Savings account with premium benefits

[itssudiptadas]

Can any one suggest any savings account which comes with low MAB and give us free debit card, free sms charge etc.

 

[Riya Sharma]

is it the top end credit card of indus ind ??? does it come with free for indus select acnt???

no it is a debit card and it is not the top end. but it is free with select yes

 

[Akshay Ajmera]

maintaining 3 to 5 lakhs monthly average for 1 year ... wooooow thats great, by the way did you got any pre approval credit card offers ?? if yes then which card and how much limit you got

I took pinnacle by paying 15k as joining fees.
I told about upgrade after reading from someone post

 

[It_is_Naruto]

I don't think it is worth it to keep that much MAB in IDFC. They are poor in the customer service department, no rewards, credit cards are easily obtainable anyway and not that good, less branches and atms, even the forex fee is not competitive. I would prefer IndusInd over IDFC.

I agree... Zero MAB and ease of opening is important whatever the bank is...
Debit card rewards are anyways comparable for both....

 

[Akshay Ajmera]

I agree... Zero MAB and ease of opening is important whatever the bank is...
Debit card rewards are anyways comparable for both....

Btw what all premium features do you want. Can you describe it

 

[It_is_Naruto]

Btw what all premium features do you want. Can you describe it

Nothing much, i just wanted to open a new zero MAB bank account for UPI ( day to day transactions)...Indusind had some issue so I opted for IDFC... for upgrades luckily I didn't have to put a lot of money...
Premium features k liye HDFC / Axis hai... Free locker etc. I use debit cards for CC bill payments only.. (HDFC & IDFC), nothing else.

 

[Akshay Ajmera]

Nothing much, i just wanted to open a new zero MAB bank account for UPI ( day to day transactions)...Indusind had some issue so I opted for IDFC... for upgrades luckily I didn't have to put a lot of money...
Premium features k liye HDFC / Axis hai... Free locker etc. I use debit cards for CC bill payments only.. (HDFC & IDFC), nothing else.

Just open hdfc savings Max and pay cc bill with platinum debit card

 

[ATTAR]

We are talking about this card: https://www.indusind.com/in/en/personal/cards/debit-card/visa-platinum-debit-card.html

I am having indusind delight account

 

[SAS]

I am having indusind delight account

is it worth it ... i mean can we take that debit card worth 590 ????

 

[Akshay Ajmera]

I am having indusind delight account

Indusind debit card are not good. Although I saw from pamphlet indusind indie give 3% on credit card.
Not sure how true that is

 

[Shin-Chan]

How much Initial funding you can do

10L+ please suggest best Account Vasuki Sir !!



cc: @raghu.rokda Sir, @diptarkaroy Sir your inputs are welcomed

 

[Vasuki]

10L+ please suggest best Account Vasuki Sir !!



cc: @raghu.rokda Sir, @diptarkaroy Sir your inputs are welcomed

You should list which one u have 😂
And why u want it .just because u can or bcz of cc or something else

 

[Shin-Chan]

You should list which one u have 😂
And why u want it .just because u can or bcz of cc or something else

use case: Debit card reward points only have HDFC DC which provides for CC payment but need for HDFC CC payments.


Have: HDFC, ICICI (useless DC), Indusind normal DC, Axis Liberty DC (Dispatched by bank)

 

[Vasuki]

use case: Debit card reward points only have HDFC DC which provides for CC payment but need for HDFC CC payments.


Have: HDFC, ICICI (useless DC), Indusind normal DC, Axis Liberty DC (Dispatched by bank)

Get idfc wealth at 5 lakh
Get another account in hdfc with 5 lakh ( my choice number+ imperia banking

Yeh ho Jaye toh contact back

 

[Shin-Chan]

Get idfc wealth at 5 lakh
Get another account in hdfc with 5 lakh ( my choice number+ imperia banking

Yeh ho Jaye toh contact back

I am from Village area will visit city next month and get both done.

 

[Vasuki]

I am from Village area will visit city next month and get both done.

For hdfc directly go to bM and discuss like a pro .
If doesn't give attention..just note his name .

Btw how much is the distance if it's less than 50km
Both will send agent to your home

 

[Shin-Chan]

For hdfc directly go to bM and discuss like a pro .
If doesn't give attention..just note his name .

Btw how much is the distance if it's less than 50km
Both will send agent to your home

65KM. HDFC told will send Agent but I said no will connect once I am in City area as temperature is 46 degree I do have empathy unlike Banks and HDFC LE system

 

[Vasuki]

65KM. HDFC told will send Agent but I said no will connect once I am in City area as temperature is 46 degree I do have empathy unlike Banks and HDFC LE system

What logic
Your empathy is causing them business
They get TA .

U can get both done at home if u giving 5 lakh to both of them
As Ip

Rest ur wish

 

[ATTAR]

is it worth it ... i mean can we take that debit card worth 590 ????

If we maintain Rs25,000 for 90 days in account, debit card fees will be reversed or spend that amount

 

[raghu.rokda]

use case: Debit card reward points only have HDFC DC which provides for CC payment but need for HDFC CC payments.


Have: HDFC, ICICI (useless DC), Indusind normal DC, Axis Liberty DC (Dispatched by bank)

10L+ please suggest best Account Vasuki Sir !!



cc: @raghu.rokda Sir, @diptarkaroy Sir your inputs are welcomed

Whichever account you open, don’t forget to take premium cc along with it with 5L IP/ 10L IP

You can tried for HDFC, IDFC, IndusInd

 

[SAS]

If we maintain Rs25,000 for 90 days in account, debit card fees will be reversed or spend that amount

you mean can i pay 25k as CC bill ??? do they consider it as a spend