Trick to earn ₹900 every month

[neo.puneet]

Hi all!

This is a trick to earn ₹900 every month by manufacturing spends that I have been doing from 3 months now.😂

I have a sc smart credit card that gives 2% cashback on all online spends. I use it on snapay every month for 50k. They charge ₹590 but I get ₹1000 cashback on the credit card. Now I pay the credit card bill via hdfc dc to get ₹500 cashback. In total I get ₹1500 - ₹590 = about ₹900.

I understand that sc bank may close my card if they suspect manufacturing spends but i don’t care as I have a lot of other credit cards.

 

[sxchzy]

Hi all!

This is a trick to earn ₹900 every month by manufacturing spends that I have been doing from 3 months now.😂

I have a sc smart credit card that gives 2% cashback on all online spends. I use it on snapay every month for 50k. They charge ₹590 but I get ₹1000 cashback on the credit card. Now I pay the credit card bill via hdfc dc to get ₹500 cashback. In total I get ₹1500 - ₹590 = about ₹900.

I understand that sc bank may close my card if they suspect manufacturing spends but i don’t care as I have a lot of other credit cards.

for 900 rs you are ready to give up a credit card
hats off to you

 

[neo.puneet]

for 900 rs you are ready to give up a credit card
hats off to you

₹900/month

 

[sxchzy]

₹900/month

you have done it for 3 months
bank will recognize a pattern within the next 6 months and patch it

 

[Lobogris]

Hi all!

This is a trick to earn ₹900 every month by manufacturing spends that I have been doing from 3 months now.😂

I have a sc smart credit card that gives 2% cashback on all online spends. I use it on snapay every month for 50k. They charge ₹590 but I get ₹1000 cashback on the credit card. Now I pay the credit card bill via hdfc dc to get ₹500 cashback. In total I get ₹1500 - ₹590 = about ₹900.

I understand that sc bank may close my card if they suspect manufacturing spends but i don’t care as I have a lot of other credit cards.

How do you redeem this cashback? Can you get a statement credit or only gift vouchers?

 

[Rdspam]

you have done it for 3 months
bank will recognize a pattern within the next 6 months and patch it

standard chartered could not care less. They probably have the worst customer service even if compared to small finance banks.

 

[sxchzy]

standard chartered could not care less. They probably have the worst customer service even if compared to small finance banks.

customer care dosent look at this
fraud and transaction monitoring teams monitor this
you do 3-4 transactions of same amount on a same merchant you will get a call asking about transactions legitamacy

 

[Rdspam]

customer care dosent look at this
fraud and transaction monitoring teams monitor this
you do 3-4 transactions of same amount on a same merchant you will get a call asking about transactions legitamacy

Are you sure they do this? I figured they don’t care much because unlike normal credit cards they don’t bother putting any merchant restrictions on any of their cards whatsoever

 

[sxchzy]

Are you sure they do this? I figured they don’t care much because unlike normal credit cards they don’t bother putting any merchant restrictions on any of their cards whatsoever

They do this

 

[sxchzy]

This becomes data for them to analyse spending patterns of customers
And jf they see a loophole it will be closed

 

[Pavan]

Instead we can load mobikwik and be legal not sure why we snay pay !!!

 

[kkk]

Instead we can load mobikwik and be legal not sure why we snay pay !!!

Less charges in snapay.

 

[sxchzy]

try loading to payzapp

 

[kkk]

try loading to payzapp

Then where to use it? Only few CC bill payment allowed through payzapp wallet.

 

[sxchzy]

Then where to use it? Only few CC bill payment allowed through payzapp wallet.

wallet to bank is there at 2.5%
can use prepaid card at merchants like bigbasket amazon
or else utility bills like electricity and gas can be paid

 

[kkk]

wallet to bank is there at 2.5%
can use prepaid card at merchants like bigbasket amazon
or else utility bills like electricity and gas can be paid

Snapay allows transfer at ~1%
I am not saying Snapay is good but transfer rates are low so people use it. I too use it occasionally but not like this (50k per month).

 

[sxchzy]

Snapay allows transfer at ~1%
I am not saying Snapay is good but transfer rates are low so people use it. I too use it occasionally but not like this (50k per month).

axis had blocked users for merchants like snapay
instead of transferring it to bank
use it at merchants or utility bills

 

[Abhishek012]

axis had blocked users for merchants like snapay
instead of transferring it to bank
use it at merchants or utility bills

Snapay working on Axis cards. Axis AEE is best card for snapay and get unlimited 2% cashback.

 

[kkk]

axis had blocked users for merchants like snapay
instead of transferring it to bank
use it at merchants or utility bills

I heard it getting blocked for BharatNxt.

 

[LordSupreme Aloo]

for 900 rs you are ready to give up a credit card
hats off to you

Axis blocked my privilege card on Omnicard wallet load for 1k (testing), charges around 21.x rupees.
So, anyone reading don't use Omnicard!
Snapay is fine though, (try smaller amounts & cool down periods)

Meanwhile 1st & last time on youtube guy : maine to loot liya, aap bhi lootiye! 😊 🤓😅😬