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Is this Pre-approved offer from BOB Onecard ?

boomboom

TF Buzz
It's showing issued by BOB financial
IMG_20240505_104759.jpg

But when I check lending partner from profile section its showing federal Bank. Probably because I am getting personal loan offer in onescore app so it must be personal loan partner bank which is federal Bank.
Screenshot_2024-05-05-10-50-13-99_c045579b1cb8a1660c0dc95ce651bac5.jpg
I am Getting this offer on onecard, showing credit limit also. Is this Pre-approved offer from Bob onecard?
Will there be any physical verification from bank ? (I have no income docs or anything to show as I am a student).
Your opinion needed.
IMG_20240505_111222.jpg
 

Tejo

TF Legend
There might won't be any income proof verification and vkyc 99.9%

They will just do bank verification Rs.1 if you already have any relationship with bob.

Also take a note that if you hold onecard bob, bob will reject other bob cc applications
 

boomboom

TF Buzz
There might won't be any income proof verification and vkyc 99.9%

They will just do bank verification Rs.1 if you already have any relationship with bob.

Also take a note that if you hold onecard bob, bob will reject other bob cc applications
I don't have any savings account or any relationship with Bob. Should I open Bob lite account first to avoid income docs?
 

Astrella

TF Buzz
There might won't be any income proof verification and vkyc 99.9%

They will just do bank verification Rs.1 if you already have any relationship with bob.

Also take a note that if you hold onecard bob, bob will reject other bob cc applications
I got a Eterna despite holding onecard. I told them I am NTB, and applied through c2c.
 
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