Amex Card Application

[manojvijaychauhan]

I’ve Applied for AMEX MRCC card on 14th April and I’m self employed and my last ITR for (FY 2022-2023) is of 5 lacs and I’ve marked 6-8 Lacs while applying for the since my Income for (FY 2023-2024) is 7 lacs but my CA has not yet done the ITR Filing so I’ve uploaded last FY ITR acknowledgement, also today 16th april they sent an executive to verify my office Address but due to long weekend no one was available at the office and the executive called me and said he took the photos of the front door and lobby. Now will i get the card ? What are the chances? What can i do to get the card?
@BestBanker @Abhishek012 @TechnoFino

 

[manojvijaychauhan]

Reference Number: 20241046950250INR

 

[drsel]

It's too much of a hassle to use Amex MRCC 1500 x 4 every month for 16 months to get 18000 points to get 6000 Amazon pay

 

[drsel]

There are many better cards available

 

[manojvijaychauhan]

@helloworld @S S V @DocFixIt

 

[Vasuki]

I’ve Applied for AMEX MRCC card on 14th April and I’m self employed and my last ITR for (FY 2022-2023) is of 5 lacs and I’ve marked 6-8 Lacs while applying for the since my Income for (FY 2023-2024) is 7 lacs but my CA has not yet done the ITR Filing so I’ve uploaded last FY ITR acknowledgement, also today 16th april they sent an executive to verify my office Address but due to long weekend no one was available at the office and the executive called me and said he took the photos of the front door and lobby. Now will i get the card ? What are the chances? What can i do to get the card?
@BestBanker @Abhishek012 @TechnoFino

@BestBanker will check ..
Send him the details in DM
He will respond

 

[SSV]

I’ve Applied for AMEX MRCC card on 14th April and I’m self employed and my last ITR for (FY 2022-2023) is of 5 lacs and I’ve marked 6-8 Lacs while applying for the since my Income for (FY 2023-2024) is 7 lacs but my CA has not yet done the ITR Filing so I’ve uploaded last FY ITR acknowledgement, also today 16th april they sent an executive to verify my office Address but due to long weekend no one was available at the office and the executive called me and said he took the photos of the front door and lobby. Now will i get the card ? What are the chances? What can i do to get the card?
@BestBanker @Abhishek012 @TechnoFino

Don’t worry you will get..

 

[SSV]

but due to long weekend no one was available at the office and the executive called me and said he took the photos of the front door and lobby. Now will i get the card ? What are the chances? What can i do to get the card?
@BestBanker @Abhishek012 @TechnoFino

It's too much hassle to use 1500 x 4 every month for 16 months to get 18000 points to get 6000 Amazon pay

Does your response in anyway relate to the questions posed by OP??

 

[helloworld]

I’ve Applied for AMEX MRCC card on 14th April and I’m self employed and my last ITR for (FY 2022-2023) is of 5 lacs and I’ve marked 6-8 Lacs while applying for the since my Income for (FY 2023-2024) is 7 lacs but my CA has not yet done the ITR Filing so I’ve uploaded last FY ITR acknowledgement, also today 16th april they sent an executive to verify my office Address but due to long weekend no one was available at the office and the executive called me and said he took the photos of the front door and lobby. Now will i get the card ? What are the chances? What can i do to get the card?

Mostly you'll get unless if that executive specifically mentioned about your absense, don't have to worry much.

 

[Vasuki]

Mostly you'll get unless if that executive specifically mentioned about your absense, don't have to worry much.

Heard first time amex physical verification.
Any specific reason why they do that

 

[SSV]

Heard first time amex physical verification.
Any specific reason why they do that

If the Aadhar address doesn’t match current address , among one of many reasons

 

[manojvijaychauhan]

Ya also confirmed from the amex support they told that there was no one at the office and security guard told that office is closed now so will they do the revisit?

 

[helloworld]

Heard first time amex physical verification.
Any specific reason why they do that

something went wrong while verifying the proofs during VKYC or this address may not available in CIBIL yet or since self-employed no way to check through email etc.

 

[manojvijaychauhan]

If the Aadhar address doesn’t match current address , among one of many reasons

They visited my office address which is mentioned nowhere

 

[manojvijaychauhan]

something went wrong while verifying the proofs during VKYC or this address may not available in CIBIL yet or since self-employed no way to check through email etc.

Address is present in cibil

 

[Vasuki]

They visited my office address which is mentioned nowhere

My gurgaon address.was all over cibil then
Icici updated my Village address 💔

 

[helloworld]

Ya also confirmed from the amex support they told that there was no one at the office and security guard told that office is closed now so will they do the revisit?

Oh, should ask support to resend them. they can do. Just follow-up, amex mostly support with onboarding unlike other banks.. if its declined or already got confirmation about no-show, ask them to revisit again.

 

[SSV]

Ya also confirmed from the amex support they told that there was no one at the office and security guard told that office is closed now so will they do the revisit?

They visited my office address which is mentioned nowhere

With Amex you get at least some common sense approach towards application processing..
Don’t fret.. if for some reason it gets rejected DM me, I will guide you through the application process .. you can immediately apply for another variant other than the one you applied just now…

You will get the card, provided you have decent CIBIL.. don’t worry

 

[danish]

my father also applied for smart earn he has a good cibil history , still they are asking income proof , i have provided them bank statement but still they are asking for income proof , my father credit age is more than 20 years old

 

[Vasuki]

my father also applied for smart earn he has a good cibil history , still they are asking income proof , i have provided them bank statement but still they are asking for income proof , my father credit age is more than 20 years old

Did u provide same occupation as mentioned previously by any other lender ?