Hi All,
Need your suggestions, guidance and inputs.
I currently have an ICICI Sapphiro with 25L limit, and a bunch of other cards, but I do not have any HDFC credit card or any relationship with HDFC bank. I am looking for a premium LTF credit card from HDFC.
My employer is in HDFC's key corporate list and HDFC can provide me a LTF Regalia Gold card based on employment and salary slips as part of LTF offer for key corporates. HDFC sales team told that based on employment they can offer Regalia Gold LTF as the highest card.
However I tried to negotiate with HDFC sales team about DCB LTF as I have sufficient ITR for super premium cards, they told it is extremely difficult as I am new to bank and do not have any relationship with HDFC. I spoke to HDFC sales team about my Wealth mgmt account with ICICI and Sapphiro with 25L limit, and they told that they will try to get DCB for me on C2C basis, and I will need to provide Sapphiro statements and KYC documents.
The person whom I spoke to is an HDFC employee, designation is Sales manager - credit cards I think, and the sales lead was generated through my email to HDFC escalation channel wherein I asked them about LTF offer for corporate employees; so the person whom I am speaking to is not a third party agent or DSA.
I need suggestions about how to deal with this application process, as this is my first time experience with HDFC, what things should I take care of, I will try to get prior written email from the sales manager about DCB pre-approval etc however I understand that HDFC is notoriously famous for issuing lower cards. The special pricing MID document does not have DCB etc either for C2C or for corporate employee.
What all prior evidence should I take to settle any issues with HDFC escalations or grievance team later on. Any other tips about the whole application process would be really helpful.
Need your suggestions, guidance and inputs.
I currently have an ICICI Sapphiro with 25L limit, and a bunch of other cards, but I do not have any HDFC credit card or any relationship with HDFC bank. I am looking for a premium LTF credit card from HDFC.
My employer is in HDFC's key corporate list and HDFC can provide me a LTF Regalia Gold card based on employment and salary slips as part of LTF offer for key corporates. HDFC sales team told that based on employment they can offer Regalia Gold LTF as the highest card.
However I tried to negotiate with HDFC sales team about DCB LTF as I have sufficient ITR for super premium cards, they told it is extremely difficult as I am new to bank and do not have any relationship with HDFC. I spoke to HDFC sales team about my Wealth mgmt account with ICICI and Sapphiro with 25L limit, and they told that they will try to get DCB for me on C2C basis, and I will need to provide Sapphiro statements and KYC documents.
The person whom I spoke to is an HDFC employee, designation is Sales manager - credit cards I think, and the sales lead was generated through my email to HDFC escalation channel wherein I asked them about LTF offer for corporate employees; so the person whom I am speaking to is not a third party agent or DSA.
I need suggestions about how to deal with this application process, as this is my first time experience with HDFC, what things should I take care of, I will try to get prior written email from the sales manager about DCB pre-approval etc however I understand that HDFC is notoriously famous for issuing lower cards. The special pricing MID document does not have DCB etc either for C2C or for corporate employee.
What all prior evidence should I take to settle any issues with HDFC escalations or grievance team later on. Any other tips about the whole application process would be really helpful.
