How To Get Normal ICICI Bank Credit Card From Amazon Pay Card Without Any CIBIL Enquiry & Application

[TechnoFino]

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

 

[TheTrickySid]

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

Can we cancel the card online or a branch visit is required??

 

[wolfdalalstreet]

& what if one holds the ICICI Amazon CC with a good Credit Limit and ICICI is offering Platinum Chip Credit Card with no Joining Fee and no Annual Fee. Will it make sense to get this card?

 

[TechnoFino]

& what if one holds the ICICI Amazon CC with a good Credit Limit and ICICI is offering Platinum Chip Credit Card with no Joining Fee and no Annual Fee. Will it make sense to get this card?

yes, you can check this too-

ICICI Amazon Pay Credit Card And Regular ICICI Bank Credit Cards Limit Merger Or Transfer​

 

[realkappo]

There's 499/- + gst charges associated with it right?+

 

[wolfdalalstreet]

There's 499/- + gst charges associated with it right?+

No. The first card at https://www.icicibank.com/card/credit-cards/credit-card.page - Zero fees.

 

[prc1990]

There's 499/- + gst charges associated with it right?+

ICICI Platinum Chip Credit Card is LTF for everyone.

 

[realkappo]

@prc1990 @pankajcgupta I am sorry i forgot to mention expressions credit card. It has 499/- fees right?

 

[prc1990]

@prc1990 @pankajcgupta I am sorry i forgot to mention expressions credit card. It has 499/- fees right?

Yes that's right. Go for Platinum Chip one as it is offered as LTF for everyone and very easy to get.

 

[realkappo]

Yes that's right. Go for Platinum Chip one as it is offered as LTF for everyone and very easy to get.

Thats the issue. Customer care person said for platinum you have to go to branch and give itr etc, only mmt, coral available for card split. If i take mmt will i get to upgrade it later?

 

[prc1990]

Thats the issue. Customer care person said for platinum you have to go to branch and give itr etc, only mmt, coral available for card split. If i take mmt will i get to upgrade it later?

Not true, I applied online during Covid and got it delivered very easily.

MMT I'm not sure to be honest.

 

[Batmanbaba]

T

Thats the issue. Customer care person said for platinum you have to go to branch and give itr etc, only mmt, coral available for card split. If i take mmt will i get to upgrade it later?

TRy calling n number of times till you get the right customer service executive.... Who gets your work... Mostly it is done in 3-4 calls....

 

[realkappo]

CC people will tell many things
Why would one CC have separate rules?

Badger them and tell them that this is not true and that they should process it without speaking nonsense

@souvikdey2002

Thanks, i'll try that way. @Batmanbaba @prc1990

 

[prc1990]

Thanks, i'll try that way. @Batmanbaba @prc1990

You can also search for online application and complete it. You don't even need to go to a branch.

 

[Abhi27]

Thats the issue. Customer care person said for platinum you have to go to branch and give itr etc, only mmt, coral available for card split. If i take mmt will i get to upgrade it later?

I had Amazon pay card, i called for applying platinum card but they said mmt ,coral and other cards are available through IVR, for platinum card apply through online portal or branch...

 

[souvikdey2002]

CC people will tell many things
Why would one CC have separate rules?

Badger them and tell them that this is not true and that they should process it without speaking nonsense

@souvikdey2002

Try online using this link, it is very simple, either ITR or PaySlip, that's it.

ICICI Bank Platinum Chip Credit Card

campaigns.icicibank.com

 

[alanabraham]

Not true, I applied online during Covid and got it delivered very easily.

MMT I'm not sure to be honest.

Is there any KYC process or income documents submission requirement as you already have ICICI credit card? Kindly explain the process after online application.

 

[prc1990]

Is there any KYC process or income documents submission requirement as you already have ICICI credit card? Kindly explain the process after online application.

I believe I submitted income documents and no KYC/VKYC was done as COVID was at its peak during that time.

 

[chacks18]

Do you hold an ICICI Bank Amazon Pay Credit Card? And want to have a regular ICICI Bank Credit card?

Actually, the Amazon Pay card doesn't work on all ICICI Bank sales & offer campaigns. We get less discount on Amazon than on regular ICICI Bank credit cards on ICICI sales campaigns.
So having a regular ICICI Bank credit card is essential.
But what to do if you don't want to apply for another ICICI credit card or don't want another hard enquiry on your CIBIL or ICICI Bank is not approving your credit card application.
Solutions-
Open iMobile App & Select Amazon Pay Credit Card From Credit Card Menu
Click On Manage Card -> Under "More Options" Click On "Get Expressions Card"



Accept T&C Upload Your Pic Or Select Card Design From Galaxy And Submit Your Request.



You can apply for ICICI Expressions Credit Card and it will be issued within 21 days.
Now, you can continue using Expressions card, or you may call ICICI Bank customer care and request them to upgrade from Expressions credit card to any regular ICICI Bank Credit card (ICICI Platinum/ICICI Coral/ICICI Rubyx/ICICI Sapphiro or even ICICI Emeralde if you meet the minimum limit requirement).

ICICI Bank's customer care agent may not accept your request to convert Expressions card to Platinum card, but it's possible, you have to call again and again to try your luck.
If you cancel your Expressions card within 15 days from card issuance, you'll not be charged any joining fees.
Note - If you already have regular ICICI Bank credit cards, this process will not work for you.

I just got approved for Amazon Pay ICICI card this evening. I want to know if this trick will work without any trouble for me?

My card is not even showing in the iMobile Pay app, It will appear within next 24 hrs. So just wanted to confirm whether it will work smoothly, or should I wait for sometime.



Also for emeralde what is the minimum limit required?

 

[TechnoFino]

There's 499/- + gst charges associated with it right?+

yes for expressions card, fees - 499+GST