How can i ask OneCard for LE?

[bigwillybilly]

They offered this card to me when I had no income proof, no salary slip, just a really good cibil score, now 4-5 months later I have ITR and it's higher than what I told them my income was 🤭 so I'm wondering if with ITR, they'd give me a higher limit

Should I use the in-app 'chat with us' function or should I email them? What should I say in the email? 😅 I don't want to mess this up, i don't want to say something wrong or not say something that i should have, so help me out bois

I have the south Indian Bank variant, what are the chances of getting an LE with those guys?

 

[D₹V]

You don't need to overthink.

Email onecard & your issuer bank too.

With income documents.

 

[RishiKiDev]

They offered this card to me when I had no income proof, no salary slip, just a really good cibil score, now 4-5 months later I have ITR and it's higher than what I told them my income was 🤭 so I'm wondering if with ITR, they'd give me a higher limit

Should I use the in-app 'chat with us' function or should I email them? What should I say in the email? 😅 I don't want to mess this up, i don't want to say something wrong or not say something that i should have, so help me out bois

I have the south Indian Bank variant, what are the chances of getting an LE with those guys?

Your chances of getting LE with South Indian bank is 100% more than with Federal Bank.
Nobody holding a Federal Bank OneCard has got a LE.
Just send them the documents

 

[plastikman]

Your chances of getting LE with South Indian bank is 100% more than with Federal Bank.
Nobody holding a Federal Bank OneCard has got a LE.
Just send them the documents

Mujhe bhul gaye, lagta hai ? 🤣

 

[RishiKiDev]

Mujhe bhul gaye, lagta hai ? 🤣

 

[ayush0010]

Your chances of getting LE with South Indian bank is 100% more than with Federal Bank.
Nobody holding a Federal Bank OneCard has got a LE.
Just send them the documents

My OneCard is with BOB financial. What are the chances of LE with them?

 

[D₹V]

My OneCard is with BOB financial. What are the chances of LE with them?

Less than 1% 😂

 

[RishiKiDev]

My OneCard is with BOB financial. What are the chances of LE with them?

BoB OneCard is good with LE.
I have personally got two LE.
First was in February this year and second was in September.
I got the card last year in July.

 

[ayush0010]

BoB OneCard is good with LE.
I have personally got two LE.
First was in February this year and second was in September.
I got the card last year in July.

Did you get pre-approved offer? Or requested by self?

 

[bigwillybilly]

I sent the email to onecard 🤭
I'll let you guys know how it goes

 

[D₹V]

I sent the email to onecard 🤭
I'll let you guys know how it goes

Bheegi-billi 🫠 🫠

 

[anonymuos]

My South Indian Bank OneCard was issued with 1L limit in April 2022. By September 2022, they increased limit to 1.4L. No LE after that since now. I remember that just before I got the auto LE, I had done some 10K transactions.

 

[RishiKiDev]

Did you get pre-approved offer? Or requested by self?

Pre-approved offer by onecard

 

[bigwillybilly]

Bheegi-billi 🫠 🫠

Does this look like something a bheegi-billi would send to onecard

"
Hello 👋
I wanna talk about the pwossibility of increasing my cweedit wimit on my Onecawd (*≧ω≦) When I fiwst got the cawd, I didn't have pwroof of income, but now I have an ITR acknowledgment copy, a cibil score of over [top secret info] 📈💼💰
I've been suwewy satisfied with my expewience as a custy, and I have a histowy of wesponsible cweedit cawd usage, including on-time payments and maintaining wow outstanding bawances 💳💰💯 Cwurrently, I'm not utilizing my cweedit cawd to its full potential because I'm concewned that the lowew limit might impact my CIBIL score negatively (´∩｡• ᵕ •｡∩) I bewieve a highew limit would allow me to use the cawd mowe comfy. (´･∀･)
Could you please wet me know what infowmation and documents I need to pwovide for this wequest? (´• ω •`)ﾉ📝🙏🌟💌🙌"

If this doesn't convince them that I deserve an LE then idk what will 😎

 

[AritraSaha]

