regalia gold

Is it a viable option to pay the income tax of me and my family members to hit the 7.5L spends criteria required for Infinia? I have a regalia gold with a limit of over 8L. Right now, I am short 2L and by the time I have to pay the taxes it will be about 3.5L. Will this be an issue for HDFC...

Title. I have a regalia gold with 8.5L limit but I'm finding it difficult to hit 7.5L spends in the past 6 months to be eligible for Infinia. I was wondering if I can load up payzapp wallet with 3-4L over 6 months using the card and then transfer it back to my bank account. I know about the 3%...

Had Old HDFC Card: Had ₹1 lakh limit in Millenia, requested increase but denied. Closed card and reapplied via C2C after 6M with Rs 15L Magnus Statement, only got Moneyback card offer. Recently pre-approved for ₹1.34 lakh limit, but want a higher limit card. Strong credit profile: HDFC...

I have made certain spends which were done on March 30 & 31 . However, these were not considered for quarterly milestone reward. What shall be the steps to get quarterly milestone reward and ensure correct calculation. Also that the benefits page says spend for quarter not says settlement for...

Hello Readers, I would like to throw some light on one unique benefit added in new Regalia Gold card. The benefit called by HDFC is "Complimentary Airport Drop voucher when ticket is booked on Smartbuy using Regalia Gold credit card". HDFC just call it a Airport drop voucher but it is more than...

I am using HDFC Regalia Gold, was issued to me in Aug 2023 and I have spent 4 Lac + in 6-7 Months which makes it next year free but is there any way I can convert it to LTF. I have a preferred bank account and maintaining more than 5L for almost a year now.

I am a long term HDFC Customer and today when I checked my pre-approved cards, Regalia Gold is showing as Lifetime free. But when I click on details. It shows spend waiver. Please confirm if it is truly unconditional LTF or conditional based. Please check images.

Is it meaningful to upgrade my Regalia card to Regalia gold? Got an email from HDFC to upgrade the card with no joining fees. Don’t know if it’s worth moving from LTF to FYF with very low usage.

Hey all, first post here! :) I just got an upgrade from my LTF Milennia to FYF Regalia Gold. My RM told me that my Milennia points would get transferred to RG, but didn't tell me the conversion ratio (if any). Considering that on Milennia, the CB points were worth 1:1 and RG has various tiers...

will HDFC bank issue Regalia Gold/ Millenia when Regalia/ Regalia First expire? Anyone with similar experience? My RM (whom I dont trust) told me it will be renewed as per existing card only My card is valid till June 2024

Hey Guys, This being my first post here, please ignore any mistakes. So I have been trying to get my hands on a HDFC card for a while now, but I have not been able to as everytime i apply online, it only suggests moneyback. I have multiple cards with APAY/Platinum ICICI having the highest...

Hi Guys I recently i recently asked the grievance cell to upgrade my 2 months old MB+ to Regalia Gold as i thought i qualify the floor limit for that card which is 3,00,000. I mailed the grievance they denied saying internal parameters and stuff Then i asked the reason they said credit card...

Is it worth to upgrade from diners club privilege to hdfc regalia gold ? Or I should ask upgrade from diners club privilege to diners club black ?

Please find all terms and conditions and approval process for all deviation on income / eligibility or spends conditions. Edit : Confirmed with multiple sources and RM , this is 💯 percent genuine !

I got call from an HDFC bank executive, who told she will get me A HDFC Regalia Gold card for life time free. I have asked for written confirmation of the same on my email from their official HDFC mail id. But is it legit, can the card be given for LTF? I never had a HDFC card before, I don't...

Hi Everyone, Do you guys have any update on HDFC Apple Pay card? Any HDFC insider here who may share some timeline? I have couple of young professionals in my circle, who I encouraged to get themselves starter credit cards (LTF). Somehow, I still see so many of us Indian's think of credit...

I've called my RM to check whether I have any ongoing offers for Credit card, he said that I'm eligible for Regalia Gold LTF, even though it's saying FYF in my application, I have asked him to check any offers for Millennia, he's saying to take the Regalia Gold as it is Super premium card also...

I applied very recently using c2c, applied for regalia gold. Previous card is ICICI rubyx with 8.8 lac limit with me since 2015. Limit increased over the period gradually. Cibil score 794. Submitted salary slips (annual 25 lac+). Submitted ICICI credit card statements too. I have few question:-...

Hi all, after the recent devaluation of DCP, i reached out to HDFC Bank to upgrade to DCB but they declined and are offering FYF Regalia Gold. Since i have Magnus i would not spend 4L on Regalia Gold to make it free next year. Should i Upgrade ?

Hi All, Need your suggestions, guidance and inputs. I currently have an ICICI Sapphiro with 25L limit, and a bunch of other cards, but I do not have any HDFC credit card or any relationship with HDFC bank. I am looking for a premium LTF credit card from HDFC. My employer is in HDFC's key...