Amex card upgradation

[MC_007]

Iam holding Amex Smart earn card since 2019 and now planning to upgrade to MRCC cand and contacted customer care team and they are saying there is no upgrade option in Amex but you need to apply for it afreash.
My CIBIL is 764 and annual income of 8L,what should I do now?

 

[Slayer]

You can get MRCC with that income

 

[Pavan]

If you good acceptence of amex card in your area please apply online and you can use both and get good MR points and redeem for 18k or 24k
I have both but due to acceptence issue in my locality am thinking to close mrcc

 

[dhshankar]

Iam holding Amex Smart earn card since 2019 and now planning to upgrade to MRCC cand and contacted customer care team and they are saying there is no upgrade option in Amex but you need to apply for it afreash.
My CIBIL is 764 and annual income of 8L,what should I do now?

Yes.. there is no concept of upgrade in Amex.. Apply for MRCC and wait to get it approved .. Once it is approved, ask them to transfer of the credit limit from SmartEarn to new MRCC (with SmartEarn cancellation request together)

 

[Kenu73]

Yes.. there is no concept of upgrade in Amex.. Apply for MRCC and wait to get it approved .. Once it is approved, ask them to transfer of the credit limit from SmartEarn to new MRCC (with SmartEarn cancellation request together)

There is the concept of upgrade but that's for super premium card and just like axis you would get another one. Selective customers get offers. My father has had regular offers like that.

I got platinum offer but left it as 60k didn't feel like I need it.

 

[dhshankar]

There is the concept of upgrade but that's for super premium card and just like axis you would get another one. Selective customers get offers. My father has had regular offers like that.

I got platinum offer but left it as 60k didn't feel like I need it.

No it’s not .. The upgradation is interpreted in different way .. which super premium card u r referring to ?

 

[Kenu73]

No it’s not .. The upgradation is interpreted in different way .. which super premium card u r referring to ?

That's exactly called upgradation. Attaching fre invites that were sent me. I have received invite for almost possibly all amex card that they offer publically.

 

[dhshankar]

If you click on upgrade , what’s showing up in next screen ??

 

[Kenu73]

If you click on upgrade , what’s showing up in next screen ??

You have to fill your card number for which invite was sent. The email subject has the card ending once filled you get an acknowledgement and the upgraded card is sent

 

[Dhruvit.S]

That's exactly called upgradation. Attaching fre invites that were sent me. I have received invite for almost possibly all amex card that they offer publically.

When did you receive this? Prior to ban? Also did you contact cc for this?

 

[Kenu73]

When did you receive this? Prior to ban? Also did you contact cc for this?

Have received both pre and post. Contact cc no. I haven't contacted customer care. First time this offer was sent. I filled my card details and within a week new card was sent to me.