Does this look like something a bheegi-billi would send to onecard

"
Hello 👋
I wanna talk about the pwossibility of increasing my cweedit wimit on my Onecawd (*≧ω≦) When I fiwst got the cawd, I didn't have pwroof of income, but now I have an ITR acknowledgment copy, a cibil score of over [top secret info] 📈💼💰
I've been suwewy satisfied with my expewience as a custy, and I have a histowy of wesponsible cweedit cawd usage, including on-time payments and maintaining wow outstanding bawances 💳💰💯 Cwurrently, I'm not utilizing my cweedit cawd to its full potential because I'm concewned that the lowew limit might impact my CIBIL score negatively (´∩｡• ᵕ •｡∩) I bewieve a highew limit would allow me to use the cawd mowe comfy. (´･∀･)
Could you please wet me know what infowmation and documents I need to pwovide for this wequest? (´• ω •`)ﾉ📝🙏🌟💌🙌"

If this doesn't convince them that I deserve an LE then idk what will 😎

 

[plastikman]

Does this look like something a bheegi-billi would send to onecard

"
Hello 👋
I wanna talk about the pwossibility of increasing my cweedit wimit on my Onecawd (*≧ω≦) When I fiwst got the cawd, I didn't have pwroof of income, but now I have an ITR acknowledgment copy, a cibil score of over [top secret info] 📈💼💰
I've been suwewy satisfied with my expewience as a custy, and I have a histowy of wesponsible cweedit cawd usage, including on-time payments and maintaining wow outstanding bawances 💳💰💯 Cwurrently, I'm not utilizing my cweedit cawd to its full potential because I'm concewned that the lowew limit might impact my CIBIL score negatively (´∩｡• ᵕ •｡∩) I bewieve a highew limit would allow me to use the cawd mowe comfy. (´･∀･)
Could you please wet me know what infowmation and documents I need to pwovide for this wequest? (´• ω •`)ﾉ📝🙏🌟💌🙌"

If this doesn't convince them that I deserve an LE then idk what will 😎

All the best to you 👍

 

[D₹V]

Does this look like something a bheegi-billi would send to onecard

"
Hello 👋
I wanna talk about the pwossibility of increasing my cweedit wimit on my Onecawd (*≧ω≦) When I fiwst got the cawd, I didn't have pwroof of income, but now I have an ITR acknowledgment copy, a cibil score of over [top secret info] 📈💼💰
I've been suwewy satisfied with my expewience as a custy, and I have a histowy of wesponsible cweedit cawd usage, including on-time payments and maintaining wow outstanding bawances 💳💰💯 Cwurrently, I'm not utilizing my cweedit cawd to its full potential because I'm concewned that the lowew limit might impact my CIBIL score negatively (´∩｡• ᵕ •｡∩) I bewieve a highew limit would allow me to use the cawd mowe comfy. (´･∀･)
Could you please wet me know what infowmation and documents I need to pwovide for this wequest? (´• ω •`)ﾉ📝🙏🌟💌🙌"

If this doesn't convince them that I deserve an LE then idk what will 😎

 

[bigwillybilly]

😮‍💨 pain

"The OneCard credit limit is always based on your credit score, financial history, and other internal policy checks. We request you keep transacting with your OneCard and make on-time repayments.

Our partner banks will review these activities and will offer you an option to increase your credit limit either by SMS/mail/in-app notification.
We request your patience and understanding in this concern."

sis didn't even ask for any info or docs

So how likely is it that South Indian Bank offers me LE after 5-6 months of use, without me asking them? has anyone requested LE from SIB, how was your experience 😭

 

[D₹V]

😮‍💨 pain

"The OneCard credit limit is always based on your credit score, financial history, and other internal policy checks. We request you keep transacting with your OneCard and make on-time repayments.

Our partner banks will review these activities and will offer you an option to increase your credit limit either by SMS/mail/in-app notification.
We request your patience and understanding in this concern."

sis didn't even ask for any info or docs

So how likely is it that South Indian Bank offers me LE after 5-6 months of use, without me asking them? has anyone requested LE from SIB, how was your experience 😭

Aur ban gaya main bheegi billi 🐈

#9XM

 

[D₹V]

😮‍💨 pain

"The OneCard credit limit is always based on your credit score, financial history, and other internal policy checks. We request you keep transacting with your OneCard and make on-time repayments.

Our partner banks will review these activities and will offer you an option to increase your credit limit either by SMS/mail/in-app notification.
We request your patience and understanding in this concern."

sis didn't even ask for any info or docs

So how likely is it that South Indian Bank offers me LE after 5-6 months of use, without me asking them? has anyone requested LE from SIB, how was your experience 😭

Only SIB can help now, did you email them? 😅