Best upi app

[yobro]

How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?

 

[nits123]

thanks. im thinking of uninstalling paytm app and use this from now on. anything you think ill miss from paytm?

NFC & Merchant payments through UPI rupay credit card.....I prefer to make most of the payments through Credit card only...

Most of the merchants on Paytm are not recognized by other apps as merchants so i use Paytm as primary app just because of NFC and UPI rupay credit card payment....I have uninstalled Gpay as secondary app and installed Yes PAY NEXT as secondary app. May be i will make it as primary app in future if they introduce NFC...

 

[quino]

NFC & Merchant payments through UPI rupay credit card..

cool. since my phone doesn't have nfc nor do i have rupay cc, i should be fine with the switch ig?

Most of the merchants on Paytm are not recognized by other apps as merchants so i use Paytm as primary app

this may be a ploy by paytm to keep both businesses and users on their app only.

 

[quino]

I have an issue with this YesPayNext App.

Login passcode - 6 digits. The softkeyboard/pad vanishes after inputting the first digit. I have to press the vacant 2nd digit space to bring back the keypad. This happens for all remaining digits as well.

All 130+ Apps are not having this strange issue. Except this YesPayNext App.

Anyone faced this ?

After login, the Apps functions smoothly. No issues. Paid twice yesterday.

i just signed up on the app. for me the issue was during signup, it asked to enter mobile no. & each digit i entered replaced the previous digit. finally had to copy paste the no. from elsewhere.

 

[quino]

rupay credit card

during signup it asked whether i wanted to link bank acc or cc. so maybe they do support it now?

 

[COSMOCRAT]

Guys and Gals,

Apart from gpay, does someone know of a UPI app that lets you/auto assign separate UPI IDs to all the accounts you add??

This is one of the feature I have been missing Gpay does that but it mixes up Accounts and Cards in the order they were added and it's a mess. I am trying to use one app for accounts and one for RuPay CC.

PhonePe allows 2 UPI IDs per bank account.

 

[gischethans]

cool, but after creation of the custom id, can we delete the mobileno@yespay id?

and is changing of default upi id like in paytm is allowed? so during scan & pay the custom id is used to send money

Yes, you can disable the phonenumber@yespay ID and the custom one works as default.

 

[its_karan]

anything you think ill miss from paytm?

Loan lelo
CC lelo
Jua khel lo

 

[Reaper]

@yespay is the UPI handle.

UPI ID can be customised or it’s our mobile number ?

 

[bvc19296]

UPI ID can be customised or it’s our mobile number ?

Its on the mobile number and can also be customizable.

 

[gowthamv]

Offtopic:

I tried to register UPI in Payzapp.
I was able to link the banks which I was already using in other UPI Apps.
But after linking, it is asking me to set UPI PIN for those bank accounts where the UPI PIN is already set.
Is it mandatory to set a new UPI PIN every time a bank account is linked to Payzapp UPI?

 

[Shubham Yadav]

Offtopic:

I tried to register UPI in Payzapp.
I was able to link the banks which I was already using in other UPI Apps.
But after linking, it is asking me to set UPI PIN for those bank accounts where the UPI PIN is already set.
Is it mandatory to set a new UPI PIN every time a bank account is linked to Payzapp UPI?

N o o

 

[gowthamv]

N o o

I have these Bank Accounts linked to many UPI apps.
But Payzapp is not allowing me to use it without setting UPI PIN.
I tried removing the accounts and re-adding them.

 

[Shubham Yadav]

I have these Bank Accounts linked to many UPI apps.
But Payzapp is not allowing me to use it without setting UPI PIN.
I tried removing the accounts and re-adding them.

Each and every time u add SBI bank account into new upi app it demand set upi pin this is a case of sbi

I think same thing applicable on axis also.

 

[hundredth]

If you are an android user don't use Paytm or Cred. They will force you for SMS permission and then misuse it to profile you and sell you things. They read and (mis)use ALL you SMS to track each and every thing about you. iMobile Pay also forces you for SMS permission and refuses to even open without the permission. I use GPay because it needs SMS permission only once during setup and you can turn if off after that.

The best UPI app for me will be one which does not need SMS permission and gives me option to see and send the verification SMS manually like it does on iPhones. Yes, these apps work on iPhones without reading your SMS because it is impossible to do so on iOS.

 

[djrocky]

Can any one suggest best upi app for a minor child
a)works with wallet without any bank account
b)Allows loading with debit card (if not credit card)
c) Secured and uses minimal permissions (Android)
d) Money can be transferred to the upi whenever required
e) If possible to change the upi id instead of mobile number ?
f) would there be any kyc challenges

Already using Amazon wallet upi not sure if that's the best for child. I think someone mentioned slice.

Please point me to thread if its already discussed.

 

[raghumahajan]

I find Bhim UPI very convinient. It has scan option without entering app pasword/fingerprint. Also, you can set Rupay CC as default for merchants.

 

[djrocky]

I find Bhim UPI very convinient. It has scan option without entering app pasword/fingerprint. Also, you can set Rupay CC as default for merchants.

Looking for a upi app (Replacement of paytm wallet) for child with wallet option so no question of credit card.

 

[nits123]

Looking for a upi app (Replacement of paytm wallet) for child with wallet option so no question of credit card.

Amazon wallet upi is best option and next one is ICICI pockets...All small or new apps are fly by night players.

 

[raghumahajan]

Looking for a upi app (Replacement of paytm wallet) for child with wallet option so no question of credit card.

can have an add-on card with a limit in your control. It helps in building credit.

 

[djrocky]

can have an add-on card with a limit in your control. It helps in building credit.

Don't think this is allowed for children under 18. Anyway don't want to go via credit card route