Seeking Guidance: Choosing the Best UPI App in 2024

[VibhavBilgoji]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

 

[zomato]

Also got waitlist no 1328.
Clearly a fraud.

1340 at 11:18 PM

 

[#aniket]

Even my opinions are kinda similar.
Taking out a card and using tap to pay is more convenient than taking out a phone and scanning the QR code to pay.

Smartphone has NFC too, so that one can tap and pay digitally.

 

[SSV]

Has anybody looked into this?

Why is FK(Wallmart) foraying into PhonePe's UPI business

Interesting

I am sorry, could not understand your question.
FK owns Phonepe and they are trying to integrate..

 

[CosmicCat]

I am sorry, could not understand your question.
FK owns Phonepe and they are trying to integrate..

Flipkart doesn't own PhonePe anymore. They are a separate entity now.

Source.

 

[SSV]

yeah they gave this game but I lost this game..
I never played this game.. how to play this??
and how much will we get ? is it 1% or some random like CRED

Ever played fruit ninja? Similar to that

You just have to slice those shooting stars and dodge the bombs. Random amount.

Max I've recd is Rs 13

After learning it do let me know if I should install this app.

Guys, I think I got beginners luck here in this game whatever it’s called fruit ninja or something..
I got a mini jackpot… Look at below:

Got ₹3,821 back for my UPI payment of ₹51,000.

Unfortunately I lost two games subsequently…hence got 0 in those two games…

But overall I recovered all my CC loading charges of 2.05% and a bit more profit ..

I think I should practice this fruit ninja more

 

[varun__goel_]

Guys, I think I got beginners luck here in this game whatever it’s called fruit ninja or something..
I got mini jackpot… Look at below:

Got ₹3,821 back for my UPI payment of 51,000.

Unfortunately I lost two games subsequently…hence got 0 in those two games…

But overall I recovered all my CC loading charges of 2.05% and a bit more profit ..

I think I should practice this fruit ninja more

Waaat theeee phooookkkk🙂

 

[SSV]

Waaat theeee phooookkkk🙂

@varun__goel_ bhai , how do I practice this game to become an expert..
Sometimes the game is so fast I couldn’t catch up to it…
I started liking this game now..
Never played a single game before

 

[varun__goel_]

@varun__goel_ bhai , how do I practice this game to become an expert..
Sometimes the game is so fast I couldn’t catch up to it…

Download fruit ninja🤣🤣

But sometimes slice purposely fails us in game even when we don't slice bomb🙂

 

[SSV]

Download fruit ninja🤣🤣

But sometimes slice purposely fails us in game even when we don't slice bomb🙂

Yeah otherwise all these gaming experts will be minting the money…
When I won that mini jackpot it played very slowly and I could complete the game and gave me 3.8k , I could not believe it , initially I thought some 384 ..
Anyway, slicing bomb will make us lose the game..
Missing the fireball to slice and the fireball hitting the floor also makes us to lose ??

In other words, how do we win the game ?
How do we lose the game??

 

[varun__goel_]

Anyway, slicing bomb will make us lose the game..
Missing the fireball to slice and the fireball hitting the floor also makes us to lose ??

In slice, most prob yes as in fruit ninja if we miss 3-4 fruits we loose the game.

 

[deep@vie]

Guys, I think I got beginners luck here in this game whatever it’s called fruit ninja or something..
I got a mini jackpot… Look at below:

Got ₹3,821 back for my UPI payment of ₹51,000.

Unfortunately I lost two games subsequently…hence got 0 in those two games…

But overall I recovered all my CC loading charges of 2.05% and a bit more profit ..

I think I should practice this fruit ninja more

Do I need to install this app?
Never played a game.

 

[#aniket]

Guys, I think I got beginners luck here in this game whatever it’s called fruit ninja or something..
I got a mini jackpot… Look at below:

Got ₹3,821 back for my UPI payment of ₹51,000.

Unfortunately I lost two games subsequently…hence got 0 in those two games…

But overall I recovered all my CC loading charges of 2.05% and a bit more profit ..

I think I should practice this fruit ninja more

Mujhe bas pata hai ye kal raat bhi comment kiye the (10:58-59 PM) ko lekin delete kar chuke turant hi 😂

Kyu @S S V bro theek bola na?

 

[#aniket]

Waaat theeee phooookkkk🙂

Fire cashback is awarded by playing that game when the payment is made through UPI or Wallet or slice card?

Explain lil bit.

 

[varun__goel_]

Fire cashback is awarded by playing that game when the payment is made through UPI or Wallet or slice card?

Explain lil bit.

Slice card - flat 1%cb
Wallet UPI - Fire cb
Bank UPI - never used in slice

 

[#aniket]

Slice card - flat 1%cb
Wallet UPI - Fire cb
Bank UPI - never used in slice

Thank you 😊

 

[SSV]

Do I need to install this app?
Never played a game.

Yes, you should install and try your luck ..and start playing the game..
After all, playing games also rewarding

 

[SSV]

Mujhe bas pata hai ye kal raat bhi comment kiye the (10:58-59 PM) ko lekin delete kar chuke turant hi 😂

Kyu @S S V bro theek bola na?

Yes, you were right.. 💯.
I was waiting if it was true or mistakenly given..now confirmed .. because I used that cb as well.
and also done two more transactions in which I lost in both the games

 

[#aniket]

Yes, you were right.. 💯.
I was waiting if it was true or mistakenly given..now confirmed .. because I used that cb as well.
and also done two more transactions in which I lost rhe games

@S S V Yesterday night you posted it by saying don't ask me anything about it, because I can't answer...

I repeat don't ask me any questions again for this particular event...😂😂😂

 

[SSV]

@S S V Yesterday night you posted it by saying don't ask me anything about it, because I can't answer...

I repeat don't ask me any questions again for this particular event...😂😂😂

Yes, because I myself was not sure if it was for real or not.. hence tried again today to see the pattern...to confirm...

 

[rafzy]

Slice card - flat 1%cb
Wallet UPI - Fire cb
Bank UPI - never used in slice

oh, thanks for clarifying man... so even I make a cc bill pay for 1 lakh via slice upi, I may still win nothing if I don't smash those shi*tty rocks in the game???