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I keep availing time to time offer from Paytm wallet add money offer via credit card. The lowest convenience fee I've encountered in my case is 2.35% for credit card. A few months ago, I transferred about Rs. 20k from wallet to bank account post which convenience fee shot up to 3.35%. After...

I received an email saying Rs. 500 cashback upon 1st transaction from add-on credit card. There's no terms and conditions mentioned in the email without any link to it. Even enquired over call and they said that 1,000 reward points is the current offer which is different claim from what the...

In Airtel app, I can see Axis Airtel CC being offered to me with ZERO joining fee and for Mastercard variant, there's an additional Rs. 500 worth Amazon voucher. I usually recharge with Rs. 1,799 plan and intend to either recharge the same or even go with 1.5 GB/day for 84 days plan. Basically...

I've salary account in HDFC Bank, currently have Preferred banking status and by the end of November month, I'll be offered Imperia banking status since 2 other accounts from family members are in the same group and MAB will be Rs. 10L or more for the month of November 2023. I was offered...

Got this delivered today Surprisingly, I had raised closure of OneCard on 9th November and this gift was dispatched on the very same date. I had a secured CC from them, had booked Rs. 1 lakh/lac FD and closed it 2 days after the FD renewed. Anyone else got the Diwali gift from OneCard?

Lately there's been a lot of issues because of exclusion of several MCCs for earning reward points. What adds up to the pain even more, is that booking flight tickets uses railways MCC and there are even more such incidents. Even MobiKwik has now changed its MCC from Utility to Wallet Load for...

More details here : https://www.bankofbaroda.in/interest-rate-and-service-charges/service-charges -> Digital Banking Product Related Charges

My mother had a demat account with Sharekhan and recently I got it closed and transferred all the equity shares from Sharekhan to Upstox demat account. The issue I'm seeing is, the equity shares that were transferred from Sharekhan to Upstox 2-3 days back, only the quantity is displayed in...

On 7-Aug-2023, I had purchased a voucher from Magicpin through Twid (Pay with Rewards) and redeemed 1,000 Zillion (previously PAYBACK) coins worth Rs. 250. Now ICICI Bank has its own reward system but previously for Platinum CC, reward points were credited as PAYBACK points. Today when...

I was trying to open Bank of Baroda Lite Savings Account online for my mother but got the error message that she's an existing customer. She had closed her account around 3 years back. For clarification, visited the branch today and they said that Customer ID is still active and shall remain so...

I funded my Bank of Baroda Advantage Savings Account so that balance is above Rs. 20k and went to the bank, got the savings account variant changed to Super Savings Account. Now, as usual, my thumb rule is, I'm more knowledgeable than the people sitting at the bank. I knew and even showed them...

With effect from 5th June, 2023, PNB has hiked issuance and annual charge for their RuPay Platinum and Select debit cards. New rates are as follows : Variant Issuance Charge (Primary) Issuance Charge (Add On) Annual Charge RuPay NCMC Platinum / RuPay JCB Platinum Rs. 250 + 18% GST Rs...

I'm looking to get the cheapest possible RuPay Select debit card since my Amazon Prime membership has expired and I need it as soon as possible. I was earlier looking to get PNB RuPay Select debit card but when I found that w.e.f. 5th June, 2023, annual charges has been increase from Rs. 500 +...

I went to PNB branch a few days ago to get RuPay Select debit card and I already have RuPay Platinum debit card from them. They said that in PNB, there's no provision to have 2 debit cards (of different variants) active on a single savings account. Is that true? Also, I was told that minimum...