First Year Free Kotak IOCL Rupay Credit Card Offer

[TechnoFino]

If you want to get a Kotak IOCL RuPay Credit Card, now is the best time. Use this link to apply for the first-year free Kotak IOCL Credit Card, which is available on the RuPay platform. This means you'll be able to link the credit card on UPI apps.
Application Link - https://bit.ly/3qfszj8 (Click on this special link and apply)



Benefits of Kotak IOCL Credit Card:

• Get 1000 reward points after spending Rs. 500 within the first 30 days.
• Earn 4% back as reward points on fuel purchases at IOCL fuel stations.
• Enjoy a 1% fuel surcharge waiver.
• Get 2% value back on grocery and dining spends.

 

[tappukepapa]

If you want to get a Kotak IOCL RuPay Credit Card, now is the best time. Use this link to apply for the first-year free Kotak IOCL Credit Card, which is available on the RuPay platform. This means you'll be able to link the credit card on UPI apps.
Application Link - https://bit.ly/3qfszj8 (Click on this special link and apply)



Benefits of Kotak IOCL Credit Card:

• Get 1000 reward points after spending Rs. 500 within the first 30 days.
• Earn 4% back as reward points on fuel purchases at IOCL fuel stations.
• Enjoy a 1% fuel surcharge waiver.
• Get 2% value back on grocery and dining spends.

So, i had Kotak league Visa LTF since a year, which got converted to Zen Signature LTF through card cancellation and retention trick. Just a week ago.
1. Can i apply this card now?
2. Any Hard enquiry?
3. Holding savings account and Credit card, so No KYC, i think.
4. Can we convert it to Ltf after a year?
@Sai Ganesh @Deal_Freak @MOhit __ @Dr-green69 @Rkr @VISHESH_BANSAL @4uziaul
Applying via website Shows 449 joining and 449 annual fees but via above link, it shows 0 joining and 449 annual fees. Is this a tricky url like Kotak White Card?

 

[V G]

I have this card as LTF. Very bad card. I stopped using it. I used it on Indian Oil petrol pump approx 5 times. I was charged fuel surcharge on all 5 times but got fuel surcharge reversal for only 2 transactions and also got reward points on 2 transactions only. I raised complaint for 3 transactions and I got waiver and points after 2 months.
Now I have stopped using this card. Just kept for bank offers.

 

[tappukepapa]

I have this card as LTF. Very bad card. I stopped using it. I used it on Indian Oil petrol pump approx 5 times. I was charged fuel surcharge on all 5 times but got fuel surcharge reversal for only 2 transactions and also got reward points on 2 transactions only. I raised complaint for 3 transactions and I got waiver and points after 2 months.
Now I have stopped using this card. Just kept for bank offers.

I have Zen card for bank offers, worth to take this card for rupay offers? Or should i go for Snapdeal Rupay card? as i needs a rupay and BOB card.

 

[dhiraz]

Does Kotak Bank Do VKYC or IPV to People Who Are Not Already Their Customers?

 

[senasenthil]

Does Kotak Bank Do VKYC or IPV to People Who Are Not Already Their Customers?

They did vKYC for me last week. I have no prior relationship with Kotak

 

[senasenthil]

I received the welcome benefit of 1000 reward points (on spending INR 500 within 30 days of card issuance) within 3 days of transaction

 

[Ananth]

Applied and got approved after VKYC. Whole process from application to approval took an hour only. Got FYF.

 

[dhiraz]

Applied and got approved after VKYC. Whole process from application to approval took an hour only. Got FYF.

No Prior Relationship With Kotak?

 

[Ananth]

No Prior Relationship With Kotak?

No prior relationship. Having 794 cibil and credit depth of 7yrs. Card was approved with 2.1L limit

 

[dhiraz]

No prior relationship. Having 794 cibil and credit depth of 7yrs. Card was approved with 2.1L limit

Highest and Lowest Limit in You Credit Card Portfolio?

