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  • Users: coinhunter
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  1. coinhunter

    PNB Select Rupay vs. HDFC Tata Neu Infinity Rupay

    I've got these two Rupay credit cards, the PNB Select and HDFC Tata Neu Infinity. Since snagging the Tata Neu, my PNB card's been gathering dust in the closet. Think it's worth giving the PNB card the boot?
  2. coinhunter

    Magnus: Recurring Online Payment Failure

    Does anyone experience payment not going through with recurring subscriptions online using Magnus? I have an active Google Subscription, and it always says the transaction declined due to security reasons. Called customer care twice already and they just said it is fixed and the same thing happens.
  3. coinhunter

    Magnus Devaluation (What if?)

    What if next year, Magnus gets devalued - let's say the 1L milestone? What will be your backup card of choice? PS: Getting prepared if that happens :sneaky:
  4. coinhunter

    Impact on CIBIL for not Renewing Card

    Hi guys, I have two questions: 1. Will my CIBIL score take a hit if I do not renew my Vistara Prime anymore? 2. Should I advise customer care before the bill gets generated that I do not want to renew the card anymore?
  5. coinhunter

    Best Bank for NRE/NRO Account

    Any suggestions for the best bank account to open NRE/NRO account?
  6. coinhunter

    Ideal Statement Date

    What is the ideal statement date for you, considering you have more than 1 credit card?
  7. coinhunter

    SBI CC Payment Issue

    Is anyone experiencing a "decline payment" error when making a payment through Netbanking via HDFC? I tried several times and my payment is not going through. This is the message I got in my email with the card details "As requested by you, please note that the following payment was declined...
  8. coinhunter

    Different name on Card

    I got my 2nd Axis card but the name on it is different from my first Axis card. Card 1 = First name & Last name Card 2 = First name & Middle name Will this be a problem for me in the future or should I ask customer care to re-issue it?
  9. coinhunter

    Selling/Transfer Vistara Ticket

    Is it possible to sell or transfer the free business class ticket that comes with Vistara Infinite?
  10. coinhunter

    HDFC Customer Service

    Does anyone have experience dealing with HDFC's Grievance Redressal team? I emailed them a couple of weeks ago asking them to change my credit card from Intermiles to Regalia. I got a reply from the CC Escalation team after two days, and since then they are just giving me a one-week timeline to...
  11. coinhunter

    KYC on Amazon Pay

    Has anyone experienced problems doing KYC on Amazon Pay? I am unable to do it. The page is blank.
  12. coinhunter

    EMI points on Magnus

    Just wondering if EMI transaction gets reward points as well. If yes, does it get credited after the tenure?
  13. coinhunter

    Return Axis Magnus Card

    Hi! This will sound weird, but I accidentally chose Magnus card while signing up for credit card. I was about to select Vistara Infinite. Now, I get a message that it has been dispatched. Is there any way to change this or should I just return it back? My spending is nowhere 1 lac per month. I...
  14. coinhunter

    Best way to pay Credit Card

    Would it have a good impact on CIBIL score if I pay after the statement has been released instead of waiting for the due date? PS: I always pay in full except of course for EMI transactions.
  15. coinhunter

    Card Payment Failure

    Has anyone experienced payment problems through SBI's app? I'm trying to pay my credit card bill and it failed twice. I am using HDFC net banking as a payment method.
  16. coinhunter

    Axis Magnus vs Axis Vistara Infinite

    Can someone please help me decide which one is better? I'm still torn between the two. I currently have SBI Vistara Prime.
  17. coinhunter

    How to maximise Yaper

    To all Yaper users here, can you please give some tips or advice on how to maximise the use of Yaper and avoid getting your account banned.
  18. coinhunter

    Should I just cancel my card?

    I've been using the HDFC Intermiles card for five years already. It was Jet Privilege before then. I asked the bank and my relationship manager to upgrade me to Regalia or something else because I'm not using the Intermiles rewards system. It is useless for me. Recently, they just increased my...
  19. coinhunter

    Missed CC Payment

    I was wondering how bad that "missed payment" will affect your CIBIL score. I forgot to pay one of my credit card bills and when I got a call from the bank reminding me of the payment, I paid it immediately. Of course, this has incurred penalty charges already.
  20. coinhunter

    Yes Bank Account Closure Help

    Hi, I have an account in Yes Bank which I'm not using anymore. It is a kind of 3 in 1 account which comes with Demat. I went to the branch and asked the manager to close my account. He said that "he has to request the form first for my Demat closure before the account will be closed." It's been...
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