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  • Users: NOOBY
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  1. NOOBY

    ICICI Airport Lounge List wef October 2023 (Visa/MC/Rupay)

    New List (Only accessible via Rubyx page, Coral and Sapphiro give 404): https://www.icicibank.com/content/dam/icicibank/managed-assets/docs/personal/cards/credit-cards/lounges/domestic_consolidated_lounge_list.pdf The list seems to be common for all cards and has more lounges than...
  2. NOOBY

    ICICI Amex Reward Point Devaluation

    Received mail from Wealth Management team ICICI Bank Sapphiro American Express Card RP would now earn only 2 RP per ₹100 (same as MC/Visa) for Domestic Transactions from 25th September 2023 (Received mail today on 27th Sept at 1300 hrs :D ) Sapphiro Amex: Type Old Reward Rate New Reward...
  3. NOOBY

    Removing Non Activated Card from CIBIL and others ?

    I have an ICICI card entry in my CIBIL, whose delivery I did not accept and so, was never activated. Backstory -> I was told by a CC Rep in branch that they would give me Coral as LTF in 2019 and made me apply for it, but the application got processed for HPCL Coral and was paid. After...
  4. NOOBY

    [INFO] HDFC LTF Credit Card Application via Call/WhatsApp/Mail

    Most of people receive automated calls HDFC Credit Cards Lifetime Free eligibility. Many of them actually go through the shady process of sharing details via WhatsApp/Mail and receive a lower variant card with much lower limit. After seeing such posts on weekly basis, I thought of putting up an...
  5. NOOBY

    Jio Recharge via My Jio Store Voucher from Gyftr ?

    Has anybody tried to buy Reliance My Jio Store Vouchers from Gyftr: https://www.gyftr.com/instantvouchers/reliance-my-jio-store-gift-vouchers And then use it to recharge their Jio Account (Prepaid/Fiber/Postpaid) ? They can only be redeemed offline but not sure if the vouchers can only be only...
  6. NOOBY

    Croma Gift Card Voucher (GV) on Gyftr/Amazon

    Anyone finding it difficult to buy Croma vouchers ? I tried buying it yesterday (4 times) on HDFC Gyftr portal and all my orders were failing after entering card details. Also, Croma GVs can't be searched from amazon;s internal search but is accessible via google. Are they slowly removing it...
  7. NOOBY

    Infinia Maximize Infinia usage on Electronics (7L/8L) ?

    Hi Everyone, Need to buy electronic goods worth 7-8L in coming days (by mid August). Mobiles, Tablets, Laptops, Kitchen Appliances, AC, etc etc. With all the capping for accelerated rewards for Infinia, its getting confused as to how I can reap the most from it. Website/Store is of no bar...
  8. NOOBY

    ICICI Airport Lounge List wef 1 June 2023 (Oct 23 Update)

    Updated List: https://www.icicibank.com/content/dam/icicibank/managed-assets/docs/personal/cards/credit-cards/lounges/domestic_consolidated_lounge_list_1st_June_2023.pdf (October 2023 Update)...
  9. NOOBY

    Common Statement for all Gemstone cards

    Got to know that All Gemstone cards are placed under a single account (which is odd) ICICI RM told that we can have max 3 accounts: 1. Amazon 2. Co-branded 3. Core So, if you have Sapphiro and Coral, both will be shown under 1 account and a common statement would be generated even if both...
  10. NOOBY

    Any Prepaid Food Card Trick ?

    As a part of Tax Benefit, some companies have started giving out Food Card to their employees (optional). The cards are supposed to be used only at selected MCC which usually are Grocery Stores (like DMart, etc) and Restaurants/Bars along with Online food deliveries (zomato, swiggy, etc) But is...
  11. NOOBY

    How many (multiple) ICICI cards can you keep ?

    I was not able to find this info on the forum as advance search is not accepting "how" and "many" word in search area :P As banks are now forcing 1 Customer ID per customer, wanted to know how many ICICI Credit cards can 1 keep with them ? I was told by Bank employee that we can only keep 1...
  12. NOOBY

    [Poll] HDFC Infinia vs Diners Club Black ( DCB ) if both LTF ?

    Hypothetical Conditions: 1. Your portfolio will have only 1 HDFC card, nothing else (no axis, sbi, SC, Citibank, etc) and you will use only the chosen one for all/max payments. 2. Both are LTF but you can choose only one of them, can't have both. 3. Your Annual Spend is 10Lakh+ every year, for...
  13. NOOBY

    [INFO] If you are being denied ICICI LTF Credit Cards, this can be the reason

    After arguing with ICICI Branch Manager with the threat of closing multiple Salary Accounts at once (we were 5 guys who went to the bank) as we were not getting offered any LTF Credit Cards even after being eligible for them, he asked our RM to tell the "actual" (there is a BIG IF) reason...
  14. NOOBY

    Can banks deny re-issue of CC after expiry ?

    Do banks deny (or do not process) re-issue of credit cards when it is close to expiry ? Asking this as it happened with my dad 1 month back... He was holding SBI CC and ICICI CC since 4 years (both were pre-approved and were delivered in consecutive months) but he primarily used SBI and kept...
  15. NOOBY

    Query regarding Lounge visits via Priority Pass in GVK / Adani Mumbai

    I have some questions regarding the priority pass program which is offered with various credit cards. 1. If the lounge is not in the list of Priority Pass program, will they deny entry or will they just swipe it ? 2. If being charged via Priority Pass entry, will Priority Pass team deduct...
  16. NOOBY

    [Solved] HDFC Platinum DC Cashback on Paytm CC Bill Payment

    Hello, Sorry if this has been asked before, I tried to search it but was not able to find exact solution/answers.. I currently have HDFC Platinum DC and the Cashback options as per website are: a) 1 Cashback point on every Rs. 100 spent on Telecom, Utilities. b) 1 CashBack point on every Rs...
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