Numbers of Credit Card You Hold?

 

[Ananth]

Oldest is with 10.9L limit and lowest is 40k. Cards : ICICI 2, HDFC 2, Axis 3, IDFC 2, Amex 1, Citi 1, SCB 1, SBI 2, BOB 1, AU 1, HSBC 1

 

[senasenthil]

A caution to the prospective users of this card: It appears that not all Indian Oil filling stations are considered for the reward points. I have received points @ 3 points / Rs. 150 (other spend) for my transaction in an Indian Oil fuel station. I have written to the customer care and waiting for the response.

 

[Sai Ganesh]

So, i had Kotak league Visa LTF since a year, which got converted to Zen Signature LTF through card cancellation and retention trick. Just a week ago.
1. Can i apply this card now?
2. Any Hard enquiry?
3. Holding savings account and Credit card, so No KYC, i think.
4. Can we convert it to Ltf after a year?
@Sai Ganesh @Deal_Freak @MOhit __ @Dr-green69 @Rkr @VISHESH_BANSAL @4uziaul
Applying via website Shows 449 joining and 449 annual fees but via above link, it shows 0 joining and 449 annual fees. Is this a tricky url like Kotak White Card?

If you already hold a cc with kotak , they wont do cibil hit again.

While applying , give the same registered mobile number and CRN , where it automatically fetches all your details.

You can try to apply if you really want to go for this card from Kotak.

My suggestion to everyone will be , apply Axis IOCL cc which give the same rewards of 4% and so currently its being issued LTF on some platforms.

Because there will be lot of cards which are being issued LTF on kotak from time to time , so you can make use of these offers also this card is co branded with Indian oil so not sure even if you take it now , there will be very less chance to convert this to LTF .

https://www.technofino.in/community...t-card-being-offered-at-life-time-free.15669/ -> See this thread for the reference as they are issuing white for LTF if you're eligible.

Anyway its my suggestion , then your wish.

 

[dhiraz]

First This URL Shows 0 Joining Fee After Entering The Mobile and CRN Its Showing Both Fee

What is This???

 

[dhiraz]

Applying via website Shows 449 joining and 449 annual fees but via above link, it shows 0 joining and 449 annual fees. Is this a tricky url like Kotak White Card?

No prior relationship. Having 794 cibil and credit depth of 7yrs. Card was approved with 2.1L limit

Did You Guys Face This Same Thing?

 

[Sai Ganesh]

First This URL Shows 0 Joining Fee After Entering The Mobile and CRN Its Showing Both Fee

What is This???

So its fees for you , you have to spend 50k to waive off the annual fees.

FYF offer is only applicable for some customers.

Might be not eligible for you.

 

[tappukepapa]

If you already hold a cc with kotak , they wont do cibil hit again.

While applying , give the same registered mobile number and CRN , where it automatically fetches all your details.

You can try to apply if you really want to go for this card from Kotak.

My suggestion to everyone will be , apply Axis IOCL cc which give the same rewards of 4% and so currently its being issued LTF on some platforms.

Because there will be lot of cards which are being issued LTF on kotak from time to time , so you can make use of these offers also this card is partner based with Indian oil so not sure even if you take it now , there will be very less chance to convert this to LTF .

https://www.technofino.in/community...t-card-being-offered-at-life-time-free.15669/ -> See this thread for the reference as they are issuing white for LTF if you're eligible.

Anyway its my suggestion , then your wish.

Axis IOCL got rejected, in June. Got ICICI coral rupay Ltf. So, not applying this now. Looking for Snapdeal Rupay as it will work for both Rupay and bob offers.

 

[Sai Ganesh]

Axis IOCL got rejected, in June. Got ICICI coral rupay Ltf. So, not applying this now. Looking for Snapdeal Rupay as it will work for both Rupay and bob offers.

Ok fine.

 

[Sai Ganesh]

How did you get icici coral rupay LTF ? Preapproved on App ?