Onecard Pre-approved offer is worth taking?

[kshitij_0]

I am getting Pre Approved limit of 2.15L in Onecard. Few months back, it was I think 1.5 L.
Is it really a Pre-approved offer?
Is onecard worth taking?
I have almost all the mid range good cards.
I was ignoring OneCard from past 1 year, but now I am interested in it because of only one reason that it's providing a loan from BOB Financial and BOB rejected my CC application. So indirectly I want to use this credit history to get pre approved offer from BOB.
Is there any other reason for which I should accept/reject this offer?

 

[VISHESH_BANSAL]

I am getting Pre Approved limit of 2.15L in Onecard. Few months back, it was I think 1.5 L.
Is it really a Pre-approved offer?
Is onecard worth taking?
I have almost all the mid range good cards.
I was ignoring OneCard from past 1 year, but now I am interested in it because of only one reason that it's providing a loan from BOB Financial and BOB rejected my CC application. So indirectly I want to use this credit history to get pre approved offer from BOB.
Is there any other reason for which I should accept/reject this offer?

I read somewhere in the forum BOB rejected credit card of who is holding ONE CARD From BOB.

 

[Shubham Yadav]

Yes, it's pre-approved from one card I also got this offer. No vkyc done just 1 rs verification done just like sbi sprint.

 

[kshitij_0]

I read somewhere in the forum BOB rejected credit card of who is holding ONE CARD From BOB.

Fir to nahi chahiye re baba

 

[VISHESH_BANSAL]

Fir to nahi chahiye re baba

Not getting Bob Credit Card , anyone wlse faced same issue?

Bob has declined my cc application twice in last 6 months. When enquired, I was told that since I hold OneCard powered by BoB, I am not eligible. is there any way to get bob card without closing OneCard.

www.technofino.in

 

[bhushan0101]

Not in every case. I had bob select card and also one card issued from bob financial

 

[Rohith_Kumar_Sp]

Considering it's not even supported in cred app. No.

 

[akshayhs]

Considering it's not even supported in cred app. No.

This is a surprise to me. My OneCard (Federal) is added in CRED ever since I got it.

 

[Tosh]

I am getting SMS daily for getting one too, 3.17L limit and also 1000Rs Amazon voucher for applying.

But I don't really see myself using this card so still haven't applied. It'll just lie around and help my wallet keep its shape at best

 

[Rohith_Kumar_Sp]

This is a surprise to me. My OneCard (Federal) is added in CRED ever since I got it.

Idk I googled one metal card, seems like you have to have thier own app to make payments and smart statement is not supported, I saw many ppl asking then same when I googled

 

[zaid_2913]

Not in every case. I had bob select card and also one card issued from bob financial

Which card you got first? One card or BOB?

 

[bhushan0101]

Which card you got first? One card or BOB?

One card first, then bob. I had to raise to escalation initially it rejected but thereafter they approved same application.

 

[akshayhs]

Idk I googled one metal card, seems like you have to have thier own app to make payments and smart statement is not supported, I saw many ppl asking then same when I googled

Dude. Your earlier comment and this one, is conflicting. Smart statement is totally different to the ability for CRED to provide the basic support for paying your dues on their platform. CRED supports the ability to pay OneCard dues. There's nothing smart in smart statements provided by CRED. If you have the basic ability to sit and go through your statement, you are as smart as the system. And yes, one card does not support it for reasons nobody knows. Each of them blame the other for the lack of it (I think one card is to blame if you ask my opinion). But CRED supports the ability to add your card on the platform and pay the dues.

 

[Rohith_Kumar_Sp]

Dude. Your earlier comment and this one, is conflicting. Smart statement is totally different to the ability for CRED to provide the basic support for paying your dues on their platform. CRED supports the ability to pay OneCard dues. There's nothing smart in smart statements provided by CRED. If you have the basic ability to sit and go through your statement, you are as smart as the system. And yes, one card does not support it for reasons nobody knows. Each of them blame the other for the lack of it (I think one card is to blame if you ask my opinion). But CRED supports the ability to add your card on the platform and pay the dues.

As I mentioned, you can pay bills in pretty much any app but the reason you would use CRED is for managing and monitoring the bills and transactions, hence I mentioned it isn't supported by cred and have to use thier own app for monitoring.

 

[karankayastha]

Not in every case. I had bob select card and also one card issued from bob financial

which you got first bob or one card?

 

[pxg]

As I mentioned, you can pay bills in pretty much any app but the reason you would use CRED is for managing and monitoring the bills and transactions, hence I mentioned it isn't supported by cred and have to use thier own app for monitoring.

No, there are many people who use Cred just to pay bills and check credit score or buy from their shop but have not given email access.

 

[Ramesh Satta]

I have got message from one card saying I have a pre approved offer and also shown same in the One score app, after clicking on that banner it redirected me to 'One card: Metal credit card' app and after entering all the details it's showing that 'KYC failed'.

 

[Shubham Yadav]

I have got message from one card saying I have a pre approved offer and also shown same in the One score app, after clicking on that banner it redirected me to 'One card: Metal credit card' app and after entering all the details it's showing that 'KYC failed'.

Did you check this one with customer care?

 

[karankayastha]

I have got message from one card saying I have a pre approved offer and also shown same in the One score app, after clicking on that banner it redirected me to 'One card: Metal credit card' app and after entering all the details it's showing that 'KYC failed'.

Ask them on Twitter they are extremely helpful there

 

[0xfallup]

I have got message from one card saying I have a pre approved offer and also shown same in the One score app, after clicking on that banner it redirected me to 'One card: Metal credit card' app and after entering all the details it's showing that 'KYC failed'.

Same ...nobody is able to help until now ...if anybody have solution for this pls share your thoughts