[Query] IDFC First Bank Wealth Add-on Credit Card

[sahil1033]

I received an email saying Rs. 500 cashback upon 1st transaction from add-on credit card. There's no terms and conditions mentioned in the email without any link to it.

Even enquired over call and they said that 1,000 reward points is the current offer which is different claim from what the email sent to me says. I've emailed them and asked for clarification but still asking if anyone else has received the same or not.

Also, a few queries related to Wealth add-on credit card :
- will the card number be different from primary CC ?
- airport lounge access will have shared limit but will the same apply for Paytm Movies BOGO offer as well? If I get separate limits for movies, it will be a great benefit, then I'll get one for my mother as well.

 

[CardGame]

- will the card number be different from primary CC ?
- airport lounge access will have shared limit but will the same apply for Paytm Movies BOGO offer as well? If I get separate limits for movies, it will be a great benefit, then I'll get one for my mother as well.

1. Yes
2. Separate quota for each card so 4 times the benefits.

 

[sahil1033]

1. Yes
2. Separate quota for each card so 4 times the benefits.

nice, then only in case of airport lounge access, limit is shared, right?

also, my mother doesn't have CIBIL score yet (no CC / loan yet), so, if I get an add-on card for her, will this help in starting her CIBIL report journey?

 

[CardGame]

nice, then only in case of airport lounge access, limit is shared, right?

also, my mother doesn't have CIBIL score yet (no CC / loan yet), so, if I get an add-on card for her, will this help in starting her CIBIL report journey?

Yes, lounge access is shared

It won't help her CIBIL score as addon holder.

 

[suneelkumar206@]

so that means If I spend 5k in a month on primary card then add-on card is also eligible for lounge acess in the next month? @CardGame

 

[sahil1033]

so that means If I spend 5k in a month on primary card then add-on card is also eligible for lounge acess in the next month? @CardGame

Yes, you're right

 

[girish3456]

so that means If I spend 5k in a month on primary card then add-on card is also eligible for lounge acess in the next month? @CardGame

Just now checked with IDFC BANK credit Card dept. They are saying that add-on card member won't be getting any benefits separately unlike the primary card member. All the benifits including the credit limit will be shared. Also from yesterday i.e., from 20th Jan 2024, bank has removed the spend criteria which is 5000 for availing lounge offer using Wealth credit card from IDFC

 

[suneelkumar206@]

can you please share document where i says 5k spend is not required

Just now checked with IDFC BANK credit Card dept. They are saying that add-on card member won't be getting any benefits separately unlike the primary card member. All the benifits including the credit limit will be shared. Also from yesterday i.e., from 20th Jan 2024, bank has removed the spend criteria which is 5000 for availing lounge offer using Wealth credit card frcan you please share

 

[girish3456]

can you please share document where i says 5k spend is not required

Still the website is not updated itseems.

FIRST Wealth Credit Card - Free Spa Access, Lounge Access & Complimentary Golf Rounds | IDFC FIRST Bank

With FIRST Wealth Credit Card you can enjoy exciting benefits & privileges. Get access to airport lounges and spas, interest free cash withdrawals, complimentary golf rounds and more.

www.idfcfirstbank.com

 

[suneelkumar206@]

Still the website is not updated itseems.

FIRST Wealth Credit Card - Free Spa Access, Lounge Access & Complimentary Golf Rounds | IDFC FIRST Bank

With FIRST Wealth Credit Card you can enjoy exciting benefits & privileges. Get access to airport lounges and spas, interest free cash withdrawals, complimentary golf rounds and more.

www.idfcfirstbank.com

so if the spend criteria is removed as you said so add-on card holder will be getting lounge access just like primary card holder right?

 

[masumshah59]

Guys in case of add-on card?
E.g if I have 2 addon card

Can all 3 get into longue/spa at same time???
Anyone has tried personally?

(considering quota is available)

 

[girish3456]

Guys in case of add-on card?
E.g if I have 2 addon card

Can all 3 get into longue/spa at same time???
Anyone has tried personally?

(considering quota is available)

Ideally you may get provided if your lounge access quota is not completed yet

 

[masumshah59]

Yess but hope there is no time gap needed in between! Like between 1 longue access swipe & another, waise it's different card so shouldn't matter!

 

[KLB@96]

is paytm movie offer shared of separate ?

 

[SpiesCan'tCatchMe]

is paytm movie offer shared of separate ?

Separate. . .

 

[KLB@96]

Separate. . .

wow nice, I shall apply add on for my parents then

 

[rafzy]

Guys in case of add-on card?
E.g if I have 2 addon card

Can all 3 get into longue/spa at same time???
Anyone has tried personally?

(considering quota is available)

Did u get an answer for this specifically??

 

[rushin]

Did u get an answer for this specifically??

Yes.
It works, I have used for me and my wife (she has my add-on) at lounge.
Also you can swipe the dreamfolks seperately from credit card, so as long as you have enough visits left, you should be fine.

 

[rafzy]

Yes.
It works, I have used for me and my wife (she has my add-on) at lounge.
Also you can swipe the dreamfolks seperately from credit card, so as long as you have enough visits left, you should be fine.

Great thanks for the reply man. I have the wealth cc but didnt receive dreamfolks card. Do I need to reach out to custcare to send it to me separately?

 

[masumshah59]

Yes.
It works, I have used for me and my wife (she has my add-on) at lounge.
Also you can swipe the dreamfolks seperately from credit card, so as long as you have enough visits left, you should be fine.

Great.
Thanks brother