how can everyone else get it too for LTF. Adding a list of cards people suggested so that you don't have...
  11. TheTrickySid

    BOB home branch change online.

    I recently opened a Bob B3 plus account. At the time of opening the account only one branch was available to select as my home branch. I decided to go for it and change it after my account gets opened. Now my account has been opened and there is a option to change branch in net-banking but they...
  12. TheTrickySid

    Card Application Reset

    I had applied for IDFC first cc card but the application got rejected I guess. Whenever I try to again apply it shows me this Is there any method to reset this application so that I can apply again?
  13. TheTrickySid

    Which bank's credit card should we try to include in our credit card portfolio in the very beginning.

    I have heard that some bank's (Eg. HSBC/ICICI) don't issue a credit card to someone who already has multiple number of credit cards. As I as have started building my credit card portfolio recently, So I would like to know your recommendations on which banks credit cards should I add in my...
  14. TheTrickySid

    Any method/trick to get pre-approved credit card offer without having bank account in that particular bank.

    Is there any way to get pre-approved credit card offer from the bank in which I don't have a savings account. For example, I want a pre-approved offer from ICICI Bank but I don't have any savings account with ICICI is there any way to get pre-approved offers from ICICI?
  15. TheTrickySid

    List of Credit Cards that doesn't require income proof.

    This may really sound senseless 😅 But what are all the possible lists of card that doesn't require income proof and solely issued on the basis of Credit Score. Note: I am talking about unsecured credit cards as well as C2C cards.
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