Seeking Guidance: Choosing the Best UPI App in 2024

[VibhavBilgoji]

Choosing the Best UPI App in 2024​

I'm writing to seek your assistance in choosing the best UPI app for my needs in 2024. With the vast array of options available, making an informed decision can be overwhelming.


I'm primarily looking for an app that excels in the following aspects:

• User Interface: A clean, intuitive, and user-friendly interface that allows for quick and effortless navigation.
• Offers: Attractive cashback, discounts, and rewards on UPI transactions, bill payments, recharges, etc.
• Wallet Features: Robust wallet functionality with features like expense tracking, budget management, and investment options (if available).
• Card Facilities: Seamless integration with credit and debit cards for payments, recharges, and bill payments.
• App Performance: Smooth and lag-free experience with appealing animations (if used tastefully).
• Overall Experience: A positive and enjoyable experience that exceeds expectations across all features mentioned above.

To provide some context, I typically use Payzapp for UPI payments. However, I'm open to exploring new options that offer a better overall experience.
Additionally, if you could share any specific insights or tips on features, functionality, or hidden gems I may have missed, it would be incredibly helpful.

 

[varun__goel_]

yeah hey gave this but I lost this game..
I never played this game.. how to play this??
and how much will we get ? is it 1% or some random like CRED

Ever played fruit ninja? Similar to that

You just have to slice those shooting stars and dodge the bombs. Random amount.

Max I've recd is Rs 13

 

[SSV]

Ever played fruit ninja? Similar to that

You just have to slice those shooting stars and dodge the bombs. Random amount.

Max I've recd is Rs 13

NO , I never played any games.. only solitaire max..
As I work in IT, never want to spend any more time than required staring at the screen..
anyway I will learn this to get the CB... thank you for the info..

 

[deep@vie]

NO , I never played any games.. only solitaire max..
As I work in IT, never want to spend any more time than required staring at the screen..
anyway I will learn this to get the CB... thank you for the info..

Do let us know if you need a tutor.
Even I never played a game.

 

[SSV]

Do let us know if you need a tutor.
Even I never played a game.

Google Matha hai na !!

 

[deep@vie]

Google Matha hai na !!

After learning it do let me know if I should install this app.

 

[panchabhut]

yeah they gave this game but I lost this game..
I never played this game.. how to play this??
and how much will we get ? is it 1% or some random like CRED

its similar to fruit ninja. but requires dexterity of hand. there is no minimum guaranteed amt and can be zero also.

 

[zomato]

Mobikwik keeping thrusting pop-up traps to get you to fall into their ZIP-shit. One moment of concentration loss and you are trapped. So definitely not the UPI app for the fainthearted.
Amazon has too much clutter in the home page and app takes time to load. Plus, there is no option to customise the wallet UPI ID - its always (mobile no)@amazonpay.
Slice - Simple app for quick small UPI payments. Easy activation. Customisable UPI ID. Can be used with mobile no & handset of your choice. Gives added option of virtual card for online payment.
Kiwi - not used.

does slice allow upi lite?

 

[zomato]

You customised UPI ID?
I thought mobile no was default upi id🤣👍

how to do it

 

[varun__goel_]

how to do it

Slice acc > click on upi id
Can only be customised once

 

[varun__goel_]

does slice allow upi lite?

N o o

 

[zomato]

N o o

yup did a mistake

 

[zomato]

Slice acc > click on upi id
Can only be customised once

acc creation is important?

 

[varun__goel_]

acc creation is important?

Do not remember this, registered a while back. But most probably yes.

You can use slice wallet for all upi payments, hence keeping your bank statements clean😉

 

[zomato]

Do not remember this, registered a while back. But most probably yes.

You can use slice wallet for all upi payments, hence keeping your bank statements clean😉

can be used at all qr codes?

 

[varun__goel_]

can be used at all qr codes?

Y e s

 

[#aniket]

Slice acc > click on upi id
Can only be customised once

Like BHIM 😂

 

[panchabhut]

does slice allow upi lite?

no but it allows pin-less payments. UPI lite is for the benefit of the banks and NPCI - to reduce load on their servers. for the end users, it is full of risk.

 

[VibhavBilgoji]

no but it allows pin-less payments. UPI lite is for the benefit of the banks and NPCI - to reduce load on their servers. for the end users, it is full of risk.

What risk?
And how?

 

[panchabhut]

can be used at all qr codes?

yes, incl P2P

 

[panchabhut]

What risk?
And how?

balance is linked to device.

app update - money gone
app got corrupted and needs to be reinstalled - money gone
mobile lost - money gone
mobile damaged and cannot be started - money gone
mobile os needs to be reset - money gone
handset change - money gone (unless you have carefully deactivated UPI lite in old device before change)

just to name a few