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Yes First Preferred Credit Card LTF

xiddy

TF Premier
Can we still get yes first preferred as LTF? If so how? I see many old posts stating that people got it as LTF.
 
I have LTF preferred first. The rewards point value is only 0.1rs and probably the lowest in all cards. The only reason I have it is because of bms 25% discount and offers if and when I order anything online.
Frankly you are not missing anything except if you want it just for a collection of cards from different banks which I have.
 

xiddy

TF Premier
I have LTF preferred first. The rewards point value is only 0.1rs and probably the lowest in all cards. The only reason I have it is because of bms 25% discount and offers if and when I order anything online.
Frankly you are not missing anything except if you want it just for a collection of cards from different banks which I have.
I just wanted to get a Yes Bank card. I told the credit card lady to call me if there is any LTF offer around FY closing. Let's see if she does.
 

xiddy

TF Premier
But why?
- No offers except some EMI related cashback offers but at the same time some other bank will present never alone
- Low limit (mostly) and not at all useful for Credit Utilization in CIBIL.
- Low rewards.

You mostly keep it in shelf and never look it even after this much effort, and it will take place in your CIBIL report. Other-than that nothing.
I have seen a few offers for Yes bank, and the card comes with a priority pass. No harm in getting it if it is LTF.
 
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