Urgent help || cibil dropped by 70 points due to incorrect default. Suggest next steps

[the_collector]

Hi All,

I am looking for suggestions on how to tackle this problem. I recently checked my cibil score and I was shocked to see that it dropped by 70 points.

This is apparently because I have defaulted on a loan.

Upon inspecting, I saw that this was marked under idfc first bank loan, this was the partner for ola money postpaid plus.

I closed my account and had no dues remaining when I closed this account 3 months ago.

Can you'll suggest the next steps on how to get this rectified? Also provide the right email to reach out to for idfc first loan.

TIA

 

[varun__goel_]

Hi All,

I am looking for suggestions on how to tackle this problem. I recently checked my cibil score and I was shocked to see that it dropped by 70 points.

This is apparently because I have defaulted on a loan.

Upon inspecting, I saw that this was marked under idfc first bank loan, this was the partner for ola money postpaid plus.

I closed my account and had no dues remaining when I closed this account 3 months ago.

Can you'll suggest the next steps on how to get this rectified? Also provide the right email to reach out to for idfc first loan.

TIA

Mail:- banker@idfcfirstbank.com

Just shoot them a mail with loan account no. They will ask for credit report, control no and all other necessary details and can take around a month.

 

[Vasuki]

Hi All,

I am looking for suggestions on how to tackle this problem. I recently checked my cibil score and I was shocked to see that it dropped by 70 points.

This is apparently because I have defaulted on a loan.

Upon inspecting, I saw that this was marked under idfc first bank loan, this was the partner for ola money postpaid plus.

I closed my account and had no dues remaining when I closed this account 3 months ago.

Can you'll suggest the next steps on how to get this rectified? Also provide the right email to reach out to for idfc first loan.

TIA

write in same way ..


No need to mail blah blah .
If those burgers says to mail them ..
Write even more cuss words
Unless they call and rectify on call .. keep abusing them
Like they harrash PPL with no knowledge

 

[RishiKiDev]

Hi All,

I am looking for suggestions on how to tackle this problem. I recently checked my cibil score and I was shocked to see that it dropped by 70 points.

This is apparently because I have defaulted on a loan.

Upon inspecting, I saw that this was marked under idfc first bank loan, this was the partner for ola money postpaid plus.

I closed my account and had no dues remaining when I closed this account 3 months ago.

Can you'll suggest the next steps on how to get this rectified? Also provide the right email to reach out to for idfc first loan.

TIA

If you have the No Objection Certificate for closure of the loan account then nothing to worry about.

You can send the same to IDFC to tell them to correct the CIBIL report. If they don't do it within 30 days you can complain to RBI banking ombudsman with your NOC document as proof.

 

[the_collector]

Mail:- banker@idfcfirstbank.com

Just shoot them a mail with loan account no. They will ask for credit report, control no and all other necessary details and can take around a month.

If you have the No Objection Certificate for closure of the loan account then nothing to worry about.

You can send the same to IDFC to tell them to correct the CIBIL report. If they don't do it within 30 days you can complain to RBI banking ombudsman with your NOC document as proof.

Thank you guys, I have the NOC, it was automatically generated when the loan closed.

Dropping an email to the email @varun__goel_ mentioned.

I don't have the cibil report but rather used to onescore and gpay to check the cibil score.

I don't have the cibil premium so can't get the report from the site

I'll update this post once I hear back

 

[varun__goel_]

Thank you guys, I have the NOC, it was automatically generated when the loan closed.

Dropping an email to the email @varun__goel_ mentioned.

I don't have the cibil report but rather used to onescore and gpay to check the cibil score.

I don't have the cibil premium so can't get the report from the site

I'll update this post once I hear back

Check cibil from Axis portal first, there you can get credit report as well

One Score is naughty and provide wrong details many times

 

[shivamk]

Thank you guys, I have the NOC, it was automatically generated when the loan closed.

Dropping an email to the email @varun__goel_ mentioned.

I don't have the cibil report but rather used to onescore and gpay to check the cibil score.

I don't have the cibil premium so can't get the report from the site

I'll update this post once I hear back

You can check and download from Amazon as well. I guess they allow once in 3 months

 

[Vasuki]

Thank you guys, I have the NOC, it was automatically generated when the loan closed.

Dropping an email to the email @varun__goel_ mentioned.

I don't have the cibil report but rather used to onescore and gpay to check the cibil score.

I don't have the cibil premium so can't get the report from the site

I'll update this post once I hear back

Direct dm on Twitter they will fix In max. 5 days
Including cibil.
U won't have to share any report etc .

Well u can go email way takes a month

 

[the_collector]

Direct dm on Twitter they will fix In max. 5 days
Including cibil.
U won't have to share any report etc .

Well u can go email way takes a month

I'll do both then 😅

 

[shrewdoc]

You can check and download from Amazon as well. I guess they allow once in 3 months

Can you guide on how to download? I can just see the score and no such option to download the report.

 

[the_collector]

I'll do both then 😅

Whats the official Twitter handle? Can you send please?

 

[Vasuki]

I'll do both then 😅

If they mail , write more aggressively they will call directly

 

[Vasuki]

Whats the official Twitter handle? Can you send please?

Check the attached picture in first message

 

[varun__goel_]

Can you guide on how to download? I can just see the score and no such option to download the report.

View full report- share- print- save as pdf

 

[shrewdoc]

View full report- share- print- save as pdf

There is no share option for me! 😅

 

[shivamk]

Can you guide on how to download? I can just see the score and no such option to download the report.

Is the View Full Report butto visible in the app?

 

[varun__goel_]

There is no share option for me! 😅

Use share option of browser

 

[shivamk]

There is no share option for me! 😅

There's a print report button at the top of the CIBIL tab that opens after clicking o View Full Report

 

[shrewdoc]

Is the View Full Report butto visible in the app?

Yes, but it just opens it within the Amazon App. No option to Print or Share!

 

[bhauka11]

Mail:- banker@idfcfirstbank.com

Just shoot them a mail with loan account no. They will ask for credit report, control no and all other necessary details and can take around a month.

I have same issue..

CIBIL dropped by 80 points..

I have an auto loan whose EMI is on auto debit.

But upon seeing my CIBIL report, I noticed that there are 3 late payments marked for Dec, Jan and Feb.

How is this possible when it is auto debited on 10th every month.

What should I do??